BICOZ
ActiveSummary
BICOZ has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €20,460 and a net result of €820,702. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 152 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability100=
Solvency26▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.88 in 2025; short-term debt: 95.1% and cash: 34.7% of total assets), and 98.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
1.4%
Return on assets
57%
Age of the figures
6 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 152 sector peers (2026).
NBB · sector comparisonPosition among 152 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-04-2026, 184 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
184 d early
2025
35 d early
2024
26 d early
2023
49 d early
2022
34 d early
2021
25 d early
2020
43 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 57 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 26 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-03-2027 close31-10-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2026, abbreviated schema
Equity
€20,460=
2025 · €20,460
Total assets
€1.4m▲ 8.5%
2025 · €1.3m
Net result
€820,702▲ 12.3%
2025 · €730,549
Working capital
-€111,452▲ 26.0%
2025 · -€150,695
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€247,324▲ 7.6%€762,067▲ 208%€920,770▲ 20.8%€977,865▲ 6.2%€1.1m▲ 12.6%
Net result€187,309above the sector's middle half▲ 7.7%€573,667above the sector's middle half▲ 206%€690,946above the sector's middle half▲ 20.4%€730,549above the sector's middle half▲ 5.7%€820,702▲ 12.3%
Equity€20,460below the sector's middle half▼ 89.5%€20,460below the sector's middle half=€20,460below the sector's middle half=€20,460below the sector's middle half=€20,460=
Total assets€426,314within the sector's middle half▼ 28.6%€815,306above the sector's middle half▲ 91.2%€1.0mabove the sector's middle half▲ 28.3%€1.3mwithin the sector's middle half▲ 26.7%€1.4m▲ 8.5%
Debt€405,854▲ 0.8%€794,846▲ 95.8%€1.0m▲ 29.0%€1.3m▲ 27.3%€1.4m▲ 8.7%
Working capital-€177,277below the sector's middle half-€173,492below the sector's middle half▲ 2.1%-€189,026below the sector's middle half▼ 9.0%-€150,695below the sector's middle half▲ 20.3%-€111,452▲ 26.0%
Solvency4.8%below the sector's middle half▼ 27.8pp2.5%below the sector's middle half▼ 2.3pp2.0%below the sector's middle half▼ 0.6pp1.5%below the sector's middle half▼ 0.4pp1.4%▼ 0.1pp
Current ratio0.46below the sector's middle half▼ 0.920.76below the sector's middle half▲ 0.300.80below the sector's middle half▲ 0.040.88within the sector's middle half▲ 0.080.92▲ 0.04
Return on assets (ROA)43.9%above the sector's middle half▲ 14.8pp70.4%above the sector's middle half▲ 26.4pp66.1%above the sector's middle half▼ 4.3pp55.1%above the sector's middle half▼ 11.0pp57.0%▲ 1.9pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2026 is 13% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €1.4m
Fixed assets
€181,976 ▼ 24.0%
Current assets
€1.3m ▲ 15.7%
Equity and liabilities €1.4m
Equity
€20,460 =
Debt
€1.4m ▲ 8.7%
Debt's share of the balance-sheet total rises from 98.5% to 98.6%. Debt is higher.
Key figures and ratios
EBITDA
€1.2m▲
2025 · €1.0m
Cash flow
€878,309▲
2025 · €789,456
Quick ratio
0.68▲
2025 · 0.66
Debt to equity
69.33▲
2025 · 63.80
Interest coverage
128.51▼
2025 · 136.31
Debt ≤ 1 year
€1.4m▲
2025 · €1.2m
Debt > 1 year
€50,064▼
2025 · €68,265
Income taxes
€272,058▲
2025 · €240,276
A ratio outside any meaningful range has been withheld (balance sheet total €1.4m, equity €20,460).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 536 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.4%
stopped otherwise
96%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 536 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €16,423 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30,233 | €35,969 | €40,191 | €58,907 | €57,608 | ▼ 2.2% |
| Other operating charges640/8 | €1,210 | €819 | €1,026 | €872 | €1,166 | ▲ 33.6% |
| Gross operating margin9900 | €278,767 | €798,855 | €961,987 | €1.0m | €1.2m | ▲ 11.7% |
| Operating profit (loss)9901 | €247,324 | €762,067 | €920,770 | €977,865 | €1.1m | ▲ 12.6% |
| Financial income75/76B | €1 | €205 | €1 | €566 | €1,121 | ▲ 98.2% |
| Recurring financial income75 | €1 | €205 | €1 | €566 | €1,121 | ▲ 98.2% |
| Financial charges65/66B | €2,601 | €2,896 | €4,299 | €7,606 | €9,013 | ▲ 18.5% |
| Recurring financial charges65 | €2,601 | €2,896 | €4,299 | €7,606 | €9,013 | ▲ 18.5% |
| Profit (loss) for the period before taxes9903 | €244,724 | €759,376 | €916,472 | €970,825 | €1.1m | ▲ 12.6% |
| Income taxes67/77 | €57,415 | €185,709 | €225,526 | €240,276 | €272,058 | ▲ 13.2% |
| Profit (loss) for the period9904 | €187,309 | €573,667 | €690,946 | €730,549 | €820,702 | ▲ 12.3% |
