BF
ActiveSummary
The computed 12-month bankruptcy probability of BF is 4.1% (elevated). The 2024 annual accounts show negative equity (-€15,711) and a net result of -€2,188. Equity is shrinking by ~16.6% per year across the filed fiscal years. The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 6 accounts on average 65 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
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Peer companies
Historical observationOf the 1,570 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 88% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a small loss
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 4.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,570 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,364 | €1,364 | €1,364 | €1,364 | €1,865 | ▲ 36.8% |
| Other operating charges640/8 | - | €348 | €348 | €384 | €387 | ▲ 0.8% |
| Gross operating margin9900 | €5,380 | -€1,856 | €1,648 | €4,738 | €1,020 | ▼ 78.5% |
| Operating profit (loss)9901 | €3,669 | -€3,567 | -€63 | €2,990 | -€1,233 | ▼ 141% |
| Financial charges65/66B | - | €3,822 | €1,295 | €1,997 | €956 | ▼ 52.1% |
| Recurring financial charges65 | €184 | €3,822 | €1,295 | €1,997 | €956 | ▼ 52.1% |
| Profit (loss) for the period before taxes9903 | €3,485 | -€7,389 | -€1,358 | €993 | -€2,188 | ▼ 320% |
| Profit (loss) for the period9904 | €3,485 | -€7,389 | -€1,358 | €993 | -€2,188 | ▼ 320% |
| Profit (loss) for the period to be appropriated9905 | €3,485 | -€7,389 | -€1,358 | €993 | -€2,188 | ▼ 320% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €119,213 | €112,819 | €110,571 | €83,215 | €82,549 | ▼ 0.8% |
| Fixed assets21/28 | €57,486 | €56,122 | €54,759 | €53,395 | €54,191 | ▲ 1.5% |
| Tangible fixed assets22/27 | €57,486 | €56,122 | €54,759 | €53,395 | €54,191 | ▲ 1.5% |
| Land and buildings22 | - | €56,122 | €54,759 | €53,395 | €54,191 | ▲ 1.5% |
| Current assets29/58 | €61,727 | €56,697 | €55,812 | €29,820 | €28,358 | ▼ 4.9% |
| Amounts receivable within one year40/41 | - | - | €6 | - | - | - |
| Trade receivables40 | - | - | €6 | - | - | - |
| Cash at bank and in hand54/58 | €61,727 | €56,697 | €54,306 | €27,820 | €28,358 | ▲ 1.9% |
| Deferred charges and accrued income490/1 | - | - | €1,500 | €2,000 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €119,213 | €112,819 | €110,571 | €83,215 | €82,549 | ▼ 0.8% |
| Equity10/15 | -€5,769 | -€13,157 | -€14,516 | -€13,523 | -€15,711 | ▼ 16.2% |
| Contributions10/11 | €18,200 | €18,200 | €18,200 | €18,200 | €18,200 | = |
| Profit (loss) carried forward14 | -€23,969 | -€31,357 | -€32,716 | -€31,723 | -€33,911 | ▼ 6.9% |
| Amounts payable17/49 | €124,982 | €125,977 | €125,087 | €96,738 | €98,260 | ▲ 1.6% |
| Amounts payable after more than one year17 | €45,000 | €44,625 | €43,234 | €43,239 | €42,758 | ▼ 1.1% |
| Financial debts170/4 | - | €44,625 | €43,234 | €43,239 | €42,758 | ▼ 1.1% |
| Amounts payable within one year42/48 | €79,982 | €81,352 | €81,852 | €53,499 | €54,852 | ▲ 2.5% |
| Trade debts44 | €988 | €1,551 | - | €1,647 | €1,700 | ▲ 3.2% |
| Suppliers440/4 | - | €1,551 | - | €1,647 | €1,700 | ▲ 3.2% |
| Other amounts payable47/48 | - | €79,800 | €81,852 | €51,852 | €53,152 | ▲ 2.5% |
| Accrued charges and deferred income492/3 | - | - | - | - | €650 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,485 | -€7,389 | -€1,358 | €993 | -€2,188 | ▼ 320% |
| + Depreciation and write-downs630 | €1,364 | €1,364 | €1,364 | €1,364 | €1,865 | ▲ 36.8% |
| Operating cash flow (approximation) | €4,849 | -€6,025 | €5 | €2,356 | -€323 | ▼ 114% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€2,660 | - |
| Change in cash | - | -€5,030 | -€2,391 | -€26,486 | €538 | ▲ 102% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21674C0299/00W008 | Brussels | 492 m² | 1 · 229 m² | 19.4 m · 5 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.