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BFM GROEP

Active
Private limited companyfounded 2022active for 4 yearsKouter(LST) 100, 2811 Mechelen, BelgiumKBO/BCE: BE 0782.263.131

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

BFM GROEP has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198,627 and a net result of €161,423. Equity has been growing by about 66% per year since 2023. Its solvency ranks better than 46% of 9,380 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Overview

Official details

KBO
Status
Active since 16-02-2022 Normal situation
Activity
General construction of residential buildings NACE 41001and 4 others
Establishment unit
2.328.386.713 2811 Mechelen, since 16-02-2022
Financial year end
30 September
Peppol
Reachable

Board and ownership

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts to 30-09-2025
Gross margin
€247,830
▲ 93.3%
Turnover
≈ €810,000
estimated
Profit
€161,423
▲ 104%
Equity
€198,627
▲ 99.2%
Total assets
€507,402
▲ 165%
Filed on 09-04-2026, 21 days before the deadlinePDF
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2022Liquidity: current ratio 1.55, cash €7,181lowers riskFigures for financial year 2025 (filed on 11-04-2026)Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 61% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 64-13
equity 39.1% of total assets
Liquidity 20-8
short-term debt 60.9% · cash 1.4%
Profitability 100=
return on assets 31.8%
Bankruptcy probability within 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 4.1% 12-2024: 4.1%● unchanged vs 11-2024 01-2025: 4.2%▲ +0.1 percentage points vs 12-2024 02-2025: 4.3%▲ +0.1 percentage points vs 01-2025highest value 03-2025: 4.3%● unchanged vs 02-2025 04-2025: 3.1%▼ -1.2 percentage points vs 03-2025 05-2025: 3.2%▲ +0.1 percentage points vs 04-2025 06-2025: 3.2%● unchanged vs 05-2025 07-2025: 3.2%● unchanged vs 06-2025 08-2025: 3.2%● unchanged vs 07-2025 09-2025: 3.2%● unchanged vs 08-2025 10-2025: 2.5%▼ -0.7 percentage points vs 09-2025 11-2025: 2.5%● unchanged vs 10-2025 12-2025: 2.5%● unchanged vs 11-2025 01-2026: 2.7%▲ +0.2 percentage points vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 2.8%▲ +0.1 percentage points vs 02-2026 04-2026: 2.9%▲ +0.1 percentage points vs 03-2026 05-2026: 1.4%▼ -1.5 percentage points vs 04-2026lowest value 06-2026: 1.4%● unchanged vs 05-2026lowest value 07-2026: 1.4%● unchanged vs 06-2026 08-2026: 1.5%▲ +0.1 percentage points vs 07-2026 09-2026: 1.5%● unchanged vs 08-2026 10-2026: 1.5%● unchanged vs 09-2026
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.55 (1.7 in 2024), above the usual 1.5. Short-term debt is 60.9% and cash 1.4% of total assets. However, 60.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 47% of them on solvency, 16% on liquidity, 91% on profitability and 88% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 11-04-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.55, cash €7,181
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
21 days early
2024
32 days early
2023
19 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 24 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 9 April (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Positive: Result rose in 2025from €79,256 to €161,423 ▲ 104% View
  • Positive: Higher net result than 95% of companies in construction of buildingssector median €8,543 · 9,370 companies €161,423 View

Comparable companies

These companies have the same main activity as BFM GROEP: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €418,000 and €499,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
BFM GROEP Mechelen€507,402€247,830
EMA PROJECT Berlaar€455,086€283,350
MOMMAERS CONSTRUCT Zandhoven€417,719€279,472
Bouwonderneming Geert Ally Lievegem€499,445€231,550
Imadu Deinze€482,332€233,472
CLOIX-COENEN CONSTRUCT Seraing€471,670€241,544
Aannemingen Ruw Genk€464,375€224,359
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about BFM GROEP

What is the company number of BFM GROEP?
The company number of BFM GROEP is 0782.263.131. The VAT number is the same number with BE in front: BE 0782.263.131.
Where is BFM GROEP based?
The registered office is at Kouter(LST) 100, 2811 Mechelen.Company details
What does BFM GROEP do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of BFM GROEP?
The legal form of BFM GROEP is Private limited company (BV).
When was BFM GROEP founded?
BFM GROEP was founded on 16-02-2022.
Is BFM GROEP still active?
Yes, BFM GROEP is an active enterprise in the KBO register.
What is the turnover of BFM GROEP?
The turnover in financial year 2025 is ≈ €810,000. This figure is estimated from the gross margin of €247,830 and 97 comparable companies (NACE 41001). It probably lies between €580,000 and €1.2m. In financial year 2023 turnover was €1.7m.Financials
Is BFM GROEP profitable?
In financial year 2025, BFM GROEP made a profit of €161,423.
Where can I find the annual accounts of BFM GROEP?
BFM GROEP filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of BFM GROEP due?
BFM GROEP must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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