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Complete company report
Generated 04-09-2026
Active BE 1017.609.182Private limited company

BFA CONSULTANCE

Rue de Strud 21 ·5340 Gesves, Belgium· 1 yrs active
Sector: Computer programming (62100)
Conclusion Checked

BFA CONSULTANCE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101k and a net result of €99k. Its solvency ranks better than 57% of 2768 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €101k
Net result €99k
Better than sector 57%
Active 1 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health93Profitability100Solvency100Growth-Stability67
90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 27-08-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming, consultancy and related activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 68.4% 62.1%
better than 57% of 2768 sector peers
Net result €99k €39k
better than 92% of 2770 sector peers
Equity €101k €62k
better than 68% of 2769 sector peers
Gross operating margin €184k €62k
better than 95% of 2770 sector peers
Total assets €148k €121k
better than 60% of 2770 sector peers
Figures by fiscal year and ratios
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€127k
Net profit€99k
Cash flow€99k
Staff costs-
Income taxes€30k
Dividends-
Total assets€148k
Equity€101k
Debt€47k
of which ≤ 1y€47k
of which > 1y-
Working capital€101k
Employees (FTE)-
Ratios (computed)
2025
Current ratio3.15
Quick ratio3.15
Working capital ratio67.9%
Solvency68.4%
Debt / equity0.46
Long-term debt ratio-
Interest coverage50.90
Gross margin-
Net margin-
ROA67.0%
ROE98.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€148k
Fixed assets 21/28€693
Tangible fixed assets 22/27€468
Financial fixed assets 28€225
Current assets 29/58€148k
Amounts receivable within one year 40/41€108k
Cash & bank 54/58€40k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€148k
Equity 10/15€101k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€99k
Amounts payable 17/49€47k
Amounts payable within one year 42/48€47k
Trade debts payable within one year 44€826
Income statement
Gross operating margin 9900€184k
Operating result 9901€127k
Financial income 75€6k
Financial charges 65€2k
Result before taxes 9903€130k
Income taxes 67/77€30k
Net result for the period 9904€99k
Result to be appropriated 9905€99k
Legal Structure
NACE primary Computer programming(62100)
Legal form Private limited company(610)
Incorporation18-12-2024
StatusActive
Postal code5340
Establishment units 1 location
BFA CONSULTANCE
Rue de Strud 21, 5340 GesvesComputer programming, consultancy and related activities
since 20242.367.953.706
Real-estate footprint Source: CBE × cadastre
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92060D0038/00E000 Wallonia 730 m² 1 · 98 m² -
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing
Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Computer programming, consultancy and related activities62010Computer programming62100IT consultancy62020Computer programming, consultancy and related activities62030Other information technology and computer services62900Computer consultancy and computer facilities management62200Business and other management consultancy70200Business consulting70220Vocational training85592
Names & trade names
Legal nameFR BFA CONSULTANCE
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative