Turnover
≈ €280,000 estimated
The micro format states no turnover.
BFB CONSTRUCT
Overview
Lifetime
1 annual account with figurespeak €66,537 (2025)
€66,537
peak €49,657 (2025)
€49,657
peak €55,657 (2025)
€55,657
€42,783
Board1 name since 2024
1 directorBLINDU Florin
Documentsfilings and deeds
01-12-20251 day late
2025micro format
First year with figures
Key points
from the 2025 annual accountsAt the same address
307 companies
Position in the sector
€49,657
Higher net result than 86% of companies in specialised construction. Sector median €10,184 · 35,124 companies.
2025 accounts filed 1 day after the deadline
Checked score
53
Fair
Financially stronger than 58% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 2.0%lowest value
11-2025: 2.0%● unchanged vs 10-2025
12-2025: 2.4%▲ +0.4 percentage points vs 11-2025
01-2026: 2.1%▼ -0.3 percentage points vs 12-2025
02-2026: 2.2%▲ +0.1 percentage points vs 01-2026
03-2026: 2.2%● unchanged vs 02-2026
04-2026: 2.3%▲ +0.1 percentage points vs 03-2026
05-2026: 2.3%● unchanged vs 04-2026
06-2026: 2.3%● unchanged vs 05-2026
07-2026: 2.3%● unchanged vs 06-2026
08-2026: 2.4%▲ +0.1 percentage points vs 07-2026
09-2026: 2.6%▲ +0.2 percentage points vs 08-2026
10-2026: 2.7%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 2.6%▼ -0.1 percentage points vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €98,440
Sector: Specialised construction activities (NACE 43)
lowers risk
Equity €55,657 (56.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 62% of them on solvency, 20% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-04-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as BFB CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BFB CONSTRUCT itself is higher: 2.6% within 12 months. It rests on far more data about BFB CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BFB CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.3, above the usual 1.5. Short-term debt is 43.5% and cash 2.5% of total assets. 43.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 1 day late
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 01-12-2025, 1 day later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
1 day late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Incorporation
Founding capital of €6,000, 100 shares · Founder: BLINDU Florin · Appointment: BLINDU Florin (director) · published on 06-09-2024 · Gazette deed
First establishment
Alsembergsesteenweg 842, Uccle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BFB CONSTRUCT Uccle | €98,440 | €66,537 | 56.5% | - |
| SDA CONSTRUCT Molenbeek-Saint-Jean | €86,056 | €61,616 | 12.3% | - |
| ISKA CONSTRUCT Brussels | €83,420 | €59,256 | 32.9% | - |
| STIL4BUILD Soumagne | €95,813 | €68,413 | 54.9% | - |
| GK ENTREPRISE Flémalle | €94,995 | €65,309 | 42.0% | - |
| TIELEMANS J Peer | €85,033 | €73,919 | 52.3% | - |
| SBH TECHNICS Temse | €102,491 | €65,326 | 18.0% | - |
These companies have the same main activity as BFB CONSTRUCT: site preparation (NACE 43120). They are comparable in size and age: total assets between €83,400 and €102,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 04-09-2024Normal situation
- Registered office
- 308 active companies are registered at this address16 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Site preparationNACE 43120and 3 others
- Establishment unit
- 2.363.200.1121180 Uccle, since 04-09-2024
- Financial year end
- 30 April
- Peppol
- Reachable
Insights on BFB CONSTRUCT
The computed 12-month bankruptcy probability of BFB CONSTRUCT is 2.6% (moderate). The 2025 annual accounts show equity of €55,657 and a net result of €49,657.
Its solvency ranks better than 61% of 35,136 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 01-12-2025, 1 day late€66,537
€66,215
€49,657
€55,577
56.5%
2.30
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €280,000. Estimated: probably between €200,000 and €480,000.
Balance sheet
balance sheet total €98,440 on 30-04-2025What the company ownsHow it is paid for
Position in the sector
56.5%
Higher than 61% of 35,136 companies in 2025.
2.30
Higher than 61% of 34,510 companies in 2025.
50.4%
Higher than 95% of 34,711 companies in 2025.
BFB CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
98,440 | |
21/28 |
80 | |
28 |
80 | |
29/58 |
98,360 | |
40/41 |
95,175 | |
40 |
89,982 | |
41 |
5,193 | |
54/58 |
2,454 | |
490/1 |
731 | |
| Balance sheet: equity and liabilities | ||
10/49 |
98,440 | |
10/15 |
55,657 | |
10/11 |
6,000 | |
14 |
49,657 | |
17/49 |
42,783 | |
42/48 |
42,783 | |
44 |
12,867 | |
440/4 |
12,867 | |
46 |
6,604 | |
45 |
18,937 | |
450/3 |
16,917 | |
454/9 |
2,020 | |
47/48 |
4,375 | |
| Income statement | ||
9900 |
66,537 | |
640/8 |
322 | |
9901 |
66,215 | |
65/66B |
5 | |
65 |
5 | |
9903 |
66,210 | |
67/77 |
16,553 | |
9904 |
49,657 | |
9905 |
49,657 | |
| Appropriation of the result | ||
9906 |
49,657 | |
| Document | ||
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 01-12-2025.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 1 day after the deadline. Filed on 1 December 2025, deadline 30 November 2025 (7 months after the close on 30 April 2025, Companies Code art. 3:10). Source: NBB, 2025-00573743.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-04-2025 | micro format | 01-12-2025 | 2025-00573743 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 80 | ||
| 55,577 | ||
| 56.5% | ||
| 2.30 | ||
| 0.77 | ||
| 89.2% | ||
| 50.4% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-04-2025 |
|---|---|
| Financial fixed assets | €80 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on BFB CONSTRUCT
Debt's share of the balance-sheet total is 43.5%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 06-09-2024
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 12. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”deed of 06-09-2024
Mandates through the years
1 name, the dashed line is todayBLINDU Florin
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- BLINDU Florin
- Director (not named in the articles), appointed by deed of 06-09-2024, still in office
Control
Capital
- Contribution
- €6,000
- Shares
- 100
- Contribution per share
- €60
- Equity per share
- €557 in 2025
- Source
- deed of 06-09-2024
Articles of association
deed of 06-09-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Wednesday of October at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 06-09-2024 ↗
- BLINDU Florin 100 shares (100%) · €6,000 in cash
Network & group
No group
BFB CONSTRUCT has no parent and no holdings in its annual accounts. BLINDU Florin is the only director. BFB CONSTRUCT shares no director with another company.
At the same address
Alsembergsesteenweg 842, 1180 Uccle · 307 other companies| SENIOR ASSIST
registered office since 12-09-2005 · founded in 2005 · accounts filed late |
total assets €52.2m (2024) 0875.416.783 |
| FINASO
registered office since 31-08-1998 · founded in 1998 |
total assets €16.5m (2025) 0464.057.995 |
| Xanlite Group
establishment since 01-01-2013 · founded in 2012 |
total assets €14.3m (2025) 0501.907.001 |
| EXL
registered office since 22-05-2002 · founded in 2002 · negative equity (2025) |
total assets €13.6m (2025) 0476.978.890 |
| CORNERS PROPERTIES
registered office since 17-03-2022 · founded in 2022 |
total assets €8.6m (2025) 0783.541.254 |
| Woon en Zorg VG Lovendegem
registered office since 04-05-2017 · founded in 2017 · negative equity (2024) · group SENIOR ASSIST · accounts filed late |
total assets €8.4m (2024) 0675.431.784 |
| La Tramontane
registered office since 27-03-1986 · founded in 1986 · negative equity (2024) · group SENIOR ASSIST · accounts filed late |
total assets €5.3m (2024) 0428.695.755 |
| FINANCIERE VENDOME
registered office since 02-03-2006 · founded in 2006 · negative equity (2025) |
total assets €4.3m (2025) 0879.702.896 |
| AQUARIUS
registered office since 23-05-1986 · founded in 1986 · negative equity (2025) |
total assets €3.9m (2025) 0429.022.882 |
| SMART Cleaning
registered office since 28-10-2013 · founded in 2013 |
37 FTE (2025) 0541.472.707 |
Timeline
Timeline
3 events since 2024Filings
Establishments
202420252026
2025
Annual accounts 2025 filed NBBmicro format · 1 day late
2024
IncorporationFounding capital of €6,000, 100 shares · Founder: BLINDU Florin · Appointment: BLINDU Florin (director) · published on 06-09-20245 points ▸
- Founder, BLINDU Florin
- Founding capital, €6,000, 100 shares
- 100 shares
- Registered office clause, chaussée d'Alsemberg 842, 1180 Uccle
- Director appointment, BLINDU Florin (director (not named in the articles))
- The deed holds 4 more points.
First establishment Alsembergsesteenweg 842, Uccle
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1013.155.496
- VAT number
- BE 1013.155.496
- Peppol ID
- 0208:1013155496
- Other Peppol ID
- 9925:BE1013155496
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 04-09-2024
- Financial year
- ends on 30 April
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Wednesday of October at 18:00deed of 06-09-2024 (in French)
- Voting ruleThe articles set which majority the meeting decides by, for example a simple or a special majority.
- “Majorité absolue des voix, sauf dans les cas prévus par la loi, chaque action donne droit à une voix, sous réserve des dispositions légales…”deed of 06-09-2024 (in French)
- Written decisionsA decision can be taken without a meeting when everyone involved agrees in writing.
