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BeSwift

Active
Private limited companyfounded 20187 yrs activeAvenue de la Rousselière 59, 4020 Liège, BelgiumKBO/BCE: BE 0715.501.692
Summary

BeSwift has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €88,340 and a net result of €41,006. Equity is growing by ~35.4% per year across the filed fiscal years. Its solvency ranks better than 43% of 4628 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability92=
Solvency65▼-21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.51 against 3.28 in 2023; short-term debt: 54.5% and cash: 17.3% of total assets), and 59.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
40.5%
Return on assets
18.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
37 d early
2024
50 d early
2023
29 d late
2022
9 d late
2021
10 d late
2020
4 d early
2019
18 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 August (4 of the last 5 filed years within 46 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 December 2018, BeSwift was incorporated.1 Total assets went from EUR 144,473 in 2019 to EUR 218,210 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024

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Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€41,006▲ 8.2%
2023 · €37,883
Working capital
-€58,392
2023 · €123,450
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€23,990▼ 7.9%€26,256▲ 9.4%€43,510▲ 65.7%€47,058▲ 8.2%€50,772▲ 7.9%
Net result€17,235within the sector's middle half▲ 12.1%€19,168within the sector's middle half▲ 11.2%€31,995within the sector's middle half▲ 66.9%€37,883within the sector's middle half▲ 18.4%€41,006within the sector's middle half▲ 8.2%
Equity€48,855within the sector's middle half▲ 49.1%€68,023within the sector's middle half▲ 39.2%€99,219within the sector's middle half▲ 45.9%€121,302within the sector's middle half▲ 22.3%€88,340below the sector's middle half▼ 27.2%
Total assets€157,623within the sector's middle half▲ 9.1%€140,390within the sector's middle half▼ 10.9%€160,843within the sector's middle half▲ 14.6%€199,992within the sector's middle half▲ 24.3%€218,210below the sector's middle half▲ 9.1%
Debt€108,769▼ 2.6%€72,367▼ 33.5%€61,624▼ 14.8%€78,691▲ 27.7%€129,870▲ 65.0%
Working capital€75,787within the sector's middle half▲ 69.1%€59,791within the sector's middle half▼ 21.1%€98,611within the sector's middle half▲ 64.9%€123,450within the sector's middle half▲ 25.2%-€58,392within the sector's middle half
Solvency31.0%within the sector's middle half▲ 8.3pp48.5%within the sector's middle half▲ 17.5pp61.7%within the sector's middle half▲ 13.2pp60.7%within the sector's middle half▼ 1.0pp40.5%within the sector's middle half▼ 20.2pp
Current ratio5.86above the sector's middle half▲ 1.922.66within the sector's middle half▼ 3.203.63within the sector's middle half▲ 0.973.28within the sector's middle half▼ 0.350.51below the sector's middle half▼ 2.77
Return on assets (ROA)10.9%within the sector's middle half▲ 0.3pp13.7%within the sector's middle half▲ 2.7pp19.9%within the sector's middle half▲ 6.2pp18.9%within the sector's middle half▼ 0.9pp18.8%above the sector's middle half▼ 0.2pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2020: €23,990€23,990Net result 2020: €17,235€17,235Operating result 2021: €26,256€26,256Net result 2021: €19,168€19,168Operating result 2022: €43,510€43,510Net result 2022: €31,995€31,995Operating result 2023: €47,058€47,058Net result 2023: €37,883€37,883Operating result 2024: €50,772€50,772Net result 2024: €41,006€41,00620202021202220232024€0€20,000€40,000€60,000Operating result 2022: €43,510€43,500Net result 2022: €31,995€32,000Operating result 2023: €47,058€47,100Net result 2023: €37,883€37,900Operating result 2024: €50,772€50,800Net result 2024: €41,006€41,000202220232024
