Oaze
ActiveOaze has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €293k and a net result of €-41k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 52% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability10▼-3
Solvency74▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days only on tighter terms
Liquidity ample (current ratio 3.89 against 3.51 in 2023; short-term debt: 11.2% of total assets), but 51.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.6%
Return on assets
-6.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
182021222324
2018 to 2024 · latest year €-41k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-12-2025, 152 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
152 d late
2023
31 d late
2022
149 d late
2021
62 d early
2020
61 d early
2019
59 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€293k▼ 12.2%
2023 · €334k
2018: €281k
2020: €290k
2021: €239k
2022: €364k
2023: €334k
2018 → 2024
Total assets
€604k▼ 5.8%
2023 · €641k
2018: €560k
2020: €622k
2021: €609k
2022: €438k
2023: €641k
2018 → 2024
Net result
€-41k▼ 36.2%
2023 · €-30k
2018: €18k
2020: €33k
2021: €-51k
2022: €125k
2023: €-30k
2018 → 2024
Working capital
€197k▼ 2.0%
2023 · €201k
2018: €133k
2020: €342k
2021: €105k
2022: €265k
2023: €201k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€290k-€239k▼ 17.7%€364k▲ 52.4%€334k▼ 8.2%€293k▼ 12.2%
Operating result€45k-€-44k€164k€-29k€-45k▼ 56.3%
Net result€33k-€-51k€125k€-30k€-41k▼ 36.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €45k in 2024 against €29k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €604k
Fixed assets
€339k▼ 5.8%
Current assets
€264k▼ 5.7%
Equity and liabilities €604k
Equity
€293k▼ 12.2%
Debt
€310k▲ 1.2%
The debt ratio rises from 47.9% to 51.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-22k▼
2023 · €-9k
Cash flow
€-18k▼
2023 · €-11k
Solvency
48.6%▼
2023 · 52.1%
Current ratio
3.89▲
2023 · 3.51
Quick ratio
3.89▲
2023 · 3.51
Debt / equity
1.06▲
2023 · 0.92
ROE
-13.8%▼
2023 · -8.9%
ROA
-6.7%▼
2023 · -4.7%
Interest coverage
-1.65▲
2023 · -4.06
Debt
€310k▲
2023 · €307k
Debt ≤ 1 year
€68k▼
2023 · €80k
Debt > 1 year
€242k▲
2023 · €221k
Income taxes
€-17k
Staff costs
€54k▼
2023 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€641k€604k▼
Fixed assets21/28€360k€339k▼
Tangible fixed assets22/27€360k€339k▼
Land and buildings22€346k€328k▼
Plant, machinery and equipment23€12k€9k▼
Furniture and vehicles24€2k€2k▲
Financial fixed assets28€270€270=
Current assets29/58€281k€264k▼
Amounts receivable within one year40/41€214k€224k▲
Trade receivables40€208k€131k▼
Other amounts receivable41€6k€93k▲
Cash at bank and in hand54/58€24k-
Deferred charges and accrued income490/1€43k€41k▼
Equity and liabilities
Total equity and liabilities10/49€641k€604k▼
Equity10/15€334k€293k▼
Contributions10/11€139k€139k=
Reserves13€225k€225k=
Distributable reserves133€225k€225k=
Profit (loss) carried forward14€-30k€-70k▼
Amounts payable17/49€307k€310k▲
Amounts payable after more than one year17€221k€242k▲
Financial debts170/4€221k€242k▲
Amounts payable within one year42/48€80k€68k▼
Current portion of amounts payable after more than one year42€32k-
Financial debts43€10k€63k▲
Credit institutions430/8-€42k
Other loans439€10k€21k▲
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€35k€5k▼
Taxes450/3€33k-
Remuneration and social security454/9€2k€5k▲
Other amounts payable47/48€36-
Accrued charges and deferred income492/3€6k-
Income statement
Code20232024
Remuneration, social security and pensions62€55k€54k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€23k▲
Other operating charges640/8€7k€7k▲
Gross operating margin9900€53k€39k▼
Operating profit (loss)9901€-29k€-45k▼
Financial income75/76B€1k-
Recurring financial income75€28-
Non-recurring financial income76B€1k-
Financial charges65/66B€2k€13k▲
Recurring financial charges65€2k€13k▲
Profit (loss) for the period before taxes9903€-30k€-58k▼
Income taxes67/77-€-17k
Profit (loss) for the period9904€-30k€-41k▼
Profit (loss) for the period to be appropriated9905€-30k€-41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-70k▼
Profit (loss) brought forward from the previous period14P-€-30k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 152 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 149 days late
2022
31-12
Financial
Back to profitnet €125k
Net result €125k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 5.45
Current ratio from 1.29 to 5.45; short-term debt falls from €361k to €59k.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-51k ▼257%
Net result drops to €-51k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 3.95
Current ratio from 1.48 to 3.95; short-term debt falls from €277k to €116k.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
01-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2010
Ground area
636 m²
Building footprint
111 m²
Volume, LiDAR
716 m³
Parcel 11015B0329/00L002, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Oaze
since 20102.183.329.844
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11015B0329/00L002 | Flanders | 636 m² | 1 · 111 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 11,034 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2009
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
43350Other building finishing work
43910Bricklaying and masonry work
43992Specialised construction activities
43994Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.