BGP
ActiveBGP has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €-2k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
62
/ 100
Healthy▼ -31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-67
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 5.59 against 5.32 in 2024), and 17.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
28 d early
2023
19 d early
2022
24 d late
2021
5 d early
2020
11 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€68k
EBIT margin
-13.3%
Net result
€-2k
2024 · €13k
2018: €-17k
2019: €22k
2020: €-5k
2021: €31k
2022: €-9k
2023: €-4k
2024: €13k
2018 → 2025
Working capital
€96k▼ 1.8%
2024 · €97k
2018: €22k
2019: €60k
2020: €65k
2021: €98k
2022: €88k
2023: €84k
2024: €97k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€68k
Equity€98k-€88k▼ 9.7%€84k▼ 4.2%€97k▲ 15.5%€96k▼ 1.8%
Operating result€47k-€-9k€-4k▲ 60.3%€13k€-2k
Net result€31k-€-9k€-4k▲ 61.4%€13k€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €117k
Equity
€96k▼ 1.8%
Debt
€21k▼ 7.7%
The debt ratio falls from 18.8% to 17.9%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
82.1%▲
2024 · 81.2%
Current ratio
5.59▲
2024 · 5.32
Quick ratio
3.74▲
2024 · 2.91
Debt / equity
0.22▼
2024 · 0.23
ROE
-1.8%▼
2024 · 13.4%
ROA
-1.5%▼
2024 · 10.9%
Debt
€21k▼
2024 · €23k
Debt ≤ 1 year
€21k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€120k€117k▼
Current assets29/58€120k€117k▼
Stocks and contracts in progress3€54k€39k▼
Stocks30/36€54k€39k▼
Amounts receivable within one year40/41€58k€76k▲
Trade receivables40€58k€76k▲
Cash at bank and in hand54/58€8k€2k▼
Deferred charges and accrued income490/1€139€144▲
Equity and liabilities
Total equity and liabilities10/49€120k€117k▼
Equity10/15€97k€96k▼
Contributions10/11€28k€28k=
Reserves13€57k€57k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€54k€54k=
Profit (loss) carried forward14€13k€12k▼
Amounts payable17/49€23k€21k▼
Amounts payable within one year42/48€23k€21k▼
Trade debts44€262€2k▲
Suppliers440/4€262€2k▲
Taxes, remuneration and social security45€2k€772▼
Taxes450/3€2k€772▼
Other amounts payable47/48€20k€18k▼
Income statement
Code20242025
Other operating charges640/8€5k€5k▼
Gross operating margin9900€18k€3k▼
Operating profit (loss)9901€13k€-2k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€42€93▲
Recurring financial charges65€42€93▲
Profit (loss) for the period before taxes9903€13k€-2k▼
Profit (loss) for the period9904€13k€-2k▼
Profit (loss) for the period to be appropriated9905€13k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€12k▼
Profit (loss) brought forward from the previous period14P€185€13k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
BAELE Jean-François
CurrentDirector · since 08-04-2024
PAYEN Audrey
CurrentDirector · since 08-04-2024
08-04-2024
BAELE Jean-François: Appointed as Director
08-04-2024
PAYEN Audrey: Appointed as Director
Location & real-estate footprint
Registered office, La Bruyère · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Distillerie, Bovesse 575081 La BruyèreGround area
7,514 m²
Building footprint
612 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de la Distillerie, Bovesse 51B, 5081 La Bruyère
since 20152.245.488.929
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92022B0272/00F000 | Wallonia | 4,375 m² | 1 · 136 m² | - |
| 92022B0283/00W000 | Wallonia | 3,139 m² | 1 · 476 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CDC VINS
BE 0898.222.275
Durbuy · Eq €97k
VINOPIA
BE 0536.902.918
Schoten · Eq €94k
INTRADE BV
BE 0426.400.320
Beernem · Eq €99k
SECONDJE
BE 0780.779.427
Opwijk · Eq €99k
DOABA BUSINESS
BE 0802.036.085
Schaarbeek · Eq €100k
Of 2,328 companies in sector 47251 we hold annual accounts for 421. 314 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2015
Fiscal year end31-12
Activities, NACEBEL
47251Retail sale of wines and spirits
11030Manufacture of beverages
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.