The operating result has risen four years in a row; 2024 is 8% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €218,210
Fixed assets €157,669 ▲ 602%
Current assets €60,541 ▼ 65.9%
Equity and liabilities €218,210
Equity €88,340 ▼ 27.2%
Debt €129,870 ▲ 65.0%
Debt's share of the balance-sheet total rises from 39.3% to 59.5%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€60,740▼
2023 · €71,353
Cash flow
€50,974▼
2023 · €62,178
Debt to equity
1.47▲
2023 · 0.65
ROE
46.4%▲
2023 · 31.2%
Interest coverage
62.73▼
2023 · 97.70
Debt ≤ 1 year
€118,933▲
2023 · €54,071
Debt > 1 year
€10,937▼
2023 · €24,620
Income taxes
€13,050▼
2023 · €15,544
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet Code20232024
Assets
Total assets20/58€199,992€218,210▲
Fixed assets21/28€22,471€157,669▲
Intangible fixed assets21€0-
Tangible fixed assets22/27€21,391€35,489▲
Furniture and vehicles24€21,391€13,725▼
Other tangible fixed assets26-€21,764
Financial fixed assets28€1,080€122,180▲
Current assets29/58€177,521€60,541▼
Amounts receivable after more than one year29€132,850-
Trade receivables290€132,850-
Amounts receivable within one year40/41€11,750€17,754▲
Trade receivables40€11,750€17,754▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€8,822€37,719▲
Deferred charges and accrued income490/1€24,099€5,068▼
Equity and liabilities
Total equity and liabilities10/49€199,992€218,210▲
Equity10/15€121,302€88,340▼
Contributions10/11€18,550€18,550=
Reserves13€69,790€69,790=
Distributable reserves133€69,790€69,790=
Profit (loss) carried forward14€32,962-
Amounts payable17/49€78,691€129,870▲
Amounts payable after more than one year17€24,620€10,937▼
Financial debts170/4€24,620€10,937▼
Amounts payable within one year42/48€54,071€118,933▲
Current portion of amounts payable after more than one year42€15,277€13,833▼
Trade debts44€2,120€22,523▲
Suppliers440/4€2,120€22,523▲
Taxes, remuneration and social security45€20,766€7,584▼
Taxes450/3€20,766€7,584▼
Remuneration and social security454/9€0-
Other amounts payable47/48€15,907€74,993▲
Accrued charges and deferred income492/3€0-
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,295€9,968▼
Other operating charges640/8€1,485€1,258▼
Gross operating margin9900€72,838€61,998▼
Operating profit (loss)9901€47,058€50,772▲
Financial income75/76B€7,099€4,253▼
Recurring financial income75€2,853€4,253▲
Non-recurring financial income76B€4,246-
Financial charges65/66B€730€968▲
Recurring financial charges65€730€968▲
Profit (loss) for the period before taxes9903€53,427€54,056▲
Income taxes67/77€15,544€13,050▼
Profit (loss) for the period9904€37,883€41,006▲
Profit (loss) for the period to be appropriated9905€37,883€41,006▲
Appropriation of the result
Profit (loss) to be appropriated9906€86,562€73,968▼
Profit (loss) brought forward from the previous period14P€48,679€32,962▼
Transfer to equity691/2€37,800-
To other reserves6921€37,800-
Profit to be distributed694/7€15,800€73,968▲
Return on contributions (dividend)694€15,800€73,968▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,142€21,619€21,829€24,295€9,968▼ 59.0%
Other operating charges640/8-€645€511€1,485€1,258▼ 15.3%
Gross operating margin9900€45,859€48,520€65,850€72,838€61,998▼ 14.9%
Operating profit (loss)9901€23,990€26,256€43,510€47,058€50,772▲ 7.9%
Financial income75/76B-€161€2,309€7,099€4,253▼ 40.1%
Recurring financial income75-€161€2,309€2,853€4,253▲ 49.1%
Non-recurring financial income76B---€4,246--
Financial charges65/66B-€1,376€754€730€968▲ 32.6%
Recurring financial charges65€1,552€1,376€754€730€968▲ 32.6%
Profit (loss) for the period before taxes9903€22,438€25,041€45,065€53,427€54,056▲ 1.2%
Income taxes67/77€5,203€5,873€13,070€15,544€13,050▼ 16.0%
Profit (loss) for the period9904€17,235€19,168€31,995€37,883€41,006▲ 8.2%
