BETAC
ActiveBETAC has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €447k and a net result of €-42k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 89% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-11
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.04 against 4.97 in 2024; short-term debt: 9.3% and cash: 33.6% of total assets), and 9.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.7%
Return on assets
-8.4%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-42k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-02-2026, 62 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
62 d early
2024
76 d early
2023
67 d early
2022
61 d early
2021
66 d early
2020
73 d early
2019
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€239k
EBIT margin
36.4%
Net result
€-42k▼ 233%
2024 · €-12k
2018: €44k
2019: €88k
2020: €121k
2021: €120k
2022: €62k
2023: €122k
2024: €-12k
2018 → 2025
Working capital
€140k▼ 19.5%
2024 · €174k
2018: €-124k
2019: €-64k
2020: €-113k
2021: €-18k
2022: €34k
2023: €267k
2024: €174k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€239k
Equity€456k-€499k▲ 9.6%€582k▲ 16.4%€529k▼ 9.0%€447k▼ 15.4%
Operating result€174k-€87k▼ 50.1%€172k▲ 98.3%€-16k€-44k▼ 183%
Net result€120k-€62k▼ 48.3%€122k▲ 97.4%€-12k€-42k▼ 233%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €44k in 2025 against €16k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €493k
Fixed assets
€307k▼ 13.5%
Current assets
€186k▼ 14.5%
Equity and liabilities €493k
Equity
€447k▼ 15.4%
Debt
€46k▲ 5.0%
The debt ratio rises from 7.6% to 9.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €30k
Cash flow
€6k▼
2024 · €33k
Solvency
90.7%▼
2024 · 92.4%
Current ratio
4.04▼
2024 · 4.97
Quick ratio
4.04▼
2024 · 4.97
Debt / equity
0.10▲
2024 · 0.08
ROE
-9.3%▼
2024 · -2.4%
ROA
-8.4%▼
2024 · -2.2%
Interest coverage
5.63▼
2024 · 50.39
Debt
€46k▲
2024 · €44k
Debt ≤ 1 year
€46k▲
2024 · €44k
Income taxes
€-11▼
2024 · €367
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€573k€493k▼
Fixed assets21/28€355k€307k▼
Tangible fixed assets22/27€355k€307k▼
Land and buildings22€281k€251k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€71k€54k▼
Current assets29/58€218k€186k▼
Amounts receivable within one year40/41€16k€18k▲
Trade receivables40€15k€17k▲
Other amounts receivable41€855€1k▲
Current investments50/53€150k-
Cash at bank and in hand54/58€50k€166k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€573k€493k▼
Equity10/15€529k€447k▼
Contributions10/11€19k€19k=
Reserves13€457k€417k▼
Distributable reserves133€457k€417k▼
Profit (loss) carried forward14€54k€12k▼
Amounts payable17/49€44k€46k▲
Amounts payable within one year42/48€44k€46k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48€34k€38k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€48k▲
Other operating charges640/8€7k€5k▼
Gross operating margin9900€37k€8k▼
Operating profit (loss)9901€-16k€-44k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€599€646▲
Recurring financial charges65€599€646▲
Profit (loss) for the period before taxes9903€-12k€-42k▼
Income taxes67/77€367€-11▼
Profit (loss) for the period9904€-12k€-42k▼
Profit (loss) for the period to be appropriated9905€-12k€-42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€12k▼
Profit (loss) brought forward from the previous period14P€66k€54k▼
Transfer from equity791/2€40k€40k=
Profit to be distributed694/7€40k€40k=
Return on contributions (dividend)694€40k€40k=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-42k
Net result drops to €-42k, the lowest in the series.
13-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €122k ▲97.4%
Net result €122k, the highest in the series.
30-09
Financial
Liquidity triplescurrent ratio 5.25
Current ratio from 1.51 to 5.25; short-term debt falls from €66k to €63k.
30-09
Financial
Equity above €500kEq €582k ▲16.4%
6 profitable years in a row build equity to €582k.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €200kEq €266k ▲49.2%
2 profitable years in a row build equity to €266k.
19-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assenede · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haverreep 199960 AssenedeGround area
894 m²
Building footprint
150 m²
Volume, LiDAR
847 m³
Parcel 43002D1376/00F003, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BETAC BVBA
since 19982.087.080.209
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43002D1376/00F003 | Flanders | 894 m² | 1 · 150 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FINCO CONSULTING
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INDUSTRY CONSULTANCY
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Cuvelier Printing Invest
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Beldoye
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 35,509 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-05-1998
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.