PROXY GEDINNE
ActiveThe computed 12-month bankruptcy probability of PROXY GEDINNE is 1.6% (moderate). The 2025 annual accounts show equity of €169k and a net result of €27k. Equity is growing by ~31.9% per year across the filed fiscal years. Its solvency ranks better than 45% of 4107 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability79▼-21
Solvency49▲+15
Growth78=
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.96 against 1.02 in 2024), and 68% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32%
Return on assets
5.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
52 d early
2024
55 d early
2023
58 d early
2022
31 d early
2021
10 d late
2020
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€27k▼ 63.2%
2024 · €73k
2020: €-1k
2021: €-56k
2022: €-208
2023: €27k
2024: €73k
2020 → 2025
Working capital
€-15k
2024 · €7k
2020: €19k
2021: €-64k
2022: €-67k
2023: €-45k
2024: €7k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€43k▼ 0.5%€70k▲ 63.6%€143k▲ 105%€169k▲ 18.8%
Operating result€-41k-€14k€40k▲ 187%€91k▲ 127%€42k▼ 53.6%
Net result€-56k-€-208▲ 99.6%€27k€73k▲ 170%€27k▼ 63.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €530k
Fixed assets
€209k▼ 14.8%
Current assets
€321k▼ 12.1%
Equity and liabilities €530k
Equity
€169k▲ 18.8%
Debt
€361k▼ 23.0%
The debt ratio falls from 76.7% to 68.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€93k▼
2024 · €144k
Cash flow
€78k▼
2024 · €126k
Solvency
32.0%▲
2024 · 23.3%
Current ratio
0.96▼
2024 · 1.02
Quick ratio
0.47▼
2024 · 0.57
Debt / equity
2.13▼
2024 · 3.28
ROE
15.9%▼
2024 · 51.2%
ROA
5.1%▼
2024 · 11.9%
Interest coverage
9.80▼
2024 · 12.64
Debt
€361k▼
2024 · €468k
Debt ≤ 1 year
€336k▼
2024 · €358k
Debt > 1 year
€20k▼
2024 · €106k
Income taxes
€6k▼
2024 · €6k
Staff costs
€138k▲
2024 · €117k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€611k€530k▼
Formation expenses20€533-
Fixed assets21/28€245k€209k▼
Tangible fixed assets22/27€245k€208k▼
Plant, machinery and equipment23€228k€181k▼
Furniture and vehicles24€3k€16k▲
Other tangible fixed assets26€14k€11k▼
Financial fixed assets28€451€451=
Current assets29/58€365k€321k▼
Stocks and contracts in progress3€160k€164k▲
Stocks30/36€160k€164k▲
Amounts receivable within one year40/41€32k€53k▲
Trade receivables40€13k€40k▲
Other amounts receivable41€19k€13k▼
Cash at bank and in hand54/58€169k€100k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€611k€530k▼
Equity10/15€143k€169k▲
Contributions10/11€100k€100k=
Reserves13€43k€69k▲
Distributable reserves133€43k€69k▲
Amounts payable17/49€468k€361k▼
Amounts payable after more than one year17€106k€20k▼
Financial debts170/4€106k€20k▼
Amounts payable within one year42/48€358k€336k▼
Current portion of amounts payable after more than one year42€60k€76k▲
Financial debts43€1k€740▼
Credit institutions430/8€1k€740▼
Trade debts44€266k€229k▼
Suppliers440/4€266k€229k▼
Taxes, remuneration and social security45€31k€30k▼
Taxes450/3€9k€10k▲
Remuneration and social security454/9€21k€20k▼
Accrued charges and deferred income492/3€5k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€117k€138k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€51k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€262k€233k▼
Operating profit (loss)9901€91k€42k▼
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€79k€32k▼
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€73k€27k▼
Profit (loss) for the period to be appropriated9905€73k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€27k▼
Profit (loss) brought forward from the previous period14P€-30k-
Transfer to equity691/2€43k€27k▼
To other reserves6921€43k€27k▼
Social balance
Average headcount (FTE)90873.43.9▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €150kEq €169k ▲18.8%
3 profitable years in a row build equity to €169k.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2020net €73k ▲170%
Operating result €91k, net result €73k, both a record.
31-12
Financial
Equity above €100kEq €143k ▲105%
2 profitable years in a row build equity to €143k.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €27k
Net result €27k after 3 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 10 days late
2021
31-12
Financial
Weakest financial yearnet €-56k
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gedinne · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Raymond-Gridlet 455575 GedinneGround area
1,968 m²
Building footprint
612 m²
Volume, LiDAR
3,749 m³
Parcel 91054A0171/00E000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Proxy Gedinne
since 20202.297.221.009
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91054A0171/00E000 | Wallonia | 1,968 m² | 1 · 612 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LATEMSE FRUITBOETIEK
BE 0451.519.360
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SUPERMAN
BE 0867.445.165
La Louvière · Eq €169k
ROMEO
BE 0467.029.759
Antwerpen · Eq €169k
BARKAT
BE 0748.796.052
Liège · Eq €170k
A.B.D.T.
BE 0465.952.168
Oreye · Eq €169k
Of 10,412 companies in sector 47110 we hold annual accounts for 5,787. 4,311 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2019
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47115Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.