Checked.be
Active
BE 0875.554.365Private limited company (pre-2019)
BETA SOLUTIONS
Begoniastraat 36 ·9810 Nazareth-De Pinte, Belgium· 21 yrs active
Sector: Wholesale trade
(46120)
Conclusion
BETA SOLUTIONS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €264k and a net result of €80k. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 875 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €264k |
| Net result | €80k |
| Staff (FTE) | 2 |
| Better than sector | 80% |
Financial profile
96
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
100
Profitability
100
Solvency
100
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 2005, 21 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€25k
estimate, not credit advice
Score history
93
2023
93
2024
100
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 3.65 (≥ 1.5)
+10
Quick ratio
Quick ratio 3.54 (≥ 1.0)
+5
Leverage
Debt/equity 0.33 (< 1.0)
+10
Profitability
ROE 30% (≥ 10%)
+10
Interest coverage
Interest coverage 60.4× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 02-04-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~21.4%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 75.0% | 35.1% | |
| Net result | €80k | €10k | |
| Equity | €264k | €40k | |
| Gross operating margin | €296k | €32k | |
| Staff costs | €165k | €33k |
€127k
+68.7%
23-25
€80k
+91.1%
23-25
€88k
+61.4%
23-25
€352k
+6.8%
23-25
€264k
+28.6%
23-25
€234k
+19.8%
23-25
2
-60.0%
23-25
€165k
+4.9%
23-25
€38k
+91.0%
23-25
€21k
+69.0%
23-25
€88k
-29.2%
23-25
€88k
-12.6%
23-25
3.65
+24.4%
23-25
3.54
+27.7%
23-25
75.0%
+20.4%
23-25
0.33
-44.9%
23-25
30.3%
+48.7%
23-25
22.8%
+79.0%
23-25
60.36
-17.1%
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema |
| Revenue | - | - | - |
| EBITDA | €127k | €76k | €98k |
| Net profit | €80k | €42k | €58k |
| Cash flow | €88k | €55k | €71k |
| Staff costs | €165k | €158k | €188k |
| Income taxes | €38k | €20k | €28k |
| Dividends | €21k | €13k | - |
| Total assets | €352k | €330k | €275k |
| Equity | €264k | €206k | €176k |
| Debt | €88k | €125k | €99k |
| of which ≤ 1y | €88k | €101k | €99k |
| of which > 1y | - | - | - |
| Working capital | €234k | €195k | €140k |
| Employees (FTE) | 2.0 | 5.0 | 2.8 |
Ratios (computed)
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Current ratio | 3.65 | 2.94 | 2.41 |
| Quick ratio | 3.54 | 2.77 | 2.17 |
| Working capital ratio | 66.4% | 59.1% | 50.8% |
| Solvency | 75.0% | 62.3% | 64.0% |
| Debt / equity | 0.33 | 0.61 | 0.56 |
| Long-term debt ratio | - | - | - |
| Interest coverage | 60.36 | 72.78 | 47.87 |
| Gross margin | - | - | - |
| Net margin | - | - | - |
| ROA | 22.8% | 12.7% | 21.1% |
| ROE | 30.3% | 20.4% | 33.0% |
| EBITDA margin | - | - | - |
| Days sales outstanding | - | - | - |
| Days payable outstanding | - | - | - |
| Inventory turnover | - | - | - |
| Days inventory (DSI) | - | - | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet, Assets | ||||
| TOTAL ASSETS | 20/58 | €352k | €330k | €275k |
| Fixed assets | 21/28 | €30k | €34k | €30k |
| Formation expenses | 20 | - | - | €7k |
| Intangible fixed assets | 21 | - | €500 | €1k |
| Tangible fixed assets | 22/27 | €30k | €34k | €29k |
| Current assets | 29/58 | €322k | €296k | €239k |
| Stocks & contracts in progress | 3 | €10k | €17k | €24k |
| Amounts receivable within one year | 40/41 | €113k | €145k | €84k |
| Cash & bank | 54/58 | €198k | €135k | €131k |
| Balance sheet, Equity & liabilities | ||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €352k | €330k | €275k |
| Equity | 10/15 | €264k | €206k | €176k |
| Contributions / capital | 10/11 | €19k | €19k | €19k |
| Reserves | 13 | €246k | €187k | €158k |
| Amounts payable | 17/49 | €88k | €125k | €99k |
| Amounts payable within one year | 42/48 | €88k | €101k | €99k |
| Trade debts payable within one year | 44 | €53k | €93k | €68k |
| Income statement | ||||
| Gross operating margin | 9900 | €296k | €235k | €286k |
| Operating result | 9901 | €119k | €63k | €85k |
| Financial income | 75 | €1k | €224 | €3k |
| Financial charges | 65 | €2k | €1k | €2k |
| Result before taxes | 9903 | €118k | €62k | €86k |
| Income taxes | 67/77 | €38k | €20k | €28k |
| Net result for the period | 9904 | €80k | €42k | €58k |
| Result to be appropriated | 9905 | €80k | €42k | €58k |
Legal Structure
| NACE primary | Wholesale trade(46120) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 02-08-2005 |
| Status | Active |
| Postal code | 9810 |
Establishment units
BETA SOLUTIONS
since 20052.148.943.641
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44018A0159/00D000 | Flanders | 1,944 m² | 1 · 770 m² | 12.7 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €80k ▲91.1%
Operating result €119k, net result €80k, both a record.
06-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €42k ▼27.8%
Net result drops to €42k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €206k ▲16.6%
2 profitable years in a row build equity to €206k.
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Wholesale trade46120Agents in the wholesale of industrial machinery, ships and aircraft46140
Names & trade names
| Legal nameNL | BETA SOLUTIONS |
Similar companies
BUYL HANS
BE 0456.864.753 · Geraardsbergen
PAUWELS
BE 0441.187.573 · Wetteren
KEMIMO
BE 0546.723.177 · Schilde
FUELIE
BE 0775.552.612 · Drogenbos
Pierres et Marbres de Wallonie
BE 0443.108.767 · Sprimont