BIG-MAX CONSTRUCT
ActiveFrom the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of BIG-MAX CONSTRUCT is 2.0% (moderate). The 2025 annual accounts show equity of €2,606 and a net result of €2,450. Equity has been shrinking by about 44% per year since 2023. If that trend continues, it turns negative around financial year 2028. Its solvency ranks better than 72% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
KBO- Status
- Active since 19-04-2023 Normal situation
- Registered office
- 496 active companies are registered at this address 87 started in the 12 months before. Source: KBO register, as of 1 November 2026.
- Activity
- General construction of residential buildings NACE 41001and 1 other
- Establishment unit
- 2.344.959.657 1190 Vorst, since 19-04-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 05-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.0%
- Gross margin
- €2,809
- Turnover
- ≈ €34,000
- estimated
- Profit
- €2,450
- Equity
- €2,606
- ▲ 17×
- Total assets
- €4,093
- ▲ 138%
Score breakdownraises riskFounded in 2023Size: total assets €4,093Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 2.75, cash €1,615Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 73% of them on solvency, 85% on liquidity, 91% on profitability and 99% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 45 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 55 days after the deadline Filed on 24 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00522358.
Annual accounts 2025 filed on 24-09-2026 at the NBB all 3 filings
2023 to 2025, 3 financial years
The operating result for 2025 is a profit of €2,698, after a loss of €4,671 in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Construction of residential and non-residential buildings (NACE 41). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets and working capital.
Comparable companies
These companies have the same main activity as BIG-MAX CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €2,940 and €6,370, founded between 2023 and 2024.
| Company | Founded | Total assets | Equity | Gross margin | Turnover | Net result | Financial year |
|---|---|---|---|---|---|---|---|
| BIG-MAX CONSTRUCT Dilbeek | 2023 | €4,093 | €2,606 | €2,809 | - | €2,450 | 2025 |
| ENERGO PLAN Sint-Pieters-Leeuw | 2024 | €4,249 | -€567 | €1,981 | €38,864 | -€567 | 2026 |
| RUBEN'S CONSTRUCT Vilvoorde | 2023 | €6,367 | €5,589 | €2,197 | - | €273 | 2025 |
| POWER INNOVATIONS Ukkel | 2023 | €4,830 | €3,634 | €2,578 | - | €1,634 | 2024 |
| BRAD CONSTRUCT Binche | 2024 | €4,392 | €3,657 | €2,696 | €19,124 | €2,657 | 2024 |
| Arslan Construct Antwerpen | 2023 | €5,592 | €2,703 | €3,444 | - | €1,203 | 2024 |
| RENOVATIONTEC Beveren | 2023 | €2,940 | €878 | €3,982 | - | €3,114 | 2025 |
They were chosen from the 15,546 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 39,278 companies had the same profile as BIG-MAX CONSTRUCT has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of BIG-MAX CONSTRUCT itself: 2.0% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BIG-MAX CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Turnover70 | €37,373 | €44,469 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €28,165 | €48,530 | - | - |
| Remuneration, social security and pensions62 | €6,080 | - | - | - |
| Other operating charges640/8 | €209 | €610 | €111 | ▼ 81.8% |
| Gross operating margin9900 | €9,208 | -€4,061 | €2,809 | - |
| Operating profit (loss)9901 | €2,919 | -€4,671 | €2,698 | - |
| Financial income75/76B | €5 | €0 | €1 | ▲ 241% |
| Recurring financial income75 | €5 | €0 | €1 | ▲ 241% |
| Financial charges65/66B | - | €97 | €249 | ▲ 156% |
| Recurring financial charges65 | - | €97 | €249 | ▲ 156% |
| Profit (loss) for the period before taxes9903 | €2,924 | -€4,768 | €2,450 | - |
