BETOWEST
ActiveBETOWEST has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.90M and a net result of €106k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 7452 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €250k at 30 days acceptable
short-term debt: 0.2% and cash: 40.7% of total assets, and 0.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.8%
Return on assets
3.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
8 d early
2023
36 d early
2022
43 d early
2021
34 d early
2020
23 d early
2019
47 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.90M▲ 3.8%
2024 · €2.80M
2019: €2.09M
2020: €2.15M
2021: €2.15M
2022: €2.71M
2023: €2.72M
2024: €2.80M
2019 → 2025
Total assets
€2.91M▲ 3.2%
2024 · €2.82M
2019: €2.51M
2020: €2.49M
2021: €2.45M
2022: €2.78M
2023: €2.73M
2024: €2.82M
2019 → 2025
Net result
€106k▲ 33.4%
2024 · €79k
2019: €-15k
2020: €-7k
2021: €-4k
2022: €559k
2023: €11k
2024: €79k
2019 → 2025
Working capital
€2.68M▲ 4.3%
2024 · €2.57M
2019: €1.02M
2020: €1.11M
2021: €1.19M
2022: €2.47M
2023: €2.48M
2024: €2.57M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.15M-€2.71M▲ 26.0%€2.72M▲ 0.4%€2.80M▲ 2.9%€2.90M▲ 3.8%
Operating result€-6k-€702k€11k▼ 98.5%€80k▲ 651%€84k▲ 4.9%
Net result€-4k-€559k€11k▼ 98.0%€79k▲ 616%€106k▲ 33.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.91M
Fixed assets
€224k▼ 2.5%
Current assets
€2.69M▲ 3.6%
Equity and liabilities €2.91M
Equity
€2.90M▲ 3.8%
Debt
€7k▼ 71.8%
The debt ratio falls from 0.8% to 0.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€90k▲
2024 · €86k
Cash flow
€111k▲
2024 · €85k
Solvency
99.8%▲
2024 · 99.2%
Debt / equity
0.00▼
2024 · 0.01
ROE
3.6%▲
2024 · 2.8%
ROA
3.6%▲
2024 · 2.8%
Interest coverage
159.27▼
2024 · 612.34
Debt
€7k▼
2024 · €23k
Debt ≤ 1 year
€7k▼
2024 · €23k
Income taxes
€50k▲
2024 · €37k
A ratio outside any meaningful range has been withheld (balance sheet total €2.91M, equity €2.90M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.82M€2.91M▲
Fixed assets21/28€230k€224k▼
Tangible fixed assets22/27€230k€224k▼
Land and buildings22€219k€217k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€6k€3k▼
Current assets29/58€2.59M€2.69M▲
Amounts receivable within one year40/41€14k€2k▼
Trade receivables40€10k€530▼
Other amounts receivable41€4k€2k▼
Current investments50/53€2.19M€1.50M▼
Cash at bank and in hand54/58€387k€1.18M▲
Deferred charges and accrued income490/1€225€350▲
Equity and liabilities
Total equity and liabilities10/49€2.82M€2.91M▲
Equity10/15€2.80M€2.90M▲
Contributions10/11€75k€75k=
Capital10€75k€75k=
Issued capital100€75k€75k=
Reserves13€2.72M€2.83M▲
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Distributable reserves133€2.72M€2.82M▲
Profit (loss) carried forward14€0-
Amounts payable17/49€23k€7k▼
Amounts payable within one year42/48€23k€7k▼
Trade debts44€14k€1k▼
Suppliers440/4€14k€1k▼
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€9k€5k▼
Remuneration and social security454/9€0-
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€12k€12k▲
Gross operating margin9900€98k€102k▲
Operating profit (loss)9901€80k€84k▲
Financial income75/76B€36k€72k▲
Recurring financial income75€36k€72k▲
Financial charges65/66B€140€565▲
Recurring financial charges65€140€565▲
Profit (loss) for the period before taxes9903€116k€155k▲
Income taxes67/77€37k€50k▲
Profit (loss) for the period9904€79k€106k▲
Profit (loss) for the period to be appropriated9905€79k€106k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.66M€106k▼
Profit (loss) brought forward from the previous period14P€1.58M€0▼
Transfer to equity691/2€1.66M€106k▼
To other reserves6921€1.66M€106k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity quadruplescurrent ratio 409.76
Current ratio from 111.45 to 409.76; short-term debt falls from €23k to €7k.
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity times 9current ratio 298.24
Current ratio from 34.20 to 298.24; short-term debt falls from €74k to €8k.
16-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
Financial
Back to profitnet €559k
Net result €559k after 3 loss-making years.
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
Financial
Liquidity quadruplescurrent ratio 340.75
Current ratio from 83.58 to 340.75; short-term debt falls from €13k to €4k.
08-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2016
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-02-2016
Resigned as Managing director
Location & real-estate footprint
Registered office, Heuvelland · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eendepoelstraat(West) 38954 HeuvellandGround area
1,407 m²
Building footprint
192 m²
Volume, LiDAR
902 m³
Parcel 33030A0012/00X000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BETOWEST
since 19962.076.174.340
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33030A0012/00X000 | Flanders | 1,407 m² | 1 · 192 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALPAS
BE 0429.446.318
Dendermonde · Eq €2.89M
G3S-BOUW
BE 0762.658.243
Tessenderlo-Ham · Eq €2.89M
GILLEMAN
BE 0426.634.011
Oudenaarde · Eq €2.89M
METTET MATERIAUX
BE 0864.810.428
Mettet · Eq €2.92M
BOUWINVEST
BE 0445.822.094
Merchtem · Eq €2.89M
Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 3,028 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-03-1996
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
45211
01500Mixed farming
43990Other specialised construction activities
43999Specialised construction activities
45250
46831Wholesale of construction materials, general range
47210Retail sale of fruit and vegetables
47521Retail sale of hardware, building materials, paint and glass (general range)
51532
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.