BIK SOLUTIONS
ActiveBIK SOLUTIONS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €495k and a net result of €11k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 52% of 2273 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+1
Solvency69▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.23 against 0.36 in 2024; short-term debt: 14.7% and cash: 2.2% of total assets), and 56.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.8%
Return on assets
1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
87 d early
2024
13 d late
2023
92 d early
2022
6 d early
2021
74 d early
2020
80 d early
2019
95 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€495k▲ 2.3%
2024 · €484k
2018: €241k
2019: €242k
2020: €296k
2021: €477k
2022: €493k
2023: €469k
2024: €484k
2018 → 2025
Total assets
€1.13M▼ 3.4%
2024 · €1.17M
2018: €1.27M
2019: €1.25M
2020: €1.23M
2021: €2.06M
2022: €1.99M
2023: €1.26M
2024: €1.17M
2018 → 2025
Net result
€11k▼ 25.1%
2024 · €15k
2018: €25k
2019: €331
2020: €54k
2021: €180k
2022: €17k
2023: €-24k
2024: €15k
2018 → 2025
Working capital
€-127k▼ 41.4%
2024 · €-90k
2018: €-46k
2019: €-72k
2020: €-30k
2021: €761k
2022: €719k
2023: €497
2024: €-90k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€477k-€493k▲ 3.5%€469k▼ 4.9%€484k▲ 3.1%€495k▲ 2.3%
Operating result€275k-€51k▼ 81.5%€9k▼ 82.3%€41k▲ 352%€39k▼ 3.2%
Net result€180k-€17k▼ 90.7%€-24k€15k€11k▼ 25.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€1.09M▼ 2.4%
Current assets
€38k▼ 24.0%
Equity and liabilities €1.13M
Equity
€495k▲ 2.3%
Debt
€634k▼ 7.3%
The debt ratio falls from 58.6% to 56.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70k▲
2024 · €69k
Cash flow
€42k▼
2024 · €43k
Solvency
43.8%▲
2024 · 41.4%
Current ratio
0.23▼
2024 · 0.36
Quick ratio
0.23▼
2024 · 0.36
Debt / equity
1.28▼
2024 · 1.41
ROE
2.2%▼
2024 · 3.0%
ROA
1.0%▼
2024 · 1.3%
Interest coverage
3.11▲
2024 · 2.92
Debt
€634k▼
2024 · €684k
Debt ≤ 1 year
€166k▲
2024 · €140k
Debt > 1 year
€448k▼
2024 · €524k
Income taxes
€6k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.17M€1.13M▼
Fixed assets21/28€1.12M€1.09M▼
Tangible fixed assets22/27€283k€256k▼
Land and buildings22€254k€234k▼
Plant, machinery and equipment23€15k€10k▼
Furniture and vehicles24€13k€12k▼
Financial fixed assets28€835k€835k=
Current assets29/58€50k€38k▼
Amounts receivable within one year40/41€40k€11k▼
Trade receivables40€10k€11k▲
Other amounts receivable41€30k€525▼
Cash at bank and in hand54/58€7k€24k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.17M€1.13M▼
Equity10/15€484k€495k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€413k€424k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€407k€418k▲
Profit (loss) carried forward14€8k€8k▲
Amounts payable17/49€684k€634k▼
Amounts payable after more than one year17€524k€448k▼
Financial debts170/4€524k€448k▼
Amounts payable within one year42/48€140k€166k▲
Current portion of amounts payable after more than one year42€108k€108k▲
Trade debts44€2k€11k▲
Suppliers440/4€2k€11k▲
Taxes, remuneration and social security45€6k€13k▲
Taxes450/3€4k€10k▲
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€25k€34k▲
Accrued charges and deferred income492/3€19k€19k▼
Income statement
Code20242025
Non-recurring operating income76A-€17k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€31k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€75k€77k▲
Operating profit (loss)9901€41k€39k▼
Financial income75/76B€14€3▼
Recurring financial income75€14€3▼
Financial charges65/66B€24k€23k▼
Recurring financial charges65€24k€23k▼
Profit (loss) for the period before taxes9903€17k€17k▼
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€15k€11k▼
Profit (loss) for the period to be appropriated9905€15k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€19k▼
Profit (loss) brought forward from the previous period14P€8k€8k▲
Transfer to equity691/2€15k€11k▼
To other reserves6921€15k€11k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 13 days late
2024
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-24k ▼245%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €180k ▲232%
Operating result €275k, net result €180k, both a record.
31-12
Financial
Liquidity times 10current ratio 6.34
Current ratio from 0.64 to 6.34.
12-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meidoornlaan 178300 Knokke-HeistGround area
2,229 m²
Building footprint
358 m²
Parcel 31333I0772/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
Bik Solutions
since 20112.198.004.657
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31333I0772/00C000 | Flanders | 2,229 m² | 1 · 358 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANELYSE
BE 0721.819.461
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E.M.M.A.
BE 0447.016.976
Kortrijk · Eq €495k
AGILIA
BE 0886.314.239
Genk · Eq €495k
House of Entrepreneurship & Innovation
BE 0550.885.467
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Luc Van den hove
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Lubbeek · Eq €494k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 5,887 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-04-2011
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.