| Profit (loss) for the period to be appropriated9905 | €187,309 | €573,667 | €690,946 | €730,549 | €820,702 | ▲ 12.3% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €426,314 | €815,306 | €1.0m | €1.3m | €1.4m | ▲ 8.5% |
| Fixed assets21/28 | €278,183 | €267,061 | €295,511 | €239,584 | €181,976 | ▼ 24.0% |
| Tangible fixed assets22/27 | €278,183 | €267,061 | €295,511 | €239,584 | €181,976 | ▼ 24.0% |
| Land and buildings22 | €102,029 | €88,595 | €75,345 | €62,267 | €49,350 | ▼ 20.7% |
| Plant, machinery and equipment23 | - | €2,129 | €1,146 | €164 | - | - |
| Furniture and vehicles24 | €14,881 | €2,969 | €65,146 | €42,193 | €19,529 | ▼ 53.7% |
| Other tangible fixed assets26 | €161,273 | €173,368 | €153,874 | €134,960 | €113,098 | ▼ 16.2% |
| Current assets29/58 | €148,131 | €548,245 | €750,465 | €1.1m | €1.3m | ▲ 15.7% |
| Stocks and contracts in progress3 | - | - | - | €270,200 | €325,900 | ▲ 20.6% |
| Stocks30/36 | - | - | - | €270,200 | €325,900 | ▲ 20.6% |
| Amounts receivable within one year40/41 | €81,231 | €308,858 | €443,396 | €374,572 | €426,955 | ▲ 14.0% |
| Trade receivables40 | €73,646 | €308,858 | €426,421 | €374,572 | €426,955 | ▲ 14.0% |
| Other amounts receivable41 | €7,585 | - | €16,974 | - | - | - |
| Current investments50/53 | - | - | - | €100,395 | - | - |
| Cash at bank and in hand54/58 | €63,617 | €236,909 | €275,573 | €337,957 | €498,624 | ▲ 47.5% |
| Deferred charges and accrued income490/1 | €3,283 | €2,478 | €31,496 | €3,030 | €5,418 | ▲ 78.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €426,314 | €815,306 | €1.0m | €1.3m | €1.4m | ▲ 8.5% |
| Equity10/15 | €20,460 | €20,460 | €20,460 | €20,460 | €20,460 | = |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | - | - | - | - | - |
| Distributable reserves133 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Amounts payable17/49 | €405,854 | €794,846 | €1.0m | €1.3m | €1.4m | ▲ 8.7% |
| Amounts payable after more than one year17 | €80,334 | €72,986 | €85,899 | €68,265 | €50,064 | ▼ 26.7% |
| Financial debts170/4 | €80,334 | €72,986 | €85,899 | €68,265 | €50,064 | ▼ 26.7% |
| Amounts payable within one year42/48 | €325,408 | €721,737 | €939,491 | €1.2m | €1.4m | ▲ 10.6% |
| Current portion of amounts payable after more than one year42 | €7,196 | €24,080 | €76,602 | €98,421 | €18,200 | ▼ 81.5% |
| Financial debts43 | - | - | - | - | €250,000 | - |
| Credit institutions430/8 | - | - | - | - | €250,000 | - |
| Trade debts44 | €37,021 | €92,461 | €140,569 | €341,382 | €132,691 | ▼ 61.1% |
| Suppliers440/4 | €37,021 | €92,461 | €140,569 | €341,382 | €132,691 | ▼ 61.1% |
| Taxes, remuneration and social security45 | €35,680 | €98,362 | €113,947 | €116,337 | €94,926 | ▼ 18.4% |
| Taxes450/3 | €33,855 | €98,362 | €110,297 | €114,512 | €93,101 | ▼ 18.7% |
| Remuneration and social security454/9 | €1,825 | - | €3,650 | €1,825 | €1,825 | = |
| Other amounts payable47/48 | €245,511 | €506,834 | €608,373 | €680,708 | €872,532 | ▲ 28.2% |
| Accrued charges and deferred income492/3 | €112 | €123 | €126 | €164 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €187,309 | €573,667 | €690,946 | €730,549 | €820,702 | ▲ 12.3% |
| + Depreciation and write-downs630 | €30,233 | €35,969 | €40,191 | €58,907 | €57,608 | ▼ 2.2% |
| Operating cash flow (approximation) | €217,542 | €609,636 | €731,137 | €789,456 | €878,309 | ▲ 11.3% |
| Investment in fixed assets (approximation) | - | -€24,848 | -€68,641 | -€2,979 | €0 | ▲ 100% |
| Change in cash | - | €173,293 | €38,663 | €62,384 | €160,668 | ▲ 158% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Highest result since 2019net €820,702 ▲12.3%
Operating result €1.1m, net result €820,702, both a record.
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
05-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
06-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 8.88
Current ratio from 2.76 to 8.88; short-term debt falls from €97,024 to €43,972.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2016
Ground area
838 m²
Building footprint
136 m²
Volume, LiDAR
353 m³
Parcel 11010C0628/00C000, Flanders · tallest building 10.0 m. Linked by address, not a title deed.
1 establishment unit
BICOZ
since 20162.250.560.445
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11010C0628/00C000 | Flanders | 838 m² | 1 · 136 m² | 10.0 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STRATEGIC DESIGN SCENARIOS
BE 0477.364.714
Watermaal-Bosvoorde · Eq €20,460
BIOMERPA
BE 0505.850.644
Kasterlee · Eq €20,460
Ideabox
BE 0505.760.770
Maarkedal · Eq €20,460
MAN-AUTOR
BE 0507.735.315
Boechout · Eq €20,460
LAS
BE 0537.262.610
Vilvoorde · Eq €20,460
Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 30,799 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-01-2016
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0646848557
Also
9925:BE0646848557
Registered
15-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.