- “Toutes les décisions qui relèvent du pouvoir de l'assemblée générale, décisions qui doivent être reçues dans un acte authentique”deed of 06-09-2024 (in French)
- Peppol
- Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BFB CONSTRUCT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 06-09-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 06-09-2024 (in French)
Activities
NACEBEL 202543120
Site preparation main activity
43230
Insulation installation
Codes under NACEBEL 2008
43120
Site preparation main activity
43291
Specialised construction activities
43390
Specialised construction activities
81220
Other building cleaning and industrial cleaning
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L’activité d’entrepreneur en maçonnerie, béton, plafonneur-cimentier, carreleur, en ce compris le placement de vitres, vitrages, serres…”deed of 06-09-2024 (in French)
28 activities
- L’activité d’entrepreneur en maçonnerie, béton, plafonneur-cimentier, carreleur, en ce compris le placement de vitres, vitrages, serres, vérandas, vitrines, miroirs, charpentes, menuiserie métalliques, plastiques et bois, toitures, ainsi que tout travaux de bâtiment, de terrassements , pose de chapes, montage de cloisons sèche à base de plâtre, tout travaux d’étanchéité d’immeubles, travaux d’ isolation acoustique, thermique et antivibratoire, travaux de démolition, peintures industrielles, pose de papiers peints, de revêtements de sols en bois ou autres matières, installation de système de chauffage, de climatisation et de ventilations, plomberie, installations sanitaires, zinguerie, installations électriques en tous genres, pose de clinkers et travaux de jardinage, la création et l’ entretien de jardins, de parcs et d’espaces verts pour installations sportives et autres, la construction de cheminées décoratives et de feux ouverts, l’activité d’une entreprise de lavage de vitres, de nettoyage et de désinfection de maison et locaux, meubles d’ameublement et objets divers, de ramonage de cheminée, en ce compris la fabrication et le garnissage de meubles, les travaux d’ égouts, l’installation d’échafaudages, le rejointoyage et le nettoyage de façade, la ferronnerie, la pose de câbles et de canalisations divers, l’installation de stands pour foires et expositions, la création d’étalages et de décors, la décoration et l’aménagement intérieur, et plus particulièrement de magasins et de bureaux.
- De manière générale, l’entreprise générale du bâtiment, tous travaux, ayant pour objet la construction, l’achèvement, la finition, la rénovation et la démolition de tous immeubles, ainsi que la serrurerie.
- De bar, de café, hôtel, de débit de boissons,
- Téléboutique, réseau, programmation informatique, création de site web,
- Titre services (nettoyage à domicile, lessive, repassage, petits travaux de couture, préparation des repas, services de courses ménagères)
- Atelier de fabrication de tous produits de boulangerie et de pâtisserie, de tous produits alimentaires et non alimentaires ;
- Tous snacks bars, brasseries, hôtels salon de consommation, restaurants, tavernes, cafés, cabarets, discothèques, buffets, vestiaires pour publics, locations de places, salles d’organisation, de banquet et service traiteur ;
- La messagerie, les services de fax, de cabines téléphoniques et de photocopies de laboratoire et de développement photos, d’atelier de tournage, d’affûtage et de rectification de pièces mécaniques ;
- De taxis, car-wash, station-service (tous carburants tels que mazout, diesel, gaz,..), garage avec atelier de réparation, entretien et dépannage, ainsi que tous accessoires automobiles ;
- D’un salon de coiffure ;
- Fournir tous services ou prestations au profit de toutes clientèles privées ou commerciales, notamment : le nettoyage et l’entretien d’immeubles, le nettoyage de vitres et de bureaux, de petits travaux de bureau, services intermédiaires, sous-traitance ;
- Développement des systèmes d’information liés au CTI (computer téléphonie intégration), achat et vente de matériel informatique lié à l’exploitation ;
- Toutes activités liées à la communication (téléphone, internet…) au sens large ;
- Toutes activités de traduction de documents et autres.
- Toute activité de construction, de démolition, de rénovation d’immeubles
- Import-export des produits alimentaires
- Commerce de détail des produits alimentaires,
- Commerce des vêtements pour enfants, femmes, hommes
- Matériaux de construction, matériel électrique et électronique et de plomberie
- Tous produits alimentaires tels fruits, légumes, conserves, produits laitiers,
- Produits de la mer, poissons, boucherie, articles de ménage et articles cadeaux
- Tous textiles en général, vêtements divers, chaussures, cordonnerie, serrurerie, valises et sacs maroquinerie dans le sens le plus large ;
- Tous produits de l’artisanat en général, tapisseries y compris les articles du tiers-monde ;
- Tous les articles de parfumerie, toilette, cosmétiques, produits de beauté, maquillage ainsi que savons et détergents;
- Tous les articles d’horticulture tels que fleurs, plantes, articles de jardinage, aménagement et entretien de jardins et de pépinières ;
- Tous livres, antiquités, brocantes, objets de décoration, machines industrielles ;
- Tous appareils électroménagers, tous films de bandes magnétiques cassettes, tous articles imprimés ou enregistrés permettant leur lecture vision ou audition ;
- Tous matériaux de bureau et de l’informatique.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Alsembergsesteenweg 842 registered office 1180 Uccle 4221901 Civil engineering | 04-09-2024 | 2.363.200.112 |
Buildings and parcels at the address
- Ground area
- 1,616 m²
- Buildings
- 1,089 m²
- Volume, LiDAR
- 6,528 m³
- Tallest building
- 12.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21614E0126/00A002 | 1,616 m² | 1 · 1,089 m² | 12.7 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1013.155.496