BFW Consult
ActiveSummary
BFW Consult has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-88k) and a net result of €-2k. Equity is shrinking by ~70.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-88k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
19 d early
2022
24 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-88k▼ 2.5%
2024 · €-86k
2022: €-1k
2023: €-10k
2024: €-86k
2022 → 2025
Total assets
€1k▼ 48.0%
2024 · €2k
2022: €7k
2023: €78k
2024: €2k
2022 → 2025
Net result
€-2k▲ 97.2%
2024 · €-76k
2022: €-3k
2023: €-8k
2024: €-76k
2022 → 2025
Working capital
€-88k▼ 1.8%
2024 · €-87k
2022: €-4k
2023: €-12k
2024: €-87k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-1k-€-10k▼ 588%€-86k▼ 762%€-88k▼ 2.5%
Operating result€-3k-€-8k▼ 144%€-76k▼ 797%€-2k▲ 97.4%
Net result€-3k-€-8k▼ 146%€-76k▼ 792%€-2k▲ 97.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €76k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1k
Fixed assets
€514 ▼ 53.5%
Current assets
€785 ▼ 43.6%
Key figures and ratios
EBITDA
€-1k▲
2024 · €-75k
Cash flow
€-2k▲
2024 · €-75k
Interest coverage
-9.12▲
2024 · -554.31
Debt
€89k▲
2024 · €88k
Debt ≤ 1 year
€89k▲
2024 · €88k
Ratios withheld: a balance sheet total of €1k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2k€1k▼
Fixed assets21/28€1k€514▼
Tangible fixed assets22/27€1k€514▼
Plant, machinery and equipment23€294-
Furniture and vehicles24€810€514▼
Current assets29/58€1k€785▼
Amounts receivable within one year40/41€785€161▼
Trade receivables40€197-
Other amounts receivable41€588€161▼
Cash at bank and in hand54/58€606€624▲
Equity and liabilities
Total equity and liabilities10/49€2k€1k▼
Equity10/15€-86k€-88k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-88k€-90k▼
Amounts payable17/49€88k€89k▲
Amounts payable within one year42/48€88k€89k▲
Trade debts44€943€385▼
Suppliers440/4€943€385▼
Other amounts payable47/48€87k€89k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€691€591▼
Other operating charges640/8€387€0▼
Non-recurring operating charges66A€68k-
Gross operating margin9900€-6k€-1k▲
Operating profit (loss)9901€-76k€-2k▲
Financial charges65/66B€135€153▲
Recurring financial charges65€135€153▲
Profit (loss) for the period before taxes9903€-76k€-2k▲
Profit (loss) for the period9904€-76k€-2k▲
Profit (loss) for the period to be appropriated9905€-76k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-88k€-90k▼
Profit (loss) brought forward from the previous period14P€-12k€-88k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet €-76k
Net result drops to €-76k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Juprelle · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos de Bagnée 34458 Juprelle1 establishment unit
BFW Consult
since 20222.332.080.037
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filings
Scores and ratios are computed by Checked and are not a credit decision.