Active BE 0867.705.976Public limited company

BEVA HOLDING

Heirbaan 19 ·9240 Zele, Belgium· 21 yrs active

Sector: Activities of holding companies (64210)

Conclusion Checked

BEVA HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.90M and a net result of €728k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 78% of 2347 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€2.90M
Net result	€728k
Staff (FTE)	72
Better than sector	78%

Financial profile 4 of 5 axes measured · computed by Checked

88 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -

Profitability 100

Solvency 100

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2004, 21 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Financial overview21 NBB filings

Annual accounts filed on 13-07-2026 with the NBB · fiscal year 2025 · full schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~3.3%/year over 5 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 64, Financial service activities, except insurance and pension funding · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	90.8%	61.4%	better than 78% of 2347 sector peers
Net result	€728k	€102k	better than 72% of 2348 sector peers
Equity	€2.90M	€5.05M	better than 40% of 2347 sector peers
Gross operating margin	€1.43M	€72k	better than 95% of 1050 sector peers
Staff costs	€440k	€346k	higher than 55% of 977 sector peers

Net profit

€728k

-9.4% 21-25

Total assets

€3.19M

+1.5% 21-25

Equity

€2.90M

+33.5% 21-25

Employees (FTE)

72

+900.0% 21-25

Staff costs

€440k

-7.0% 21-25

Income taxes

€263k

+7795.6% 21-25

Debt

€292k

-70.0% 21-25

Debt ≤ 1y

€292k

-70.0% 21-25

Solvency

90.8%

+31.6% 21-25

ROE

25.1%

-32.2% 21-25

ROA

22.8%

-10.7% 21-25

Figures by fiscal year and ratios

Change versus the prior fiscal year, coloured by direction (green = favourable).

Fiscal year	2025 Δ	2024 Δ	2023 Δ	2022 Δ	2021 Δ
Deposit	full schema	abbreviated schema	abbreviated schema	abbreviated schema	abbreviated schema
Revenue	n/a	n/a	n/a	n/a	n/a
EBITDA	n/a	n/a	n/a	n/a	n/a
Net profit	-9.4%	-40.6%	+448.0%	-69.3%	-
Cash flow	n/a	n/a	n/a	n/a	n/a
Staff costs	-7.0%	+1.6%	+10.7%	+5.1%	-
Income taxes	+7795.6%	-91.0%	+1050.4%	-85.3%	-
Dividends	-	-	-	-	-
Total assets	+1.5%	-13.0%	+50.7%	-18.9%	-
Equity	+33.5%	+0.1%	+4.4%	+0.1%	-
Debt	-70.0%	-32.7%	+349.7%	-63.5%	-
of which ≤ 1y	-70.0%	-32.7%	+349.7%	-63.5%	-
of which > 1y	-	-	-	-	-
Working capital	n/a	n/a	n/a	n/a	n/a
Employees (FTE)	+900.0%	-7.7%	+2.6%	0.0%	-

Note: these years are not on the same basis. The filed schemas differ (full schema, abbreviated schema), so the columns are not directly comparable.

Ratios (computed)

	2025	2024	2023	2022	2021
Current ratio	n/a	n/a	n/a	n/a	n/a
Quick ratio	n/a	n/a	n/a	n/a	n/a
Working capital ratio	n/a	n/a	n/a	n/a	n/a
Solvency	90.8%	69.0%	60.0%	86.6%	70.2%
Debt / equity	n/a	n/a	n/a	n/a	n/a
Long-term debt ratio	n/a	n/a	n/a	n/a	n/a
Interest coverage	n/a	n/a	n/a	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	n/a	n/a	n/a
ROA	22.8%	25.6%	37.4%	10.3%	27.2%
ROE	25.1%	37.0%	62.4%	11.9%	38.8%
EBITDA margin	n/a	n/a	n/a	n/a	n/a
Days sales outstanding	n/a	n/a	n/a	n/a	n/a
Days payable outstanding	n/a	n/a	n/a	n/a	n/a
Inventory turnover	n/a	n/a	n/a	n/a	n/a
Days inventory (DSI)	n/a	n/a	n/a	n/a	n/a

