Bij Christa in de fruithoeve
ActiveBij Christa in de fruithoeve has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €118k and a net result of €15k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 92% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▲+6
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 7.9 against 4.26 in 2023; short-term debt: 12.3% and cash: 59.8% of total assets), and 12.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
20 d early
2022
29 d late
2021
23 d early
2020
30 d early
2019
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€118k▲ 14.7%
2023 · €103k
2018: €75k
2019: €77k
2020: €93k
2021: €114k
2022: €94k
2023: €103k
2018 → 2024
Total assets
€136k▲ 1.2%
2023 · €134k
2018: €98k
2019: €144k
2020: €157k
2021: €175k
2022: €139k
2023: €134k
2018 → 2024
Net result
€15k▲ 69.6%
2023 · €9k
2018: €9k
2019: €2k
2020: €17k
2021: €21k
2022: €3k
2023: €9k
2018 → 2024
Working capital
€115k▲ 16.9%
2023 · €99k
2018: €70k
2019: €68k
2020: €85k
2021: €103k
2022: €85k
2023: €99k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€93k-€114k▲ 22.5%€94k▼ 17.1%€103k▲ 9.5%€118k▲ 14.7%
Operating result€25k-€34k▲ 33.0%€7k▼ 80.6%€16k▲ 148%€19k▲ 14.9%
Net result€17k-€21k▲ 24.7%€3k▼ 83.5%€9k▲ 160%€15k▲ 69.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 15% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €136k
Fixed assets
€3k▼ 30.3%
Current assets
€132k▲ 2.4%
Equity and liabilities €136k
Equity
€118k▲ 14.7%
Debt
€17k▼ 43.9%
The debt ratio falls from 23.0% to 12.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▼
2023 · €26k
Cash flow
€17k▼
2023 · €19k
Solvency
87.3%▲
2023 · 77.0%
Current ratio
7.90▲
2023 · 4.26
Quick ratio
7.67▲
2023 · 4.14
Debt / equity
0.15▼
2023 · 0.30
ROE
12.8%▲
2023 · 8.7%
ROA
11.2%▲
2023 · 6.7%
Interest coverage
13.77▲
2023 · 7.90
Debt
€17k▼
2023 · €31k
Debt ≤ 1 year
€17k▼
2023 · €30k
Income taxes
€4k▼
2023 · €4k
Staff costs
€12
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€134k€136k▲
Formation expenses20€0€0=
Fixed assets21/28€5k€3k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€5k€3k▼
Land and buildings22€966€936▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€1k€1k▼
Financial fixed assets28€21€21=
Current assets29/58€129k€132k▲
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41€4k€759▼
Trade receivables40€2k€692▼
Other amounts receivable41€1k€67▼
Current investments50/53€45k€45k=
Cash at bank and in hand54/58€72k€81k▲
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€134k€136k▲
Equity10/15€103k€118k▲
Contributions10/11€14k€14k=
Reserves13€65k€65k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€63k€63k=
Profit (loss) carried forward14€25k€40k▲
Amounts payable17/49€31k€17k▼
Amounts payable within one year42/48€30k€17k▼
Current portion of amounts payable after more than one year42€3k-
Trade debts44€10k€897▼
Suppliers440/4€10k€897▼
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€11k€11k=
Accrued charges and deferred income492/3€548€546▼
Income statement
Code20232024
Remuneration, social security and pensions62-€12
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€2k▼
Other operating charges640/8€908€979▲
Gross operating margin9900€27k€21k▼
Operating profit (loss)9901€16k€19k▲
Financial income75/76B€2€2k▲
Recurring financial income75€2€2k▲
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€13k€19k▲
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€9k€15k▲
Profit (loss) for the period to be appropriated9905€9k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€40k▲
Profit (loss) brought forward from the previous period14P€25k€25k=
Transfer to equity691/2€9k-
To other reserves6921€9k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €100kEq €103k ▲9.5%
6 profitable years in a row build equity to €103k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €21k ▲24.7%
Operating result €34k, net result €21k, both a record.
31-12
Financial
Equity above €100kEq €114k ▲22.5%
4 profitable years in a row build equity to €114k.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Weakest financial yearnet €2k ▼73.7%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Markt 231840 LonderzeelGround area
54 m²
Building footprint
54 m²
Volume, LiDAR
476 m³
Parcel 23045E0093/00C000, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Markt 23, 1840 Londerzeel
since 19922.056.678.528
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045E0093/00C000 | Flanders | 54 m² | 1 · 54 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector, comparable size
J.L.D.C.
BE 0826.509.779
Balen · Eq €118k
SAEPRE
BE 0783.548.479
Middelkerke · Eq €119k
FUN CITY
BE 0806.949.829
Brussel · Eq €117k
De Krijmboer
BE 0784.953.692
Lommel · Eq €120k
JANA TRADING
BE 1010.507.002
Beersel · Eq €116k
Of 3,827 companies in sector 47210 we hold annual accounts for 966. 772 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-1992
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.