BHM
ActiveSummary
BHM has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €317. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 4603 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+1
Solvency100=
Growth35=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 40.17 against 29.63 in 2024; short-term debt: 1.5% and cash: 2.8% of total assets), and 1.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.5%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
25 d late
2023
6 d late
2022
24 d late
2021
26 d late
2020
6 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€21k▼ 36.3%
2024 · €33k
2023: €50k
2024: €33k
2023 → 2025
EBIT margin
10.0%▲ 8.2pp
2024 · 1.7%
2023: 39.9%
2024: 1.7%
2023 → 2025
Net result
€317▲ 2,670%
2024 · €11
2018: €19k
2019: €78
2020: €-4k
2021: €11k
2022: €2k
2023: €20k
2024: €11
2018 → 2025
Working capital
€31k▲ 1.0%
2024 · €31k
2018: €21k
2019: €1k
2020: €-2k
2021: €9k
2022: €11k
2023: €31k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€50k€33k▼ 35.0%€21k▼ 36.3%
Equity€28k-€30k▲ 8.5%€50k▲ 66.9%€50k=€50k▲ 0.6%
Operating result€11k-€2k▼ 79.0%€20k▲ 756%€570▼ 97.2%€2k▲ 265%
Net result€11k-€2k▼ 78.9%€20k▲ 756%€11▼ 99.9%€317▲ 2,670%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 265% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€19k =
Current assets
€32k ▲ 0.1%
Equity and liabilities €51k
Equity
€50k ▲ 0.6%
Debt
€791 ▼ 26.1%
Debt's share of the balance-sheet total falls from 2.1% to 1.5%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
40.17▲
2024 · 29.63
Debt to equity
0.02▼
2024 · 0.02
ROE
0.6%▲
2024 · 0.0%
ROA
0.6%▲
2024 · 0.0%
Debt ≤ 1 year
€791▼
2024 · €1k
Income taxes
€1k▲
2024 · €458
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€51k€51k▲
Fixed assets21/28€19k€19k=
Intangible fixed assets21€19k€19k=
Financial fixed assets28€400€400=
Current assets29/58€32k€32k▲
Amounts receivable within one year40/41€15k€30k▲
Trade receivables40€7k-
Other amounts receivable41€8k€30k▲
Cash at bank and in hand54/58€16k€1k▼
Deferred charges and accrued income490/1€387-
Equity and liabilities
Total equity and liabilities10/49€51k€51k▲
Equity10/15€50k€50k▲
Contributions10/11€19k€19k=
Reserves13€22€22=
Non-distributable reserves130/1€22€22=
Reserves not available under the articles1311€22€22=
Profit (loss) carried forward14€31k€31k▲
Amounts payable17/49€1k€791▼
Amounts payable within one year42/48€1k€791▼
Trade debts44€580€791▲
Suppliers440/4€580€791▲
Taxes, remuneration and social security45€491-
Taxes450/3€385-
Remuneration and social security454/9€106-
Income statement
Code20242025
Turnover70€33k€21k▼
Goods, raw materials, services and sundry goods60/61€31k€19k▼
Remuneration, social security and pensions62€-76-
Other operating charges640/8€1k€77▼
Gross operating margin9900€2k€2k▲
Operating profit (loss)9901€570€2k▲
Financial charges65/66B€101€445▲
Recurring financial charges65€101€445▲
Profit (loss) for the period before taxes9903€469€2k▲
Income taxes67/77€458€1k▲
Profit (loss) for the period9904€11€317▲
Profit (loss) for the period to be appropriated9905€11€317▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€31k▲
Profit (loss) brought forward from the previous period14P€31k€31k=
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial
Highest result since 2018net €20k ▲756%
Operating result €20k, net result €20k, both a record.
31-12
Financial
Liquidity times 9current ratio 18.09
Current ratio from 2.12 to 18.09; short-term debt falls from €10k to €2k.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.69
Current ratio from 0.62 to 1.69.
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
31-12
Financial
Weakest financial yearnet €-4k ▼5151%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
Show earlier events
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Raymond Vander Bruggenlaan 1001070 AnderlechtGround area
573 m²
Building footprint
314 m²
Volume, LiDAR
6,611 m³
2 parcels, Brussels · tallest building 30.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Locquenghienstraat 6, 1000 Brussel
since 19892.043.667.462
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N0133/00M000 | Brussels | 344 m² | 1 · 212 m² | 30.8 m · 8 fl. |
| 21001A0550/00V000 | Brussels | 229 m² | 1 · 102 m² | 19.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,686 companies in sector 49330 we hold annual accounts for 2,295. 1,875 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded15-02-1989
Fiscal year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.