Skip to content
Checked.be
Complete company report
Generated 02-08-2026
Active BE 0786.588.044Private limited company

BIAF TECHNICS

Fortsesteenweg 34 ·2860 Sint-Katelijne-Waver, Belgium· 4 yrs active
Sector: Specialised construction (43110)
Conclusion Checked

The computed 12-month bankruptcy probability of BIAF TECHNICS is 2.6% (moderate). The 2024 annual accounts show equity of €72k and a net result of €44k. Its solvency ranks better than 37% of 11078 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €72k
Net result €44k
Staff (FTE) 5.9
Better than sector 37%
Snowflake analysis 5 axes · computed by Checked
Health74Profitability70Solvency41Growth85Stability94
73 / 100

Strong profile, led by stability.

Health 74
Profitability 70
Solvency 41
Growth 85
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.6% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
74 / 100 Healthy
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 22-07-2025 with the NBB · fiscal year 2024 · micro
€0€250k€500k€750kRevenue 2023: €659k€659kOperating result 2023: €35k€35kNet result 2023: €28k€28kRevenue 2024: €805k€805kOperating result 2024: €58k€58kNet result 2024: €44k€44k20232024
RevenueOperating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 30.5% 40.9%
better than 37% of 11078 sector peers
Net result €44k €11k
better than 84% of 11060 sector peers
Equity €72k €34k
better than 75% of 11081 sector peers
Gross operating margin €315k €35k
better than 95% of 11051 sector peers
Staff costs €211k €24k
higher than 95% of 4034 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€805k
+22.3% 23-24
EBITDA
€94k
+83.0% far above sector median
Net profit
€44k
+56.1% far above sector median
Cash flow
€80k
+81.5% far above sector median
Total assets
€237k
+41.9% far above sector median
Equity
€72k
+153.9% far above sector median
Working capital
€-48k
+6.1% far below sector median
Employees (FTE)
6
- far above sector median
Staff costs
€211k
+18.3% far above sector median
Income taxes
€14k
+103.0% far above sector median
Debt
€164k
+18.9% far above sector median
Debt ≤ 1y
€164k
+18.9% far above sector median
Current ratio
0.71
+12.3% -29% vs sector
Quick ratio
0.71
+12.3% -29% vs sector
Solvency
30.5%
+78.9% +14% vs sector
Debt / equity
2.28
-53.2% -56% vs sector
ROE
60.6%
-38.5% far above sector median
ROA
18.5%
+10.0% far above sector median
Net margin
5.4%
+27.6% 23-24
EBITDA margin
11.7%
+49.7% 23-24
Interest coverage
272.34
+290.0% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue€805k
EBITDA€94k
Net profit€44k
Cash flow€80k
Staff costs€211k
Income taxes€14k
Dividends-
Total assets€237k
Equity€72k
Debt€164k
of which ≤ 1y€164k
of which > 1y-
Working capital€-48k
Employees (FTE)5.9
Ratios (computed)
2024
Current ratio0.71
Quick ratio0.71
Working capital ratio-20.2%
Solvency30.5%
Debt / equity2.28
Long-term debt ratio-
Interest coverage272.34
Gross margin35.5%
Net margin5.4%
ROA18.5%
ROE60.6%
EBITDA margin11.7%
Days sales outstanding36d
Days payable outstanding63d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€237k
Fixed assets 21/28€120k
Intangible fixed assets 21€8k
Tangible fixed assets 22/27€108k
Financial fixed assets 28€4k
Current assets 29/58€117k
Amounts receivable within one year 40/41€95k
Cash & bank 54/58€22k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€237k
Equity 10/15€72k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€71k
Amounts payable 17/49€164k
Amounts payable within one year 42/48€164k
Trade debts payable within one year 44€90k
Income statement
Turnover 70€805k
Gross operating margin 9900€315k
Operating result 9901€58k
Financial charges 65€347
Result before taxes 9903€58k
Income taxes 67/77€14k
Net result for the period 9904€44k
Result to be appropriated 9905€44k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Specialised construction(43110)
Legal form Private limited company(610)
Incorporation25-05-2022
StatusActive
Postal code2860
Establishment units 1 location
BIAF TECHNICS
