BETER WONEN
ActiveSummary
BETER WONEN has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €358,922 and a net result of €26,357. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 79% of 9046 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability75▼-15
Solvency98▲+1
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 3.74 against 3.64 in 2023; short-term debt: 21.3% and cash: 11.3% of total assets), and 26.8% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €358,922
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
30 d late
2022
9 d late
2021
24 d late
2020
28 d late
2019
120 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 40 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, abbreviated schema
Equity
€358,922▲ 7.9%
2023 · €332,565
Total assets
€490,519▲ 6.2%
2023 · €461,853
Net result
€26,357▼ 65.9%
2023 · €77,308
Working capital
€286,052▲ 9.5%
2023 · €261,285
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€35,366▲ 22.7%-€32,141▲ 9.1%€14,525€78,511▲ 441%€21,471▼ 72.7%
Net result-€29,470▲ 33.6%-€30,485▼ 3.4%€13,986€77,308▲ 453%€26,357▼ 65.9%
Equity€271,756▼ 9.8%€241,271▼ 11.2%€255,257▲ 5.8%€332,565▲ 30.3%€358,922▲ 7.9%
Total assets€388,105▼ 11.0%€327,440▼ 15.6%€407,295▲ 24.4%€461,853▲ 13.4%€490,519▲ 6.2%
Debt€116,349▼ 13.8%€86,168▼ 25.9%€152,038▲ 76.4%€129,288▼ 15.0%€131,597▲ 1.8%
Working capital€217,318▼ 19.9%€202,089▼ 7.0%€184,263▼ 8.8%€261,285▲ 41.8%€286,052▲ 9.5%
Staff (FTE)4.8▲ 23.1%4.9▲ 2.1%4.1▼ 16.3%4▼ 2.4%3.1▼ 22.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 73% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €490,519
Fixed assets
€100,118 ▼ 1.4%
Current assets
€390,402 ▲ 8.4%
Equity and liabilities €490,519
Equity
€358,922 ▲ 7.9%
Debt
€131,597 ▲ 1.8%
Debt's share of the balance-sheet total falls from 28.0% to 26.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43,897▼
2023 · €104,068
Cash flow
€48,783▼
2023 · €102,865
Current ratio
3.74▲
2023 · 3.64
Quick ratio
1.31▼
2023 · 1.45
Debt to equity
0.37▼
2023 · 0.39
ROE
7.3%▼
2023 · 23.2%
ROA
5.4%▼
2023 · 16.7%
Interest coverage
10.32▼
2023 · 45.37
Debt ≤ 1 year
€104,349▲
2023 · €99,012
Debt > 1 year
€20,000▼
2023 · €30,276
Income taxes
€15,253▲
2023 · €214
Staff costs
€172,698▼
2023 · €179,068
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €275,051 | €172,685 | €179,068 | €172,698 | ▼ 3.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,475 | €15,730 | €16,287 | €25,556 | €22,426 | ▼ 12.3% |
| Other operating charges640/8 | - | €1,551 | €1,471 | €1,019 | €1,143 | ▲ 12.1% |
| Gross operating margin9900 | €253,682 | €260,191 | €204,968 | €284,154 | €217,737 | ▼ 23.4% |
| Operating profit (loss)9901 | -€35,366 | -€32,141 | €14,525 | €78,511 | €21,471 | ▼ 72.7% |
| Financial income75/76B | - | €1,869 | €649 | €1,305 | €24,392 | ▲ 1,770% |
| Recurring financial income75 | - | €1,869 | €649 | €1,305 | €24,392 | ▲ 1,770% |
| Financial charges65/66B | - | €212 | €1,024 | €2,294 | €4,253 | ▲ 85.5% |
| Recurring financial charges65 | - | €212 | €1,024 | €2,294 | €4,253 | ▲ 85.5% |
| Profit (loss) for the period before taxes9903 | -€29,470 | -€30,485 | €14,150 | €77,522 | €41,610 | ▼ 46.3% |
| Income taxes67/77 | - | - | €164 | €214 | €15,253 | ▲ 7,021% |
| Profit (loss) for the period9904 | -€29,470 | -€30,485 | €13,986 | €77,308 | €26,357 | ▼ 65.9% |
| Profit (loss) for the period to be appropriated9905 | -€29,470 | -€30,485 | €13,986 | €77,308 | €26,357 | ▼ 65.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €388,105 | €327,440 | €407,295 | €461,853 | €490,519 | ▲ 6.2% |
| Fixed assets21/28 | €54,913 | €39,183 | €111,118 | €101,556 | €100,118 | ▼ 1.4% |
| Tangible fixed assets22/27 | €53,815 | €38,085 | €110,020 | €100,458 | €99,020 | ▼ 1.4% |
| Land and buildings22 | - | - | €82,316 | €72,830 | €63,344 | ▼ 13.0% |
| Plant, machinery and equipment23 | - | €14,902 | €12,187 | €19,731 | €13,025 | ▼ 34.0% |
| Furniture and vehicles24 | - | €23,183 | €15,517 | €7,897 | €22,650 | ▲ 187% |
| Financial fixed assets28 | €1,098 | €1,098 | €1,098 | €1,098 | €1,098 | = |
| Current assets29/58 | €333,191 | €288,257 | €296,177 | €360,297 | €390,402 | ▲ 8.4% |
| Stocks and contracts in progress3 | €155,376 | €161,918 | €185,969 | €216,856 | €253,849 | ▲ 17.1% |
| Stocks30/36 | - | €161,918 | €185,969 | €216,856 | €253,849 | ▲ 17.1% |
| Amounts receivable within one year40/41 | €69,084 | €77,767 | €69,026 | €69,297 | €78,818 | ▲ 13.7% |
| Trade receivables40 | - | €69,767 | €69,026 | €69,297 | €78,801 | ▲ 13.7% |
| Other amounts receivable41 | - | €8,000 | - | - | €17 | - |
| Cash at bank and in hand54/58 | €108,415 | €46,967 | €39,508 | €71,637 | €55,558 | ▼ 22.4% |
| Deferred charges and accrued income490/1 | - | €1,606 | €1,675 | €2,506 | €2,176 | ▼ 13.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €388,105 | €327,440 | €407,295 | €461,853 | €490,519 | ▲ 6.2% |
| Equity10/15 | €271,756 | €241,271 | €255,257 | €332,565 | €358,922 | ▲ 7.9% |
| Contributions10/11 | €286,500 | €286,500 | €286,500 | €286,500 | €286,500 | = |
| Capital10 | - | €286,500 | €286,500 | €286,500 | €286,500 | = |
| Issued capital100 | - | €286,500 | €286,500 | €286,500 | €286,500 | = |
| Reserves13 | €31,307 | €31,307 | €31,307 | €31,307 | €31,307 | = |
| Non-distributable reserves130/1 | - | €28,650 | €28,650 | €28,650 | €28,650 | = |
| Legal reserve130 | - | €28,650 | €28,650 | €28,650 | €28,650 | = |
| Tax-exempt reserves132 | - | €2,657 | €2,657 | €2,657 | €2,657 | = |
| Profit (loss) carried forward14 | -€46,051 | -€76,536 | -€62,550 | €14,758 | €41,115 | ▲ 179% |
| Amounts payable17/49 | €116,349 | €86,168 | €152,038 | €129,288 | €131,597 | ▲ 1.8% |
| Amounts payable after more than one year17 | - | - | €40,123 | €30,276 | €20,000 | ▼ 33.9% |
| Financial debts170/4 | - | - | €40,123 | €30,276 | €20,000 | ▼ 33.9% |
| Amounts payable within one year42/48 | €115,874 | €86,168 | €111,915 | €99,012 | €104,349 | ▲ 5.4% |
| Current portion of amounts payable after more than one year42 | - | - | €9,446 | €9,847 | €10,276 | ▲ 4.3% |
| Trade debts44 | €88,719 | €61,317 | €72,517 | €48,873 | €62,738 | ▲ 28.4% |
| Suppliers440/4 | - | €61,317 | €72,517 | €48,873 | €62,738 | ▲ 28.4% |
| Taxes, remuneration and social security45 | - | €24,822 | €29,907 | €40,216 | €31,336 | ▼ 22.1% |
| Taxes450/3 | - | - | €9,350 | €19,575 | €11,743 | ▼ 40.0% |
| Remuneration and social security454/9 | - | €24,822 | €20,557 | €20,641 | €19,593 | ▼ 5.1% |
| Other amounts payable47/48 | - | €30 | €46 | €76 | - | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €7,247 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€29,470 | -€30,485 | €13,986 | €77,308 | €26,357 | ▼ 65.9% |
| + Depreciation and write-downs630 | €12,475 | €15,730 | €16,287 | €25,556 | €22,426 | ▼ 12.3% |
| Operating cash flow (approximation) | -€16,995 | -€14,754 | €30,273 | €102,865 | €48,783 | ▼ 52.6% |
| Investment in fixed assets (approximation) | - | €0 | -€88,222 | -€15,995 | -€20,987 | ▼ 31.2% |
| Change in cash | - | -€61,449 | -€7,459 | €32,129 | -€16,079 | ▼ 150% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €77,308 ▲453%
Operating result €78,511, net result €77,308, both a record.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 9 days late
2022
31-12
Financial
Back to profitnet €13,986
Net result €13,986 after 4 loss-making years.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 28 days late
2020
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 120 days late
2019
31-12
Financial
Weakest financial yearnet -€44,381
Net result drops to -€44,381, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
07-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 38 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 18 days late
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2005
Ground area
629 m²
Building footprint
672 m²
Parcel 23546L0157/00L000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BETER WONEN
since 20052.162.516.614
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23546L0157/00L000 | Flanders | 629 m² | 1 · 672 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 ownerOwners 1
-
50%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
LAPIERRE & FILS
BE 0439.154.236
Andenne · Eq €359,545
ALPHA - CHEM
BE 0456.067.868
Ath · Eq €356,286
DOMS
BE 0426.488.214
Quaregnon · Eq €361,843
All Car Care Distribution
BE 0716.910.964
Roeselare · Eq €355,952
WELL
BE 0433.737.082
Estaimpuis · Eq €362,893
Of 472 companies in sector 46442 we hold annual accounts for 334. 244 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded08-09-2005
Fiscal year end31-12
Activities, NACEBEL 2025
46442Wholesale trade
47552Retail sale of lighting equipment
68110Buying and selling of own real estate
Contact
E-mail
info@beterwonen.beOverijse
Phone
02/687.78.36Overijse
E-invoicing
Reachable via Peppol
Peppol ID
0208:0875949293
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.