Summary
PREBECO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €406k and a net result of €424k. Equity is growing by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 29% of 5527 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-02-2026, 169 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
169 d early
2024
136 d early
2023
71 d early
2022
138 d early
2021
72 d early
2020
26 d late
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€406k▲ 6.2%
2024 · €383k
2018: €39k
2019: €121k
2020: €47k
2021: €435k
2022: €165k
2023: €296k
2024: €383k
2018 → 2025
Net result
€424k▼ 12.8%
2024 · €486k
2018: €64k
2019: €83k
2020: €26k
2021: €628k
2022: €430k
2023: €531k
2024: €486k
2018 → 2025
Total assets
€1.41M▼ 3.1%
2024 · €1.45M
2018: €1.67M
2019: €1.78M
2020: €1.18M
2021: €1.41M
2022: €1.99M
2023: €1.49M
2024: €1.45M
2018 → 2025
Solvency
28.9%▲ 2.5pp
2024 · 26.4%
2018: 2.3%
2019: 6.8%
2020: 4.0%
2021: 30.9%
2022: 8.3%
2023: 20.0%
2024: 26.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€435k-€165k▼ 62.1%€296k▲ 79.7%€383k▲ 29.0%€406k▲ 6.2%
Operating result€512k-€602k▲ 17.7%€747k▲ 24.0%€673k▼ 9.8%€592k▼ 12.1%
Net result€628k-€430k▼ 31.6%€531k▲ 23.7%€486k▼ 8.5%€424k▼ 12.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.41M
Fixed assets
€657k ▼ 2.1%
Current assets
€748k ▼ 3.9%
Equity and liabilities €1.41M
Equity
€406k ▲ 6.2%
Debt
€999k ▼ 6.4%
Debt's share of the balance-sheet total falls from 73.6% to 71.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
104.3%▼
2024 · 127.1%
ROA
30.2%▼
2024 · 33.5%
Debt ≤ 1 year
€685k▼
2024 · €714k
Debt > 1 year
€313k▼
2024 · €352k
Income taxes
€155k▼
2024 · €175k
Staff costs
€623k▲
2024 · €501k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.45M€1.41M▼
Fixed assets21/28€671k€657k▼
Tangible fixed assets22/27€671k€657k▼
Land and buildings22€561k€544k▼
Plant, machinery and equipment23€10k€6k▼
Furniture and vehicles24€32k€53k▲
Other tangible fixed assets26€67k€54k▼
Current assets29/58€779k€748k▼
Amounts receivable within one year40/41€357k€317k▼
Trade receivables40€225k€236k▲
Other amounts receivable41€132k€82k▼
Cash at bank and in hand54/58€411k€426k▲
Deferred charges and accrued income490/1€11k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.45M€1.41M▼
Equity10/15€383k€406k▲
Contributions10/11€19k€19k=
Reserves13€364k€387k▲
Distributable reserves133€364k€387k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.07M€999k▼
Amounts payable after more than one year17€352k€313k▼
Financial debts170/4€352k€313k▼
Amounts payable within one year42/48€714k€685k▼
Current portion of amounts payable after more than one year42€130k€67k▼
Trade debts44€63k€118k▲
Suppliers440/4€63k€118k▲
Taxes, remuneration and social security45€117k€100k▼
Taxes450/3€46k€39k▼
Remuneration and social security454/9€70k€62k▼
Other amounts payable47/48€405k€400k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€501k€623k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€51k▲
Other operating charges640/8€8k€5k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€1.23M€1.27M▲
Operating profit (loss)9901€673k€592k▼
Financial income75/76B€2k€849▼
Recurring financial income75€2k€849▼
Financial charges65/66B€15k€13k▼
Recurring financial charges65€15k€13k▼
Profit (loss) for the period before taxes9903€661k€579k▼
Income taxes67/77€175k€155k▼
Profit (loss) for the period9904€486k€424k▼
Profit (loss) for the period to be appropriated9905€486k€424k▼
Appropriation of the result
Profit (loss) to be appropriated9906€486k€424k▼
Transfer to equity691/2€86k€24k▼
To other reserves6921€86k€24k▼
Profit to be distributed694/7€400k€400k=
Return on contributions (dividend)694€400k€400k=
Social balance
Average headcount (FTE)90877.99.2▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €296k ▲79.7%
6 profitable years in a row build equity to €296k.
15-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €628k ▲2333%
Net result €628k, the highest in the series.
31-12
Financial
Liquidity times 7current ratio 1.35
Current ratio from 0.20 to 1.35.
31-12
Financial
Equity above €200kEq €435k ▲821%
4 profitable years in a row build equity to €435k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €26k ▼68.8%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Equity above €100kEq €121k ▲213%
2 profitable years in a row build equity to €121k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Steenweg 422560 NijlenGround area
952 m²
Building footprint
147 m²
Volume, LiDAR
138 m³
Parcel 12018B0309/00C000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PREBECO
since 20152.241.300.707
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12018B0309/00C000 | Flanders | 952 m² | 1 · 147 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 6,913 EUR awarded · 6,913 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 5,705 EUR | 5,843 EUR |
| 2024 | 1 | 506 EUR | 368 EUR |
| 2022 | 1 | 702 EUR | 702 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
2549005EUULXXOP9QB31
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,732 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2015
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.