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BF Invest

Active
Private limited companyfounded 2012active for 14 yearsVaartstraat 10, 3970 Leopoldsburg, BelgiumKBO/BCE: BE 0848.535.313
Summary

BF Invest has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €297,717 and a net result of €64,789, of which €111,169 non-recurring income. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 95% of 1,825 sector peers (NACE 77, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-09-2012 Normal situation
Activity
Rental and leasing activities NACE 77120and 5 others
Establishment unit
2.212.488.341 3970 Leopoldsburg, since 07-09-2012
Financial year end
31 December
Peppol
Reachable since 09-09-2025

Board and ownership

Board

Financial position

99 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€105,838
▲ 77.1%
Turnover
≈ €270,000
estimated
Profit
€64,789
▲ 33×
Equity
€297,717
▲ 27.8%
Total assets
€308,617
▼ 33.4%
Filed on 20-07-2026, 11 days before the deadline
Score breakdownlowers riskLiquidity: current ratio 28.07, cash €274,464Equity €297,717 (96.5% of total assets)Founded in 2012Size: total assets €308,617Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 89% of micro companies in rental and leasing (NACE 77)
Financial strength · tick: 2024
Strong
Solvency 100+25
equity 96.5% of total assets
Liquidity 100+33
short-term debt 3.5% · cash 88.9%
Profitability 95+26
return on assets 21.0%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,169 companies, NACE 77, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.4%▲ +0.1 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025highest value 08-2025: 0.2%▼ -0.2 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 28.07 (2.9 in 2024), above the usual 1.5. Short-term debt is 3.5% and cash 88.9% of total assets. 3.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 92% of them on solvency, 98% on liquidity, 89% on profitability and 78% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 28.07, cash €274,464
NBB · annual accounts
lowers risk · Equity €297,717 (96.5% of total assets)
NBB · annual accounts
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €308,617
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 days early
2024
6 days early
2023
13 days early
2022
6 days early
2021
4 days early
2020
11 days early
2019
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Result rose in 2025mostly from a one-off income of €111,169 ▲ 33× View
  • Positive: Higher solvency than 95% of companies in rental and leasingsector median 30.1% · 1,825 companies 96.5% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Comparable companies

These companies have the same main activity as BF Invest: rental and leasing activities (NACE 77120). They are comparable in size and age: total assets between €184,000 and €432,000, founded between 2006 and 2013.

CompanyTotal assetsGross margin
BF Invest Leopoldsburg€308,617€105,838
LYCO Bilzen-Hoeselt€383,797€144,128
DM AFBRAAKWERKEN & TRANSPORT Mechelen€229,645€139,680
Global Catering Concepts Kinrooi€264,254€105,019
MH Dépannage Mont-de-l'Enclus€431,697€101,041
ATC RENT Liedekerke€183,605€64,072
B & A LEASE Charleroi€239,860€51,546
Full comparison

Key facts about BF Invest

What is the company number of BF Invest?
The company number of BF Invest is 0848.535.313. The VAT number is the same number with BE in front: BE 0848.535.313.
Where is BF Invest based?
The registered office is at Vaartstraat 10, 3970 Leopoldsburg.Company details
What does BF Invest do?
According to the KBO register, the main activity is rental and leasing activities (NACE 77120).
What is the legal form of BF Invest?
The legal form of BF Invest is Private limited company (BV).
When was BF Invest founded?
BF Invest was founded on 06-09-2012.
Is BF Invest still active?
Yes, BF Invest is an active enterprise in the KBO register.
What is the turnover of BF Invest?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €105,838 and 2,213 comparable companies of the same size. It probably lies between €180,000 and €410,000. It is a rough estimate.Financials
Is BF Invest profitable?
In financial year 2025, BF Invest made a profit of €64,789.
Where can I find the annual accounts of BF Invest?
BF Invest filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BF Invest due?
BF Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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