BERY
ActiveSummary
The computed 12-month bankruptcy probability of BERY is 3.3% (moderate). The 2025 annual accounts show equity of €207,608 and a net result of €39,470. Equity is growing by ~36.6% per year across the filed fiscal years. Its solvency ranks better than 55% of 18606 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability78▲+5
Solvency65▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity tight (current ratio 1.46 against 1.16 in 2024; short-term debt: 58.2% and cash: 35.4% of total assets), and 59.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.5%
Return on assets
7.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
25 d late
2024
25 d late
2023
23 d late
2022
51 d late
2021
39 d late
2020
22 d early
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€207,608▲ 23.5%
2024 · €168,138
Total assets
€512,667▼ 9.9%
2024 · €569,138
Net result
€39,470▲ 111%
2024 · €18,740
Working capital
€138,127▲ 131%
2024 · €59,873
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€20,739▼ 38.2%€39,862▲ 92.2%€79,143▲ 98.5%€28,966▼ 63.4%€67,982▲ 135%
Net result€19,355within the sector's middle half▼ 29.3%€29,208above the sector's middle half▲ 50.9%€54,477above the sector's middle half▲ 86.5%€18,740within the sector's middle half▼ 65.6%€39,470above the sector's middle half▲ 111%
Equity€53,313within the sector's middle half▲ 57.0%€94,921within the sector's middle half▲ 78.0%€149,398above the sector's middle half▲ 57.4%€168,138above the sector's middle half▲ 12.5%€207,608above the sector's middle half▲ 23.5%
Total assets€222,721within the sector's middle half▲ 89.0%€439,242above the sector's middle half▲ 97.2%€477,673above the sector's middle half▲ 8.7%€569,138above the sector's middle half▲ 19.1%€512,667above the sector's middle half▼ 9.9%
Debt€169,408▲ 102%€344,321▲ 103%€328,274▼ 4.7%€400,999▲ 22.2%€305,059▼ 23.9%
Working capital€22,756within the sector's middle half▼ 18.0%-€41,021below the sector's middle half€17,420within the sector's middle half€59,873within the sector's middle half▲ 244%€138,127above the sector's middle half▲ 131%
Solvency23.9%within the sector's middle half▼ 4.9pp21.6%within the sector's middle half▼ 2.3pp31.3%within the sector's middle half▲ 9.7pp29.5%within the sector's middle half▼ 1.7pp40.5%within the sector's middle half▲ 11.0pp
Current ratio1.18within the sector's middle half▼ 0.150.85below the sector's middle half▼ 0.321.06within the sector's middle half▲ 0.211.16within the sector's middle half▲ 0.101.46within the sector's middle half▲ 0.30
Return on assets (ROA)8.7%within the sector's middle half▼ 14.5pp6.6%within the sector's middle half▼ 2.0pp11.4%within the sector's middle half▲ 4.8pp3.3%within the sector's middle half▼ 8.1pp7.7%within the sector's middle half▲ 4.4pp
Staff (FTE)1.1▲ 57.1%3▲ 173%3.9▲ 30.0%4.2▲ 7.7%3.2▼ 23.8%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 135% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €512,667
Fixed assets
€76,068 ▼ 43.6%
Current assets
€436,599 ▲ 0.6%
Equity and liabilities €512,667
Equity
€207,608 ▲ 23.5%
Debt
€305,059 ▼ 23.9%
Debt's share of the balance-sheet total falls from 70.5% to 59.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€100,666▲
2024 · €73,246
Cash flow
€72,154▲
2024 · €63,019
Quick ratio
1.08▲
2024 · 0.88
Debt to equity
1.47▼
2024 · 2.38
ROE
19.0%▲
2024 · 11.1%
Interest coverage
13.69=
2024 · 13.69
Debt ≤ 1 year
€298,472▼
2024 · €374,280
Debt > 1 year
€6,587▼
2024 · €26,720
Income taxes
€25,743▲
2024 · €7,595
Staff costs
€102,389▼
2024 · €105,839
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €34,963 | €11,548 | €4,274 | €99 | ▼ 97.7% |
| Remuneration, social security and pensions62 | €45,404 | €62,712 | €120,158 | €105,839 | €102,389 | ▼ 3.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,703 | €27,392 | €42,024 | €44,280 | €32,684 | ▼ 26.2% |
| Other operating charges640/8 | €5,034 | €7,572 | €22,392 | €14,937 | €30,357 | ▲ 103% |
| Gross operating margin9900 | €77,880 | €137,538 | €263,717 | €194,022 | €233,412 | ▲ 20.3% |
| Operating profit (loss)9901 | €20,739 | €39,862 | €79,143 | €28,966 | €67,982 | ▲ 135% |
| Financial income75/76B | €56 | €40 | €1,764 | €2,718 | €4,582 | ▲ 68.6% |
| Recurring financial income75 | €56 | €40 | €1,764 | €2,718 | €4,582 | ▲ 68.6% |
| Financial charges65/66B | €364 | €1,811 | €3,575 | €5,349 | €7,351 | ▲ 37.4% |
| Recurring financial charges65 | €364 | €1,811 | €3,575 | €5,349 | €7,351 | ▲ 37.4% |
| Profit (loss) for the period before taxes9903 | €20,430 | €38,090 | €77,331 | €26,335 | €65,213 | ▲ 148% |
| Income taxes67/77 | €1,076 | €8,882 | €22,854 | €7,595 | €25,743 | ▲ 239% |
| Profit (loss) for the period9904 | €19,355 | €29,208 | €54,477 | €18,740 | €39,470 | ▲ 111% |
| Profit (loss) for the period to be appropriated9905 | €19,355 | €29,208 | €54,477 | €18,740 | €39,470 | ▲ 111% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €222,721 | €439,242 | €477,673 | €569,138 | €512,667 | ▼ 9.9% |
