Turnover
The accounts state no turnover.
The accounts state no turnover.
Debts rose by €167,194 in 2025.
Green is investment, beige is depreciation. Machinery stands 33.7% higher than in 2024.
Short-term debts rose from €99,933 to €110,938.
Two of the last ten came late. The 2025 accounts came latest: 27 days after the end of the period.
Less equity than 85% of companies in rental and leasing. Sector median €1.3m · 543 companies.
The dashed line is the sector median: 0.5% across 3,169 companies (NACE 77, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 40% of them on solvency, 62% on liquidity, 40% on profitability and 32% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 2,166 companies had the same profile as MH Dépannage has now. Each dot stands for 6 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MH Dépannage itself is lower: 0.2% within 12 months. It rests on far more data about MH Dépannage than the profile alone.
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,166 companies, not a prediction for MH Dépannage. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.83 (1.28 in 2024), below 1. Short-term debt is 25.7% and cash 9.3% of total assets. 77.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| MH Dépannage Mont-de-l'Enclus | €0.4m | €101,041 | 22.7% | 0 |
| DE VOS VERVOER Boom | €0.7m | €75,069 | 41.0% | 0 |
| Sonnebloem Olen | €1.0m | €111,601 | 21.3% | 0 |
| Taxis BOUCQ Pascal Quiévrain | €0.4m | €130,172 | 57.4% | 1.5 |
| CONTAINER CLEARING INTERNATIONAL Antwerp | €0.2m | €83,489 | -261.7% | 1 |
| KERFS TRANSPORT EN EXPEDITIE Houthalen-Helchteren | €0.8m | €125,769 | 24.7% | 1 |
| MDS INVEST Oudenaarde | €1.0m | €253,930 | 70.0% | 0.1 |
These companies have the same main activity as MH Dépannage: rental and leasing activities (NACE 77120). They are comparable in size and age: total assets between €167,000 and €1m, founded between 1998 and 2006.
MH Dépannage has existed since 2007. The gross margin grew from €40,380 in 2008 to €101,041 in 2025.
Solvency fell in 2025 from 38.5% to 22.7% because of the loss and higher long-term debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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