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INDUSTRY CONSULTANCY

Active
Private limited companyfounded 200521 yrs activeHouvast 9, 2320 Hoogstraten, BelgiumKBO/BCE: BE 0872.576.069

INDUSTRY CONSULTANCY has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €448k and a net result of €302k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 41% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
80 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency70▲+5
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 1.73 in 2024; short-term debt: 26.8% and cash: 0.9% of total assets), but 54.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 21 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
45.4%
Return on assets
30.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €448k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-05-2026, 77 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
77 d early
2024
34 d early
2023
27 d early
2022
24 d early
2021
46 d early
2020
31 d early
2019
37 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€448k▲ 19.8%
2024 · €374k
2018: €401k 2019: €455k 2020: €502k 2021: €136k 2022: €136k 2023: €239k 2024: €374k
2018 → 2025
Total assets
€986k▲ 6.0%
2024 · €930k
2018: €465k 2019: €512k 2020: €554k 2021: €194k 2022: €625k 2023: €779k 2024: €930k
2018 → 2025
Net result
€302k▲ 18.1%
2024 · €256k
2018: €96k 2019: €55k 2020: €85k 2021: €127k 2022: €65k 2023: €223k 2024: €256k
2018 → 2025
Working capital
€259k▲ 38.1%
2024 · €188k
2018: €285k 2019: €329k 2020: €372k 2021: €5k 2022: €-36k 2023: €55k 2024: €188k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€136k-€136k=€239k▲ 76.2%€374k▲ 56.5%€448k▲ 19.8%
Operating result€178k-€100k▼ 44.1%€323k▲ 224%€364k▲ 12.8%€431k▲ 18.4%
Net result€127k-€65k▼ 49.4%€223k▲ 246%€256k▲ 14.5%€302k▲ 18.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400kOperating result 2021: €178k€178kNet result 2021: €127k€127kOperating result 2022: €100k€100kNet result 2022: €65k€65kOperating result 2023: €323k€323kNet result 2023: €223k€223kOperating result 2024: €364k€364kNet result 2024: €256k€256kOperating result 2025: €431k€431kNet result 2025: €302k€302k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €986k
Fixed assets €463k▼ 4.6%
Current assets €524k▲ 17.6%
Equity and liabilities €986k
Equity €448k▲ 19.8%
Debt €539k▼ 3.2%
The debt ratio falls from 59.8% to 54.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€454k
2024 · €387k
Cash flow
€324k
2024 · €278k
Solvency
45.4%
2024 · 40.2%
Current ratio
1.98
2024 · 1.73
Quick ratio
1.98
2024 · 1.73
Debt / equity
1.20
2024 · 1.49
ROE
67.5%
2024 · 68.4%
ROA
30.6%
2024 · 27.5%
Interest coverage
51.98
2024 · 40.46
Debt
€539k
2024 · €556k
Debt ≤ 1 year
€264k
2024 · €258k
Debt > 1 year
€274k
2024 · €299k
Income taxes
€125k
2024 · €104k
Staff costs
€0
2024 · €165
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€930k€986k
Fixed assets21/28€485k€463k
Tangible fixed assets22/27€355k€333k
Land and buildings22€315k€307k
Furniture and vehicles24€37k€24k
Other tangible fixed assets26€2k€2k
Financial fixed assets28€130k€130k=
Current assets29/58€445k€524k
Amounts receivable within one year40/41€432k€511k
Trade receivables40€348k€441k
Other amounts receivable41€85k€71k
Cash at bank and in hand54/58€11k€9k
Deferred charges and accrued income490/1€2k€3k
Equity and liabilities
Total equity and liabilities10/49€930k€986k
Equity10/15€374k€448k
Contributions10/11€6k€6k=
Reserves13€367k€441k
Distributable reserves133€367k€441k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€556k€539k
Amounts payable after more than one year17€299k€274k
Financial debts170/4€299k€274k
Amounts payable within one year42/48€258k€264k
Current portion of amounts payable after more than one year42€24k€24k
Financial debts43€41k€47k
Credit institutions430/8€41k€47k
Trade debts44€2k€3k
Suppliers440/4€2k€3k
Taxes, remuneration and social security45€106k€119k
Taxes450/3€106k€119k
Other amounts payable47/48€85k€70k
Income statement Code20242025
Remuneration, social security and pensions62€165€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k=
Other operating charges640/8€2k€2k
Gross operating margin9900€389k€455k
Operating profit (loss)9901€364k€431k
Financial income75/76B€5k€4k
Recurring financial income75€5k€4k
Financial charges65/66B€10k€9k
Recurring financial charges65€10k€9k
Profit (loss) for the period before taxes9903€360k€427k
Income taxes67/77€104k€125k
Profit (loss) for the period9904€256k€302k
Profit (loss) for the period to be appropriated9905€256k€302k
Appropriation of the result
Profit (loss) to be appropriated9906€256k€302k
Transfer from equity791/2-€127k
Transfer to equity691/2€135k€201k
To other reserves6921€135k€201k
Profit to be distributed694/7€121k€228k
Return on contributions (dividend)694€121k€228k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €302k ▲18.1%
Operating result €431k, net result €302k, both a record.
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €200kEq €239k ▲76.2%
6 profitable years in a row build equity to €239k.
07-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €500kEq €502k ▲10.3%
3 profitable years in a row build equity to €502k.
24-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €55k ▼42.9%
Net result drops to €55k, the lowest in the series; recovery starts the following year.
28-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
14-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
09-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2005
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Houvast 92320 Hoogstraten
Ground area
1,414 m²
Building footprint
186 m²
Volume, LiDAR
1,155 m³
Parcel 13014D0172/00R002, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INDUSTRY CONSULTANCY
Houvast 9, 2320 HoogstratenActivities of head offices; management consultancy activities
since 20052.146.054.328
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13014D0172/00R002 Flanders 1,414 m² 1 · 186 m² 9.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 35,505 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-03-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.