BGR TECHNICS
ActiveBGR TECHNICS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €-8k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 7673 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
65
/ 100
Healthy▼ -28 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-95
Solvency98▲+3
Growth52=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.95 against 2.34 in 2024), and 39.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.1%
Return on assets
-19%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
1 d early
2022
on the day
2021
32 d early
2020
35 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€100k
EBIT margin
6.0%
Net result
€-8k
2024 · €6k
2018: €7k
2019: €25k
2020: €8k
2021: €-21k
2022: €5k
2023: €16k
2024: €6k
2018 → 2025
Working capital
€16k▼ 32.3%
2024 · €23k
2018: €15k
2019: €13k
2020: €20k
2021: €-946
2022: €9k
2023: €17k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€100k
Equity€8k-€13k▲ 54.3%€28k▲ 119%€33k▲ 16.3%€25k▼ 24.0%
Operating result€-21k-€6k€17k▲ 181%€10k▼ 43.2%€-6k
Net result€-21k-€5k€16k▲ 255%€6k▼ 61.4%€-8k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€17k▼ 28.4%
Current assets
€24k▼ 41.3%
Equity and liabilities €41k
Equity
€25k▼ 24.0%
Debt
€16k▼ 49.1%
The debt ratio falls from 49.8% to 39.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€1k▼
2024 · €17k
Cash flow
€-966▼
2024 · €13k
Solvency
60.1%▲
2024 · 50.2%
Current ratio
2.95▲
2024 · 2.34
Quick ratio
2.95▲
2024 · 2.34
Debt / equity
0.66▼
2024 · 0.99
ROE
-31.7%▼
2024 · 18.9%
ROA
-19.0%▼
2024 · 9.5%
Interest coverage
2.30▼
2024 · 19.99
Debt
€16k▼
2024 · €32k
Debt ≤ 1 year
€8k▼
2024 · €17k
Debt > 1 year
€8k▼
2024 · €15k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€65k€41k▼
Fixed assets21/28€24k€17k▼
Tangible fixed assets22/27€23k€16k▼
Plant, machinery and equipment23-€0
Furniture and vehicles24€500€81▼
Leasing and similar rights25€23k€16k▼
Financial fixed assets28€1k€1k=
Current assets29/58€41k€24k▼
Amounts receivable within one year40/41€10k€3k▼
Trade receivables40€10k€2k▼
Other amounts receivable41-€846
Cash at bank and in hand54/58€30k€20k▼
Deferred charges and accrued income490/1€568€493▼
Equity and liabilities
Total equity and liabilities10/49€65k€41k▼
Equity10/15€33k€25k▼
Contributions10/11€6k€6k=
Reserves13€26k€26k=
Distributable reserves133€26k€26k=
Profit (loss) carried forward14-€-8k
Amounts payable17/49€32k€16k▼
Amounts payable after more than one year17€15k€8k▼
Financial debts170/4€15k€8k▼
Amounts payable within one year42/48€17k€8k▼
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€445€44▼
Suppliers440/4€445€44▼
Taxes, remuneration and social security45€9k€506▼
Taxes450/3€9k€217▼
Remuneration and social security454/9-€289
Other amounts payable47/48€2k€480▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€994€441▼
Gross operating margin9900€18k€2k▼
Operating profit (loss)9901€10k€-6k▼
Financial income75/76B-€13
Recurring financial income75-€13
Financial charges65/66B€838€578▼
Recurring financial charges65€838€578▼
Profit (loss) for the period before taxes9903€9k€-6k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€6k€-8k▼
Profit (loss) for the period to be appropriated9905€6k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-8k▼
Transfer to equity691/2€5k-
To other reserves6921€5k-
Profit to be distributed694/7€2k-
Directors or managers695€2k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-21k ▼355%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €25k ▲238%
Operating result €30k, net result €25k, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
BERNAERTS Gregory
CurrentDirector · since 31-10-2023
31-10-2023
Appointed as Director
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terlaak 43980 Tessenderlo-HamGround area
575 m²
Building footprint
156 m²
Volume, LiDAR
1,224 m³
Parcel 71362B1529/00S002, Flanders · tallest building 19.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BGR Technics
since 20182.277.055.501
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71362B1529/00S002 | Flanders | 575 m² | 1 · 156 m² | 19.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JDN Montage
BE 1006.603.048
Hamme (Vl.) · Eq €25k
EVO-Sun
BE 0541.474.388
Liège · Eq €25k
JACQUEMART JLG & CO
BE 0567.619.947
Hotton · Eq €25k
DE BAERE JARCO
BE 0802.993.615
Aalter · Eq €25k
VV-TECHNIX
BE 1015.119.648
Tremelo · Eq €25k
Of 22,728 companies in sector 43211 we hold annual accounts for 10,269. 7,616 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2018
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.