Profit (loss) for the period to be appropriated9905€17,235€19,168€31,995€37,883€41,006▲ 8.2%
Line20202021202220232024Change
Assets
Total assets20/58€157,623€140,390€160,843€199,992€218,210▲ 9.1%
Fixed assets21/28€66,236€44,617€24,722€22,471€157,669▲ 602%
Intangible fixed assets21€57,028€38,028€19,028€0--
Tangible fixed assets22/27€8,128€5,509€4,614€21,391€35,489▲ 65.9%
Furniture and vehicles24-€5,509€4,614€21,391€13,725▼ 35.8%
Other tangible fixed assets26----€21,764-
Financial fixed assets28€1,080€1,080€1,080€1,080€122,180▲ 11,213%
Current assets29/58€91,388€95,773€136,121€177,521€60,541▼ 65.9%
Amounts receivable after more than one year29-€67,500€83,700€132,850--
Trade receivables290-€67,500€83,700€132,850--
Amounts receivable within one year40/41€15,307€14,208€15,077€11,750€17,754▲ 51.1%
Trade receivables40-€14,181€15,077€11,750€17,754▲ 51.1%
Other amounts receivable41-€27€0€0--
Cash at bank and in hand54/58€76,081€13,904€35,197€8,822€37,719▲ 328%
Deferred charges and accrued income490/1-€161€2,147€24,099€5,068▼ 79.0%
Equity and liabilities
Total equity and liabilities10/49€157,623€140,390€160,843€199,992€218,210▲ 9.1%
Equity10/15€48,855€68,023€99,219€121,302€88,340▼ 27.2%
Contributions10/11-€18,550€18,550€18,550€18,550=
Reserves13--€31,990€69,790€69,790=
Distributable reserves133--€31,990€69,790€69,790=
Profit (loss) carried forward14€30,305€49,473€48,679€32,962--
Amounts payable17/49€108,769€72,367€61,624€78,691€129,870▲ 65.0%
Amounts payable after more than one year17€91,368€35,881€24,101€24,620€10,937▼ 55.6%
Financial debts170/4-€35,881€24,101€24,620€10,937▼ 55.6%
Other amounts payable178/9-€0----
Amounts payable within one year42/48€15,600€35,982€37,510€54,071€118,933▲ 120%
Current portion of amounts payable after more than one year42-€11,617€11,780€15,277€13,833▼ 9.5%
Trade debts44€891€3,073€344€2,120€22,523▲ 962%
Suppliers440/4-€3,073€344€2,120€22,523▲ 962%
Taxes, remuneration and social security45-€12,850€24,499€20,766€7,584▼ 63.5%
Taxes450/3-€12,850€24,499€20,766€7,584▼ 63.5%
Remuneration and social security454/9-€0€0€0--
Other amounts payable47/48-€8,443€887€15,907€74,993▲ 371%
Accrued charges and deferred income492/3-€504€14€0--
Line20202021202220232024Change
Profit (loss) for the period9904€17,235€19,168€31,995€37,883€41,006▲ 8.2%
+ Depreciation and write-downs630€21,142€21,619€21,829€24,295€9,968▼ 59.0%
Operating cash flow (approximation)€38,377€40,787€53,824€62,178€50,974▼ 18.0%
Investment in fixed assets (approximation)-€0-€1,934-€22,044-€145,166▼ 559%
Change in cash--€62,177€21,293-€26,375€28,897▲ 210%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Highest result since 2019net €41,006 ▲8.2%
Operating result €50,772, net result €41,006, both a record.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Equity above €100,000Eq €121,302 ▲22.3%
5 profitable years in a row build equity to €121,302.
09-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
10-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
27-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
18-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,623 m²
Building footprint
269 m²
Volume, LiDAR
1,886 m³
2 parcels, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
BeSwift
Avenue de la Rousselière 59b, 4020 LiègeBusiness consulting
since 20192.282.410.592
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62059C0296/00W029 Wallonia 840 m² 1 · 171 m² 10.3 m · 2 fl.
62059C0296/00A030 Wallonia 782 m² 1 · 98 m² 8.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 40,405 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
93299Other amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0715501692
Also 9925:BE0715501692
Registered 08-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

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