| Fixed assets21/28 | €71,494 | €201,569 | €178,374 | €134,985 | €76,068 | ▼ 43.6% |
| Tangible fixed assets22/27 | €67,894 | €193,769 | €170,574 | €127,185 | €68,268 | ▼ 46.3% |
| Land and buildings22 | €57,954 | €100,129 | €83,952 | €66,350 | €48,748 | ▼ 26.5% |
| Plant, machinery and equipment23 | - | - | €906 | €281 | - | - |
| Furniture and vehicles24 | €9,940 | €93,640 | €85,716 | €60,553 | €19,520 | ▼ 67.8% |
| Financial fixed assets28 | €3,600 | €7,800 | €7,800 | €7,800 | €7,800 | = |
| Current assets29/58 | €151,227 | €237,673 | €299,298 | €434,153 | €436,599 | ▲ 0.6% |
| Stocks and contracts in progress3 | €75,711 | €107,766 | €103,180 | €104,990 | €115,499 | ▲ 10.0% |
| Stocks30/36 | €75,711 | €107,766 | €103,180 | €104,990 | €115,499 | ▲ 10.0% |
| Amounts receivable within one year40/41 | €2,808 | €92,324 | €36,693 | €42,424 | €139,096 | ▲ 228% |
| Trade receivables40 | €2,787 | €92,324 | €4,429 | €31,854 | €6,375 | ▼ 80.0% |
| Other amounts receivable41 | €22 | - | €32,265 | €10,569 | €132,722 | ▲ 1,156% |
| Cash at bank and in hand54/58 | €71,900 | €35,148 | €156,849 | €283,562 | €181,607 | ▼ 36.0% |
| Deferred charges and accrued income490/1 | €807 | €2,435 | €2,577 | €3,177 | €397 | ▼ 87.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €222,721 | €439,242 | €477,673 | €569,138 | €512,667 | ▼ 9.9% |
| Equity10/15 | €53,313 | €94,921 | €149,398 | €168,138 | €207,608 | ▲ 23.5% |
| Contributions10/11 | €6,200 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | €47,113 | €76,321 | €130,798 | €149,538 | €189,008 | ▲ 26.4% |
| Amounts payable17/49 | €169,408 | €344,321 | €328,274 | €400,999 | €305,059 | ▼ 23.9% |
| Amounts payable after more than one year17 | €40,937 | €65,627 | €46,396 | €26,720 | €6,587 | ▼ 75.3% |
| Financial debts170/4 | €40,937 | €65,627 | €46,396 | €26,720 | €6,587 | ▼ 75.3% |
| Amounts payable within one year42/48 | €128,471 | €278,694 | €281,879 | €374,280 | €298,472 | ▼ 20.3% |
| Current portion of amounts payable after more than one year42 | €9,813 | €18,797 | €19,231 | €19,676 | €20,132 | ▲ 2.3% |
| Financial debts43 | - | €64 | - | - | - | - |
| Credit institutions430/8 | - | €64 | - | - | - | - |
| Trade debts44 | €60,192 | €182,813 | €126,059 | €208,595 | €118,129 | ▼ 43.4% |
| Suppliers440/4 | €60,192 | €182,813 | €126,059 | €208,595 | €118,129 | ▼ 43.4% |
| Taxes, remuneration and social security45 | €29,865 | €46,321 | €103,528 | €89,143 | €110,834 | ▲ 24.3% |
| Taxes450/3 | €16,291 | €25,250 | €68,511 | €53,845 | €75,037 | ▲ 39.4% |
| Remuneration and social security454/9 | €13,574 | €21,071 | €35,017 | €35,298 | €35,797 | ▲ 1.4% |
| Other amounts payable47/48 | €28,601 | €30,698 | €33,060 | €56,866 | €49,376 | ▼ 13.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,355 | €29,208 | €54,477 | €18,740 | €39,470 | ▲ 111% |
| + Depreciation and write-downs630 | €6,703 | €27,392 | €42,024 | €44,280 | €32,684 | ▼ 26.2% |
| Operating cash flow (approximation) | €26,058 | €56,600 | €96,501 | €63,019 | €72,154 | ▲ 14.5% |
| Investment in fixed assets (approximation) | - | -€157,467 | -€18,829 | -€890 | €26,232 | ▲ 3,047% |
| Change in cash | - | -€36,752 | €121,700 | €126,714 | -€101,956 | ▼ 180% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Equity above €200,000Eq €207,608 ▲23.5%
7 profitable years in a row build equity to €207,608.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Equity above €150,000Eq €168,138 ▲12.5%
6 profitable years in a row build equity to €168,138.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Highest result since 2019net €54,477 ▲86.5%
Operating result €79,143, net result €54,477, both a record.
31-12
Financial
Equity above €100,000Eq €149,398 ▲57.4%
5 profitable years in a row build equity to €149,398.
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
08-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 39 days late
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 2 establishment units since 2019
Ground area
685 m²
Building footprint
444 m²
Volume, LiDAR
3,259 m³
2 parcels, Brussels · tallest building 19.7 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
BERY
since 20192.286.897.041
Haachtsesteenweg 413, 1030 Schaarbeek
since 20212.317.806.189
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0133/00Y014 | Brussels | 373 m² | 1 · 130 m² | 19.7 m · 5 fl. |
| 21902A0379/00Y000 | Brussels | 311 m² | 1 · 314 m² | 11.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesSchaarbeek2.317.806.189
Schaarbeek2.286.897.041
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Of 10,510 companies in sector 47110 we hold annual accounts for 5,853. 4,190 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded08-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID
0208:0721990992
Also
9925:BE0721990992
Registered
26-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.