J.L.D.C.
ActiveSummary
J.L.D.C. has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €118k and a net result of €-9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 70% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability19▲+12
Solvency82▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 5.4 against 7.83 in 2023; short-term debt: 11.4% and cash: 1.6% of total assets), and 43.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
56.9%
Return on assets
-4.4%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-9k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
68 d late
2023
29 d late
2022
18 d late
2021
11 d late
2020
30 d late
2019
119 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€118k▼ 7.2%
2023 · €127k
2018: €44k
2019: €-13k
2020: €-6k
2021: €6k
2022: €147k
2023: €127k
2018 → 2024
Total assets
€207k▼ 4.9%
2023 · €218k
2018: €303k
2019: €198k
2020: €184k
2021: €177k
2022: €205k
2023: €218k
2018 → 2024
Net result
€-9k▲ 53.9%
2023 · €-20k
2018: €7k
2019: €-57k
2020: €7k
2021: €12k
2022: €141k
2023: €-20k
2018 → 2024
Working capital
€104k▼ 6.3%
2023 · €111k
2018: €21k
2019: €-41k
2020: €-34k
2021: €-18k
2022: €154k
2023: €111k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-6k-€6k€147k▲ 2,465%€127k▼ 13.5%€118k▼ 7.2%
Operating result€15k-€22k▲ 49.3%€192k▲ 765%€-16k€-9k▲ 45.6%
Net result€7k-€12k▲ 65.0%€141k▲ 1,098%€-20k€-9k▲ 53.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2024 against €16k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €207k
Fixed assets
€80k ▼ 12.1%
Current assets
€127k ▲ 0.3%
Equity and liabilities €207k
Equity
€118k ▼ 7.2%
Provisions
€47k ▼ 0.1%
Debt
€42k ▼ 3.3%
Debt's share of the balance-sheet total rises from 20.0% to 20.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1k▲
2023 · €-6k
Cash flow
€1k▲
2023 · €-10k
Current ratio
5.40▼
2023 · 7.83
Debt to equity
0.36▲
2023 · 0.34
ROE
-7.7%▲
2023 · -15.6%
ROA
-4.4%▲
2023 · -9.1%
Interest coverage
0.63▲
2023 · -1.98
Debt ≤ 1 year
€24k▲
2023 · €16k
Debt > 1 year
€19k▼
2023 · €27k
Income taxes
€140▼
2023 · €599
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€218k€207k▼
Formation expenses20€0€0=
Fixed assets21/28€91k€80k▼
Tangible fixed assets22/27€35k€24k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€31k€22k▼
Financial fixed assets28€56k€56k=
Current assets29/58€127k€127k▲
Amounts receivable after more than one year29€70k€70k=
Other amounts receivable291€70k€70k=
Amounts receivable within one year40/41€18k€53k▲
Trade receivables40€8k€9k▲
Other amounts receivable41€10k€45k▲
Cash at bank and in hand54/58€38k€3k▼
Deferred charges and accrued income490/1€706€738▲
Equity and liabilities
Total equity and liabilities10/49€218k€207k▼
Equity10/15€127k€118k▼
Contributions10/11€20k€20k=
Reserves13€166k€166k▼
Tax-exempt reserves132€142k€142k▼
Distributable reserves133€24k€24k=
Profit (loss) carried forward14€-59k€-68k▼
Provisions and deferred taxes16€47k€47k▼
Deferred taxes168€47k€47k▼
Amounts payable17/49€44k€42k▼
Amounts payable after more than one year17€27k€19k▼
Financial debts170/4€27k€19k▼
Amounts payable within one year42/48€16k€24k▲
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€7k€12k▲
Suppliers440/4€7k€12k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Accrued charges and deferred income492/3€900-
Income statement
Code20232024
Remuneration, social security and pensions62€138-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€736€676▼
Non-recurring operating charges66A€662€1k▲
Gross operating margin9900€-5k€3k▲
Operating profit (loss)9901€-16k€-9k▲
Financial income75/76B€393€2k▲
Recurring financial income75€393€2k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Non-recurring financial charges66B-€262
Profit (loss) for the period before taxes9903€-19k€-9k▲
Transfer from deferred taxes780€93€63▼
Income taxes67/77€599€140▼
Profit (loss) for the period9904€-20k€-9k▲
Transfer from tax-exempt reserves789€278€188▼
Profit (loss) for the period to be appropriated9905€-20k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-59k€-68k▼
Profit (loss) brought forward from the previous period14P€-39k€-59k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Highest result since 2018net €141k ▲1098%
Operating result €192k, net result €141k, both a record.
31-12
Financial
Liquidity times 36current ratio 15.70
Current ratio from 0.43 to 15.70; short-term debt falls from €32k to €10k.
31-12
Financial
Equity above €100kEq €147k ▲2465%
3 profitable years in a row build equity to €147k.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
31-12
Financial
Weakest financial yearnet €-57k ▼934%
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
31-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reit 32490 BalenGround area
777 m²
Building footprint
134 m²
Volume, LiDAR
898 m³
Parcel 13003D0312/00N000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J.L.D.C
since 20102.189.987.905
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13003D0312/00N000 | Flanders | 777 m² | 1 · 134 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bij Christa in de fruithoeve
BE 0446.587.109
Londerzeel · Eq €118,303
FUN CITY
BE 0806.949.829
Brussel · Eq €117,234
SAEPRE
BE 0783.548.479
Middelkerke · Eq €119,328
JANA TRADING
BE 1010.507.002
Beersel · Eq €115,997
Boechouts Gebak
BE 1006.354.115
Beveren-Kruibeke-Zwijndrecht · Eq €115,978
Of 3,827 companies in sector 47210 we hold annual accounts for 966. 773 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-2010
Fiscal year end31-12
Activities, NACEBEL 2025
47210Retail sale of fruit and vegetables
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.