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BETRIBO

Active
Private limited companyfounded 201115 yrs activeKloosterstraat 81, 9620 Zottegem, BelgiumKBO/BCE: BE 0837.871.548

BETRIBO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €283k and a net result of €18k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 50% of 7330 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
82 / 100
Excellent▲ +30 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▲+31
Solvency82▼-16
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 2.4 in 2024), but 56.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
43.2%
Return on assets
2.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 d early
2024
20 d early
2023
17 d early
2022
35 d early
2021
23 d early
2020
17 d early
2019
6 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€283k▲ 6.6%
2024 · €265k
2018: €86k 2019: €107k 2020: €155k 2021: €230k 2022: €277k 2023: €297k 2024: €265k
2018 → 2025
Total assets
€655k▲ 44.5%
2024 · €453k
2018: €371k 2019: €414k 2020: €608k 2021: €433k 2022: €670k 2023: €562k 2024: €453k
2018 → 2025
Net result
€18k
2024 · €-32k
2018: €18k 2019: €20k 2020: €48k 2021: €75k 2022: €47k 2023: €37k 2024: €-32k
2018 → 2025
Working capital
€281k▲ 6.8%
2024 · €263k
2018: €83k 2019: €104k 2020: €152k 2021: €226k 2022: €274k 2023: €295k 2024: €263k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€230k-€277k▲ 20.4%€297k▲ 7.2%€265k▼ 10.6%€283k▲ 6.6%
Operating result€116k-€74k▼ 36.0%€66k▼ 11.7%€-29k€35k
Net result€75k-€47k▼ 37.7%€37k▼ 21.2%€-32k€18k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €116k€116kNet result 2021: €75k€75kOperating result 2022: €74k€74kNet result 2022: €47k€47kOperating result 2023: €66k€66kNet result 2023: €37k€37kOperating result 2024: €-29k€-29kNet result 2024: €-32k€-32kOperating result 2025: €35k€35kNet result 2025: €18k€18k20212022202320242025
The operating result returns to profit in 2025: €35k after a loss of €29k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €655k
Fixed assets €2k▼ 10.2%
Current assets €653k▲ 44.7%
Equity and liabilities €655k
Equity €283k▲ 6.6%
Debt €372k▲ 97.9%
The debt ratio rises from 41.5% to 56.8%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€35k
2024 · €-28k
Cash flow
€18k
2024 · €-31k
Solvency
43.2%
2024 · 58.5%
Current ratio
1.76
2024 · 2.40
Quick ratio
1.02
2024 · 2.26
Debt / equity
1.32
2024 · 0.71
ROE
6.2%
2024 · -11.9%
ROA
2.7%
2024 · -7.0%
Interest coverage
2.16
2024 · -9.87
Debt
€372k
2024 · €188k
Debt ≤ 1 year
€372k
2024 · €188k
Income taxes
€950
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€453k€655k
Fixed assets21/28€2k€2k
Tangible fixed assets22/27€2k€2k
Land and buildings22€2k€2k
Furniture and vehicles24€306€255
Current assets29/58€451k€653k
Stocks and contracts in progress3€26k€274k
Stocks30/36€26k€274k
Amounts receivable within one year40/41€325k€279k
Trade receivables40€253k€239k
Other amounts receivable41€72k€41k
Cash at bank and in hand54/58€100k€96k
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€453k€655k
Equity10/15€265k€283k
Contributions10/11€7k€7k=
Reserves13€267k€276k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€265k€274k
Profit (loss) carried forward14€-8k€-91
Amounts payable17/49€188k€372k
Amounts payable within one year42/48€188k€372k
Current portion of amounts payable after more than one year42€17k€0
Financial debts43-€100k
Credit institutions430/8-€100k
Trade debts44€33k€131k
Suppliers440/4€33k€131k
Taxes, remuneration and social security45€0€4k
Taxes450/3€0€4k
Other amounts payable47/48€137k€137k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€201€200
Other operating charges640/8€828€2k
Gross operating margin9900€-28k€36k
Operating profit (loss)9901€-29k€35k
Financial income75/76B€0€0
Recurring financial income75€0€0
Financial charges65/66B€3k€16k
Recurring financial charges65€3k€16k
Profit (loss) for the period before taxes9903€-32k€19k
Income taxes67/77€0€950
Profit (loss) for the period9904€-32k€18k
Profit (loss) for the period to be appropriated9905€-32k€18k
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€9k
Profit (loss) brought forward from the previous period14P€23k€-8k
Transfer from equity791/2€0-
Transfer to equity691/2€0€10k
To other reserves6921€0€10k
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €18k
Net result €18k after one loss-making year.
11-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €-32k ▼185%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
14-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Highest result since 2018net €75k ▲57.1%
Operating result €116k, net result €75k, both a record.
31-12
Financial Equity above €200kEq €230k ▲48.7%
4 profitable years in a row build equity to €230k.
14-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €150kEq €155k ▲45%
3 profitable years in a row build equity to €155k.
25-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Equity above €100kEq €107k ▲23.4%
2 profitable years in a row build equity to €107k.
04-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 35 days late
2018
03-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kloosterstraat 819620 Zottegem
Ground area
1,321 m²
Building footprint
295 m²
Volume, LiDAR
1,482 m³
Parcel 41017A0388/00E006, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BETRIBO
Kloosterstraat 81, 9620 ZottegemConstruction of residential and non-residential buildings
since 20112.201.400.350
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41017A0388/00E006 Flanders 1,320 m² 1 · 295 m² 10.5 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,551 companies in sector 41001 we hold annual accounts for 15,877. 11,038 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-07-2011
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43350Other building finishing work
71122Land surveying
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.