Fortsesteenweg 34, 2860 Sint-Katelijne-WaverOverige grafische activiteiten n.e.g.
since 20222.332.172.483
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12422D0096/00F000 Flanders 3.5 ha 1 · 1.0 ha 13.6 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
22-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
31-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
14-08-2023
State Gazette act Registered-office change
20-02-2023
State Gazette act Registered-office change
Belgisch Staatsblad, acts 2 acts
Address history · 2
14-08-2023
Registered-office move
20-02-2023
Registered-office move
All acts · 2 updated 2 years ago
2023
14-08-2023 Registered office moved from Mechelen to Sint-Katelijne-Waver Registered-office change
  • Schaliënhoevedreef 20 bus T, 2800 Mechelen → Fortsesteenweg 34 bus 8, 2860 Sint-Katelijne-Waver
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "combined",
      "new_address": {
        "raw": "Fortsesteenweg 34 bus 8, 2860 Sint-Katelijne-Waver",
        "city": "Sint-Katelijne-Waver",
        "region": "vlaams_gewest",
        "street": "Fortsesteenweg",
        "country": "BE",
        "postcode": "2860",
        "box_number": "8",
        "street_number": "34",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Schali\u00EBnhoevedreef 20 bus T, 2800 Mechelen",
        "city": "Mechelen",
        "region": "vlaams_gewest",
        "street": "Schali\u00EBnhoevedreef",
        "country": "BE",
        "postcode": "2800",
        "box_number": "T",
        "street_number": "20",
        "locality_suffix": null
      },
      "effective_date": "2023-09-01",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "beide",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2023-08-04",
    "act_kind_objet": "Zetel (zetelverplaatsing)"
  },
  "decision": {
    "body": "bevoegde_bestuursorgaan",
    "date": "2023-07-25",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0786.588.044",
    "name_full": "BIAF TECHNICS",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "FOUAD BOUTKABOUTE",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [
    "de notulen van de bestuursvergadering dd. 25/07/2023"
  ]
}
20-02-2023 Registered office moved within Mechelen Registered-office change
  • Borchtstraat 26 bus2, 2800 Mechelen → Schaliënhoevedreef 20T te 2800 Mechelen
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Schali\u00EBnhoevedreef 20T te 2800 Mechelen",
        "city": "Mechelen",
        "region": "vlaams_gewest",
        "street": "Schali\u00EBnhoevedreef",
        "country": "BE",
        "postcode": "2800",
        "box_number": null,
        "street_number": "20T",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Borchtstraat 26 bus2, 2800 Mechelen",
        "city": "Mechelen",
        "region": "vlaams_gewest",
        "street": "Borchtstraat",
        "country": "BE",
        "postcode": "2800",
        "box_number": "2",
        "street_number": "26",
        "locality_suffix": null
      },
      "effective_date": "2023-02-01",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-02-20",
    "filing_date": "2023-02-02",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2023-02-02",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0786.588.044",
    "name_full": "Biaf Technics",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Fouad Boutkaboute",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad - 20/02/2023 - Annexes du Moniteur belge"
  ]
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Slopen43110Slopen43110Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211
Primary activity highlighted.
Names & trade names
Legal nameNL BIAF TECHNICS
Registered office
Fortsesteenweg 34 bus 8
2860 Sint-Katelijne-Waver, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
Woutraco BE 0447.969.853 · Zandhoven
JUMACO PROJECTS BE 0759.609.275 · Sint-Truiden
DINY BE 0758.785.864 · Antwerpen
SACM BE 0770.779.024 · Lebbeke
Boringen Rosu BE 0759.626.794 · Kraainem
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative