BRALETZ PRODUCTS
ActiveBRALETZ PRODUCTS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €445k and a net result of €44k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 92% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 10.67 against 6.1 in 2024; short-term debt: 8.9% and cash: 38.3% of total assets), and 9.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.9%
Return on assets
9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
on the day
2023
29 d late
2022
23 d late
2021
2 d early
2020
22 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€445k▼ 0.2%
2024 · €446k
2018: €226k
2019: €302k
2020: €320k
2021: €284k
2022: €339k
2023: €421k
2024: €446k
2018 → 2025
Total assets
€490k▼ 7.1%
2024 · €527k
2018: €380k
2019: €374k
2020: €396k
2021: €357k
2022: €441k
2023: €480k
2024: €527k
2018 → 2025
Net result
€44k▲ 71.9%
2024 · €26k
2018: €26k
2019: €75k
2020: €19k
2021: €-24k
2022: €55k
2023: €81k
2024: €26k
2018 → 2025
Working capital
€422k▲ 1.8%
2024 · €414k
2018: €165k
2019: €248k
2020: €270k
2021: €230k
2022: €288k
2023: €377k
2024: €414k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€284k-€339k▲ 19.3%€421k▲ 23.9%€446k▲ 6.1%€445k▼ 0.2%
Operating result€-51k-€53k€87k▲ 63.5%€26k▼ 70.6%€61k▲ 138%
Net result€-24k-€55k€81k▲ 47.9%€26k▼ 68.5%€44k▲ 71.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 138% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €490k
Fixed assets
€25k▼ 22.9%
Current assets
€465k▼ 6.1%
Equity and liabilities €490k
Equity
€445k▼ 0.2%
Debt
€45k▼ 45.1%
The debt ratio falls from 15.4% to 9.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€72k▲
2024 · €37k
Cash flow
€55k▲
2024 · €37k
Solvency
90.9%▲
2024 · 84.6%
Current ratio
10.67▲
2024 · 6.10
Quick ratio
5.91▲
2024 · 3.51
Debt / equity
0.10▼
2024 · 0.18
ROE
9.9%▲
2024 · 5.7%
ROA
9.0%▲
2024 · 4.9%
Interest coverage
6.41▼
2024 · 24.54
Debt
€45k▼
2024 · €81k
Debt ≤ 1 year
€44k▼
2024 · €81k
Income taxes
€14k▼
2024 · €32k
Staff costs
€159k▼
2024 · €169k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€527k€490k▼
Fixed assets21/28€32k€25k▼
Tangible fixed assets22/27€32k€25k▼
Land and buildings22€19k€14k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€9k€8k▼
Current assets29/58€495k€465k▼
Stocks and contracts in progress3€211k€208k▼
Stocks30/36€211k€208k▼
Amounts receivable within one year40/41€171k€67k▼
Trade receivables40€131k€55k▼
Other amounts receivable41€40k€11k▼
Cash at bank and in hand54/58€113k€188k▲
Deferred charges and accrued income490/1€233€3k▲
Equity and liabilities
Total equity and liabilities10/49€527k€490k▼
Equity10/15€446k€445k▼
Contributions10/11€65k€65k=
Reserves13€381k€380k▼
Distributable reserves133€381k€380k▼
Amounts payable17/49€81k€45k▼
Amounts payable within one year42/48€81k€44k▼
Current portion of amounts payable after more than one year42€2k€2k=
Trade debts44€55k€21k▼
Suppliers440/4€55k€21k▼
Taxes, remuneration and social security45€24k€20k▼
Taxes450/3€8k€5k▼
Remuneration and social security454/9€16k€15k▼
Accrued charges and deferred income492/3-€949
Income statement
Code20242025
Remuneration, social security and pensions62€169k€159k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€6k€4k▼
Gross operating margin9900€212k€235k▲
Operating profit (loss)9901€26k€61k▲
Financial income75/76B€33k€8k▼
Recurring financial income75€5k€5k▼
Non-recurring financial income76B€28k€3k▼
Financial charges65/66B€1k€11k▲
Recurring financial charges65€1k€11k▲
Non-recurring financial charges66B-€11k
Profit (loss) for the period before taxes9903€57k€58k▲
Income taxes67/77€32k€14k▼
Profit (loss) for the period9904€26k€44k▲
Profit (loss) for the period to be appropriated9905€26k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€44k▲
Transfer from equity791/2-€45k
Transfer to equity691/2€26k€44k▲
To other reserves6921€26k€44k▲
Profit to be distributed694/7-€45k
Return on contributions (dividend)694-€45k
Social balance
Average headcount (FTE)90872.82.8=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €81k ▲47.9%
Operating result €87k, net result €81k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
31-12
Financial
Back to profitnet €55k
Net result €55k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-24k ▼225%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 4.43
Current ratio from 2.08 to 4.43; short-term debt falls from €153k to €72k.
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 5 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prinsenweg 273700 Tongeren-BorgloonGround area
2,499 m²
Building footprint
804 m²
Volume, LiDAR
4,376 m³
Parcel 73348B0647/00C000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BRALETZ
since 20082.171.860.088
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73348B0647/00C000 | Flanders | 2,499 m² | 1 · 804 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PROFINE BEDSYSTEMEN
BE 0475.644.349
Grobbendonk · Eq €447k
ZITCOMFORT
BE 0448.460.890
Antwerpen · Eq €454k
DE STIP INTERNATIONAL
BE 0475.473.808
Ravels · Eq €436k
MAST
BE 0436.693.901
Alken · Eq €457k
EMENTE
BE 0460.427.326
Antwerpen · Eq €433k
Of 679 companies in sector 46494 we hold annual accounts for 530. 399 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2008
Fiscal year end31-12
Activities, NACEBEL
46442Wholesale trade
46494Wholesale of non-electrical household articles
47527Retail trade
47540Retail sale of electrical household appliances
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.