Equity
BEYOND LANGUAGES paid out €1,666 in dividends. That is 11% of the 2025 profit.
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 88% of them on solvency, 88% on liquidity, 68% on profitability and 69% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 39,278 companies had the same profile as BEYOND LANGUAGES has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BEYOND LANGUAGES itself is lower: 0.1% within 12 months. It rests on far more data about BEYOND LANGUAGES than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BEYOND LANGUAGES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 5.1 (2.87 in 2024), above the usual 1.5. Short-term debt is 19.5% and cash 76.5% of total assets. 19.5% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 3 accounts on average 29 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| BEYOND LANGUAGES Sint-Gillis (bij-Brussel) | €85,535 | €20,958 | 80.5% | - |
| JL&A PARTNERS Sint-Genesius-Rode | €83,556 | €19,742 | 78.8% | - |
| C-Jay International Heusden-Zolder | €94,452 | €22,539 | 57.1% | - |
| Marion Lalanne Uccle | €76,836 | €13,096 | 75.1% | - |
| IQADRI Schaerbeek | €59,938 | €26,390 | 55.9% | - |
| JANE Kortrijk | €91,112 | €29,400 | 51.6% | - |
| VIKTORINE BRIMEYER Hoegaarden | €104,093 | €27,430 | 35.6% | - |
These companies have the same main activity as BEYOND LANGUAGES: translation services (NACE 74301). They are comparable in size and age: total assets between €59,900 and €104,000, founded between 2022 and 2023.
BEYOND LANGUAGES files the micro format. That format states no turnover. The gross margin fell from €36,233 in 2023 to €20,958 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €65,000 and €240,000.
Higher than 81% of 4,362 companies in 2025.
Higher than 81% of 4,194 companies in 2025.
Higher than 65% of 4,224 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
85,535 | 83,794 | 43,583 | |
21/28 |
602 | 962 | - | |
22/27 |
602 | 962 | - | |
24 |
602 | 962 | - | |
29/58 |
84,933 | 82,833 | 43,583 | |
40/41 |
19,451 | 23,895 | 18,664 | |
40 |
19,451 | 23,895 | 18,576 | |
41 |
- | - | 87 | |
54/58 |
65,461 | 58,731 | 24,920 | |
490/1 |
21 | 207 | - | |
| Balance sheet: equity and liabilities | ||||
10/49 |
85,535 | 83,794 | 43,583 | |
10/15 |
68,898 | 54,933 | 27,570 | |
10/11 |
500 | 500 | 500 | |
14 |
68,398 | 54,433 | 27,070 | |
17/49 |
16,637 | 28,862 | 16,013 | |
42/48 |
16,637 | 28,862 | 16,013 | |
44 |
1,864 | 5,435 | 1,549 | |
440/4 |
1,864 | 5,435 | 1,549 | |
45 |
12,611 | 20,071 | 11,526 | |
450/3 |
12,611 | 20,071 | 11,526 | |
47/48 |
2,163 | 3,356 | 2,938 | |
| Income statement | ||||
9900 |
20,958 | 37,530 | 36,233 | |
62 |
- | 80 | - | |
630 |
360 | 119 | - | |
640/8 |
- | 14 | - | |
9901 |
20,598 | 37,317 | 36,233 | |
75/76B |
12 | 15 | 0 | |
75 |
12 | 15 | 0 | |
65/66B |
167 | 95 | 40 | |
65 |
167 | 95 | 40 | |
9903 |
20,443 | 37,238 | 36,193 | |
67/77 |
4,812 | 8,157 | 7,457 | |
9904 |
15,631 | 29,081 | 28,736 | |
9905 |
15,631 | 29,081 | 28,736 | |
| Appropriation of the result | ||||
9906 |
70,064 | 56,151 | 28,736 | |
14P |
54,433 | 27,070 | - | |
694/7 |
1,666 | 1,718 | 1,666 | |
694 |
1,666 | 1,718 | 1,666 | |
| Document | ||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 02-07-2026.
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 20,958 | 37,436 | - | ||
| 15,991 | 29,200 | - | ||
| 0 | 1,081 | - | ||
| 6,730 | 33,811 | - | ||
| 68,296 | 53,971 | 27,570 | ||
| 80.5% | 65.6% | 63.3% | ||
| 5.10 | 2.87 | 2.72 | ||
| 0.24 | 0.53 | 0.58 | ||
| 22.7% | 52.9% | 104.2% | ||
| 18.3% | 34.7% | 65.9% | ||
| over 100 | over 100 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | - | €1,081 | - |
| €360 | €119 | - |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 45% lower than in 2024 and the lowest since 2023.
Debt's share of the balance-sheet total falls from 34.4% to 19.5%. Equity is higher and debt is lower.
BEYOND LANGUAGES has no parent and no holdings in its annual accounts. BEYOND LANGUAGES shares no director with another company.
| S.T. - 10 13
registered office since 22-01-2003 |
founded in 2003 0479.669.552 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
On 13 June 2023, BEYOND LANGUAGES was incorporated as a private limited company by two natural persons, with a starting capital of €500.12 In 2025 the registered office moved to Saint-Gilles.3 Of the 2 current board members, 2 have served since 2023.4 Total assets went from €43,583 in 2023 to €85,535 in 2025.5
| Establishment | Since | Unit number |
|---|---|---|
| Montenegrostraat 37A registered office 1060 Sint-Gillis (bij-Brussel) | 01-07-2023 | 2.347.703.569 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21562A0464/00K009 | 349 m² | 1 · 237 m² | 23.7 m · 7 |
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