AUMACO
ActiveAUMACO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €38k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 15% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+10
Solvency5▼-74
Growth58▲+6
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.25 against 1.06 in 2024), and 92.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.3%
Return on assets
18.3%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 30893 sector peers (2025).
NBB · sector comparisonPosition among 30893 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
27 d early
2024
on the day
2023
27 d early
2022
39 d early
2021
46 d early
2020
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▼ 90.0%
2024 · €149k
2021: €86k
2022: €107k
2023: €134k
2024: €149k
2021 → 2025
Total assets
€206k▲ 4.8%
2024 · €197k
2021: €149k
2022: €163k
2023: €211k
2024: €197k
2021 → 2025
Net result
€38k▲ 40.4%
2024 · €27k
2021: €36k
2022: €22k
2023: €38k
2024: €27k
2021 → 2025
Working capital
€-143k
2024 · €2k
2021: €32k
2022: €14k
2023: €6k
2024: €2k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€107k▲ 25.2%€134k▲ 25.1%€149k▲ 11.2%€15k▼ 90.0%
Operating result€47k-€22k▼ 53.5%€54k▲ 149%€41k▼ 23.8%€52k▲ 26.3%
Net result€36k-€22k▼ 40.3%€38k▲ 78.0%€27k▼ 30.2%€38k▲ 40.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 26% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €206k
Fixed assets
€158k▼ 2.7%
Current assets
€48k▲ 40.4%
Equity and liabilities €206k
Equity
€15k▼ 90.0%
Debt
€191k▲ 304%
The debt ratio rises from 24.0% to 92.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€60k▲
2024 · €50k
Cash flow
€45k▲
2024 · €35k
Solvency
7.3%▼
2024 · 76.0%
Current ratio
0.25▼
2024 · 1.06
Quick ratio
0.25▼
2024 · 1.06
Debt / equity
12.74▲
2024 · 0.32
ROE
251.4%▲
2024 · 18.0%
ROA
18.3%▲
2024 · 13.7%
Interest coverage
52.10▲
2024 · 37.48
Debt
€191k▲
2024 · €47k
Debt ≤ 1 year
€191k▲
2024 · €32k
Income taxes
€13k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€197k€206k▲
Fixed assets
21/28€162k€158k▼
Tangible fixed assets
22/27€21k€17k▼
Financial fixed assets
28€141k€141k=
Current assets
29/58€35k€48k▲
Amounts receivable within one year
40/41€27k€36k▲
Cash & bank
54/58€7k€12k▲
Total equity & liabilities
10/49€197k€206k▲
Equity
10/15€149k€15k▼
Contributions / capital
10/11€15k€15k=
Accumulated profits (losses)
14€134k-
Amounts payable
17/49€47k€191k▲
Amounts payable after one year
17€15k-
Amounts payable within one year
42/48€32k€191k▲
Trade debts payable within one year
44€998€2k▲
Income statement
Code20242025
Gross operating margin
9900€50k€60k▲
Operating result
9901€41k€52k▲
Financial income
75€0€0▲
Financial charges
65€1k€1k▼
Result before taxes
9903€40k€51k▲
Income taxes
67/77€13k€13k▲
Net result for the period
9904€27k€38k▲
Result to be appropriated
9905€27k€38k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €38k ▲78%
Operating result €54k, net result €38k, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €22k ▼40.3%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €107k ▲25.2%
2 profitable years in a row build equity to €107k.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 82,369 companies in sector 70200 we hold annual accounts for 51,486. 26,627 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filings
Data from official sources, last processed on 10-08-2026. Scores and ratios are computed by Checked and are not a credit decision.