Losses
-€24,991 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
besox verzekeringen
Lifetime
18 annual accounts with figures on one time axis, 36 filings since 1990peak €1.4m (2023)
€1.3m▲ 10.8%
lowest -€18,098 (2025)
-€18,098▼ €11,204
peak €436,988 (2023)
€411,996▼ 4.2%
€2.9m▲ 14.2%
peak 12.8 FTE (2025)
12.8 FTE▲ 17.4%
Board7 names since 1991
3 directorsMOMENT and 2 others
Owners4 names in the annual accounts
40%COOMOR SERVICE CENTER and 1 other
Documentsfilings and deeds
31-07-2026on the last day
2025financial year
Loss of €18,098Staff from 10.9 FTE to 12.8 FTE2 directors resigning 10-10Cash from €483,898 to €1.1m
Key points
from the 2025 annual accountsDebts
€2.9m 88% of the balance sheet
Financial debts 14%Suppliers 21%Taxes and wages 4%Other 61%
Of this, €2.4m falls due within a year.
Staff
13 employees on 31-12-2025
In 2025, 4 people joined and 2 left.
Filings
36 annual accounts since 1990
Five of the last ten came late. The 2023 accounts came latest: 31 days after the end of the period.
At the same address
60 companies
Position in the sector
-€18,098
Lower net result than 86% of companies in auxiliary financial services. Sector median €113,793 · 617 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 616 sector peers (2025).
NBB · sector comparisonPosition among 616 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
28 days late
2023
31 days late
2022
28 days late
2021
8 days early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
AB
Arnala BV
Director, Francis Vuylsteke, since 15-10-2024
- COOMOR SERVICE CENTER 40%score 95equity €2.5m (2025) · 2025 annual accounts of COOMOR SERVICE CENTER
- Fringba 40%score 96equity €4.0m (2025) · annual accounts 2024
- BE-FIN 10%equity €494,034 (2025) · 30-09-2025 annual accounts of BE-FIN
Shares in 1 company, Vuylsteke Verzekeringen, partner van besox verzekeringen
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0438697247
2 directors resigning
Ballegeer Yves (director) and BV LEMAR (director) · Permanent representative: Frank Morbee · Director discharge: Ballegeer Yves · General meeting of 17-06-2025 · Gazette deed
Appointment: BV Arnala (director)
Permanent representative: Francis Vuylsteke · General meeting of 21-10-2024 · Gazette deed
Resignation: Pieter Vandermeulen (director)
Director discharge: Pieter Vandermeulen (director (not named in the articles)) · General meeting of 28-06-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| besox verzekeringen Knokke-Heist | €3.3m | €1.3m | 12.4% | 12.8 |
| Gysemans Verzekeringen Aarschot | €3.2m | €1.3m | 38.6% | 12 |
| GROEP DGB INSURANCE Lichtervelde | €2.4m | €1.5m | 21.7% | 11.8 |
| VANBREDA CORNELIS Merelbeke-Melle | €3.9m | €1.6m | 64.7% | 12.1 |
| CONFIDEO VERZEKERINGEN Hasselt | €3.8m | €1.8m | 42.6% | 12.9 |
| PatrimOne Ixelles | €3.0m | €1.1m | 2.3% | 10.7 |
| SEEUWS VERZEKERINGEN Aalst | €3.1m | €1.7m | 92.5% | 11.8 |
These companies have the same main activity as besox verzekeringen: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €2.4m and €3.9m, founded between 1983 and 1997.
Official details
Source: KBO- Status
- Active since 17-10-1989Normal situation
- Registered office
- 61 active companies are registered at this address6 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Insurance agents and brokersNACE 66220
- Joint committee
- 307Insurance brokers and agencies · annual accounts 2025
- Establishment unit
- 2.045.480.1748300 Knokke-Heist, since 07-11-1989
- Financial year end
- 31 December
- Peppol
- Reachable since 04-12-2025
Annual accounts 2025
- €3.3m▲ 11.5%
- Employeeson 31-12-2025
- 13▲ 18.2%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Companies linked to besox verzekeringen
Shareholders
Insights on besox verzekeringen
besox verzekeringen has existed since 1989. The gross margin grew from €838,043 in 2008 to €1.3m in 2025 and staff from 5.7 to 12.8 full-time equivalents.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about besox verzekeringen
- What is the company number of besox verzekeringen?
- The company number of besox verzekeringen is 0438.697.247. The VAT number is the same number with BE in front: BE 0438.697.247.
- Where is besox verzekeringen based?
- The registered office is at Kalvekeetdijk 179, 8300 Knokke-Heist.Company details
- What does besox verzekeringen do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of besox verzekeringen?
- besox verzekeringen is a public limited company (NV).
- When was besox verzekeringen founded?
- besox verzekeringen was founded on 17-10-1989.
- Is besox verzekeringen still active?
- Yes, besox verzekeringen is an active enterprise in the KBO register.
- How many employees does besox verzekeringen have?
- besox verzekeringen had an average of 12.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does besox verzekeringen fall under?
- In its 2025 annual accounts, besox verzekeringen states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of besox verzekeringen?
- The turnover in financial year 2025 is ≈ €2.3m. This figure is estimated from the gross margin of €1.3m and 1,585 comparable companies of the same size. It probably lies between €1.5m and €3.7m. It is a rough estimate.
- Is besox verzekeringen profitable?
- In financial year 2025, besox verzekeringen made a loss of €18,098.
- Where can I find the annual accounts of besox verzekeringen?
- besox verzekeringen filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of besox verzekeringen due?
- besox verzekeringen must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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