BEVALO
ActiveBEVALO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €10k and a net result of €6k. Equity is shrinking by ~26.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 37% of 2024 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+9
Solvency43▼-28
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.86 in 2023; short-term debt: 26.4% and cash: 12.5% of total assets), and 81.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
18.3%
Return on assets
10.5%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
43 d early
2023
34 d early
2022
29 d late
2021
16 d early
2020
30 d late
2019
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€47k▲ 5.1%
2023 · €45k
2018: €40k
2019: €32k
2020: €24k
2022: €0
2023: €45k
2018 → 2024
EBIT margin
12.4%▲ 14.4pp
2023 · -2.0%
2018: -1.5%
2019: 20.5%
2020: -28.6%
2023: -2.0%
2018 → 2024
Net result
€6k
2023 · €-1k
2018: €-2k
2019: €4k
2020: €-7k
2021: €-4k
2022: €-5k
2023: €-1k
2018 → 2024
Working capital
€5k▲ 21.9%
2023 · €4k
2018: €-3k
2019: €9k
2020: €3k
2021: €-598
2022: €-5k
2023: €4k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€24k-€0€45k€47k▲ 5.1%
Equity€14k-€10k▼ 29.7%€5k▼ 49.5%€4k▼ 20.5%€10k▲ 136%
Operating result€-7k-€-4k▲ 44.5%€-5k▼ 20.6%€-893▲ 80.2%€6k
Net result€-7k-€-4k▲ 41.9%€-5k▼ 17.1%€-1k▲ 79.1%€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €6k after a loss of €893 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €53k
Fixed assets
€34k
Current assets
€19k
Equity and liabilities €53k
Equity
€10k▲ 136%
Debt
€43k▲ 812%
The debt ratio rises from 53.6% to 81.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€6k▼
2023 · €12k
Cash flow
€6k▼
2023 · €12k
Solvency
18.3%▼
2023 · 46.4%
Current ratio
1.36▼
2023 · 1.86
Quick ratio
1.35▼
2023 · 1.67
Debt / equity
4.47▲
2023 · 1.16
ROE
57.6%▲
2023 · -25.7%
ROA
10.5%▲
2023 · -11.9%
Interest coverage
16.81▼
2023 · 38.37
Debt
€43k▲
2023 · €5k
Debt ≤ 1 year
€14k▲
2023 · €5k
Debt > 1 year
€29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€9k€53k▲
Fixed assets21/28€0€34k▲
Tangible fixed assets22/27€0€34k▲
Plant, machinery and equipment23€0€34k▲
Current assets29/58€9k€19k▲
Stocks and contracts in progress3€913€170▼
Stocks30/36€913€170▼
Amounts receivable within one year40/41€800€12k▲
Trade receivables40€528€4k▲
Other amounts receivable41€272€8k▲
Cash at bank and in hand54/58€7k€7k▼
Deferred charges and accrued income490/1€251€254▲
Equity and liabilities
Total equity and liabilities10/49€9k€53k▲
Equity10/15€4k€10k▲
Contributions10/11€12k€14k▲
Reserves13€2k-
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Profit (loss) carried forward14€-10k€-5k▲
Amounts payable17/49€5k€43k▲
Amounts payable after more than one year17-€29k
Financial debts170/4-€29k
Amounts payable within one year42/48€5k€14k▲
Current portion of amounts payable after more than one year42€3k€5k▲
Trade debts44€100€7k▲
Suppliers440/4€100€7k▲
Taxes, remuneration and social security45€2k€2k▲
Remuneration and social security454/9€2k€2k▲
Income statement
Code20232024
Turnover70€45k€47k▲
Goods, raw materials, services and sundry goods60/61€32k€41k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€204▼
Other operating charges640/8€484€387▼
Gross operating margin9900€13k€6k▼
Operating profit (loss)9901€-893€6k▲
Financial income75/76B€159€104▼
Recurring financial income75€159€104▼
Financial charges65/66B€315€357▲
Recurring financial charges65€315€357▲
Profit (loss) for the period before taxes9903€-1k€6k▲
Profit (loss) for the period9904€-1k€6k▲
Profit (loss) for the period to be appropriated9905€-1k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-5k▲
Profit (loss) brought forward from the previous period14P€-9k€-10k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after 4 loss-making years.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 1.86
Current ratio from 0.66 to 1.86; short-term debt falls from €15k to €5k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-7k ▼268%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stavelot · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
La Vaulx Richard 204970 StavelotGround area
3,305 m²
Building footprint
298 m²
Volume, LiDAR
1,503 m³
2 parcels, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BEVALO
since 20072.166.805.004
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63073D1062/00K000 | Wallonia | 1,847 m² | 1 · 143 m² | 8.1 m · 2 fl. |
| 63073D0664/00H000 | Wallonia | 1,458 m² | 1 · 155 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IGEFRAN
BE 0459.314.992
Rouvroy · Eq €9k
MAROT Cyrille
BE 0773.487.995
Clavier · Eq €9k
KOBE
BE 0459.935.297
Zonhoven · Eq €11k
CUMA CEREATOUR
BE 0463.538.452
Chastre · Eq €11k
CUMA DE LA BOUVERIE
BE 0863.035.427
Florennes · Eq €8k
Of 227 companies in sector 77310 we hold annual accounts for 124. 47 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded12-11-2007
Fiscal year end31-12
Activities, NACEBEL
71310
77310Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.