Balance-sheet composition 2025

Assets

Fixed assets €1.02M · 32.1% Current assets €2.17M · 67.9%

Equity & liabilities

Equity €2.90M · 90.9% Debt €292k · 9.2%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€3.19M	€3.14M	€3.61M	€2.40M	€2.95M
Fixed assets	21/28	€1.02M	€903k	€903k	€903k	€903k
Tangible fixed assets	22/27	€121k	-	-	-	-
Financial fixed assets	28	€903k	€903k	€903k	€903k	€903k
Current assets	29/58	€2.17M	€2.24M	€2.71M	€1.49M	€2.05M
Amounts receivable within one year	40/41	€2.03M	€2.19M	€2.70M	€1.47M	€2.04M
Cash & bank	54/58	€130k	€47k	€8k	€21k	€12k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€3.19M	€3.14M	€3.61M	€2.40M	€2.95M
Equity	10/15	€2.90M	€2.17M	€2.17M	€2.08M	€2.07M
Contributions / capital	10/11	€150k	€150k	€150k	€150k	€150k
Reserves	13	€2.70M	€1.98M	€1.98M	€1.90M	€1.90M
Accumulated profits (losses)	14	€46k	€38k	€38k	€30k	€28k
Amounts payable	17/49	€292k	€973k	€1.45M	€321k	€881k
Amounts payable within one year	42/48	€292k	€973k	€1.45M	€321k	€881k
Trade debts payable within one year	44	€14k	€93k	€17k	€1k	€3k
Income statement
Gross operating margin	9900	€1.43M	€1.28M	€1.85M	€670k	€1.23M
Operating result	9901	€991k	€807k	€1.39M	€249k	€828k
Financial income	75	€21	€56	€1	€1k	€88
Financial charges	65	€27	€557	€238	€238	€3k
Result before taxes	9903	€991k	€806k	€1.39M	€250k	€826k
Income taxes	67/77	€263k	€3k	€37k	€3k	€22k
Net result for the period	9904	€728k	€803k	€1.35M	€247k	€804k
Result to be appropriated	9905	€728k	€803k	€1.35M	€247k	€804k

Legal Structure

NACE primary	Activities of holding companies(64210)
Legal form	Public limited company(014)
Incorporation	08-10-2004
Status	Active
Postal code	9240

Establishment units 1 location

Beva Holding

Heirbaan 19, 9240 ZeleNACE 7415101

since 20042.142.354.074

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42402C1836/00D000	Flanders	2,460 m²	1 · 945 m²	9.7 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

All 13Financial 3Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

13-07

NBB filing Annual accounts filed

fiscal year 2025 · full schema

2025

31-12

Financial Liquidity triplescurrent ratio 7.42

Current ratio from 2.30 to 7.42; short-term debt falls from €973k to €292k.

26-06

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

28-06

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

31-12

Financial Highest result since 2021net €1.35M ▲448%

Operating result €1.39M, net result €1.35M, both a record.

12-07

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

31-12

Financial Weakest financial yearnet €247k ▼69.3%

Net result drops to €247k, the lowest in the series; recovery starts the following year.

08-07

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

11-05

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

30-06

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

17-07

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

22-06

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2017

17-07

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 6 acts read

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Holdings64200Activities of holding companies6421074151

Names & trade names

Legal nameNL

BEVA HOLDING

Similar companies Comparable size · 19,555 of 24,645 companies in this sector with filed accounts

RED1 BE 0475.325.338 · Brugge

LEPKENS BE 0823.641.549 · Brasschaat

VAN DRUNEN FASHION GROUP BE 0599.958.064 · Schilde

Enilec BE 0507.741.451 · Antwerpen

PRO ACTIVITY IMMO BE 0748.969.266 · Habay