| Profit (loss) for the period9904 | €2,924 | -€4,768 | €2,450 | - |
| Profit (loss) for the period to be appropriated9905 | €2,924 | -€4,768 | €2,450 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €4,924 | €1,716 | €4,093 | ▲ 138% |
| Current assets29/58 | €4,924 | €1,716 | €4,093 | ▲ 138% |
| Amounts receivable within one year40/41 | €4,731 | €820 | €2,478 | ▲ 202% |
| Other amounts receivable41 | €4,731 | €820 | €2,478 | ▲ 202% |
| Cash at bank and in hand54/58 | €193 | €896 | €1,615 | ▲ 80.3% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €4,924 | €1,716 | €4,093 | ▲ 138% |
| Equity10/15 | €4,924 | €156 | €2,606 | ▲ 17× |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €2,924 | -€1,844 | €606 | - |
| Amounts payable17/49 | - | €1,560 | €1,487 | ▼ 4.7% |
| Amounts payable within one year42/48 | - | €1,560 | €1,487 | ▼ 4.7% |
| Trade debts44 | - | €437 | €1,487 | ▲ 240% |
| Suppliers440/4 | - | €437 | €1,487 | ▲ 240% |
| Other amounts payable47/48 | - | €1,123 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,924 | -€4,768 | €2,450 | - |
| Operating cash flow (approximation) | €2,924 | -€4,768 | €2,450 | - |
| Change in cash | - | €703 | €719 | ▲ 2.3% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Owners and capital
Shareholders
- GOMES FRANCISCO Max 100 shares (100%) · €2,000 in cash
Capital transactions
- 21-04-2023 Incorporation · €2,000 · 100 shares
- 21-04-2023 Incorporation · €2,000 · 100 shares
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Algemene vergadering die benoemt bepaalt aantal,duur opdracht en bij meerdere bevoegdheid, één of meer bestuurders”“Vergoeding bestuurders, algemene kosten,los van representatie-,reis- en verplaatsingskosten”
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam met vermeldingen voorgeschreven door Wetboek van vennootschappen en verenigingen”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft ten laste overdrager,helft ten laste koper(s) naar evenredigheid verworven aantal bij meer kopers, prijs vermeld in oorspronkelijke…”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Algemene vergadering, in vormen vereist voor statutenwijziging”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Ontbinding om welke reden en op welk ogenblik ook, bestuurder(s) in functie als vereffenaar(s) krachtens statuten indien geen andere…”
Articles of association, deed of 21-04-2023 (in Dutch)
Network & group
BIG-MAX CONSTRUCT shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of BIG-MAX CONSTRUCT. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
21-04
Gazette deed
IncorporationAppointment: GOMES FRANCISCO Max (director) · Founder · Founding capital19 points ▸
- Founder, GOMES FRANCISCO Max
- Other provision, “bekwaamheid en identiteit comparant” (deed in Dutch)
- Other provision, “toelichting en voorlezing akte” (deed in Dutch)
- Other provision, “voorlezing en ontwerp akte” (deed in Dutch)
- Other provision, “wijzigingen ontwerp en authenticiteit” (deed in Dutch)
- Incorporation, “BIG-MAX CONSTRUCT” (deed in Dutch)
- Founding capital, €2,000, mentioned 2 times in the deed
- Other provision, “financieel plan en oprichtersaansprakelijkheid”, 17-04-2023 (deed in Dutch)
- GOMES FRANCISCO Max holds 100 shares (100%)
- Bank account, 2000, “vennootschap in oprichting” (deed in Dutch)
- Registered office clause, “1700 Dilbeek,Oudesmidsestraat,20” (deed in Dutch)
- Other provision, “nog niet, website en e-mailadres” (deed in Dutch)
- The act holds 7 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0800.909.204
Financial year and general meeting
Accounts at the NBBSites & property
1 establishment unit
Buildings and parcels at the addresses
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23016D0063/00W002 | Flanders | 300 m² | 1 · 299 m² | 12.6 m · 3 |
| 21007A0034/00Z002 | Brussels | 285 m² | 1 · 248 m² | 23.6 m · 6 |