BERTRAND et Co

Special situation

Private limited company (pre-2019)founded 1982active for 44 yearsAvenue Vésale 34, 1300 Wavre, BelgiumKBO/BCE: BE 0422.793.306

Summary

The KBO register currently lists the legal status of BERTRAND et Co as special situation, with no start date. The computed 12-month bankruptcy probability is 0.3% (very low). The 2025 annual accounts show equity of €93,647 and a net result of -€7,370. Equity remains stable across the filed financial years (±2.4% per year).

Risk analysisFollow Report Compare

BERTRAND et CoSpecial situationChecked score 54/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

≈ €10,000turnover 2025, estimated

Equity: €93,647
Loss: -€7,370

Turnover estimated from the gross margin

Financial health

54 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

Parent: METALCARE · 100%

2025 accounts 15 days early2 deeds in the Belgian Official Gazette

Why 54raises riskCapped at 59: the KBO legal situationLoss of €7,370 (financial year 2025)lowers riskSize: total assets €128,673Founded in 1982Equity €93,647 (72.8% of total assets)Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 31% of its sector peers (no NACE code, micro)

The KBO legal situation caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 98-2

equity 72.8% of total assets

Liquidity 40-5

short-term debt 27.2% · cash 0.2%

Profitability 12-60

return on assets -5.7%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.3%▲ +0.1 percentage points vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025highest value 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026

Credit of up to €5,000 on 30-day terms, only on tighter conditions: the KBO register records a special legal situation

Liquidity tight (current ratio 1.03, compared with 1.36 in 2024, below the usual 1.5; short-term debt: 27.2% and cash: 0.2% of total assets), and 27.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 61% on solvency, 22% on liquidity, 12% on profitability and 27% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €128,673

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 1982

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Loss of €7,370 (financial year 2025)

NBB · annual accounts

Equity €93,647 (72.8% of total assets)

NBB · annual accounts

The KBO register currently gives the legal situation as special situation, with no start date.

KBO · legal situation

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

15 days early

2024

14 days early

2023

35 days early

2022

7 days early

2021

32 days late

2020

27 days late

2019

84 days early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 14 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

16-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
17-07-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Back to profitnet €2,815

Key points

Controlled by METALCARE 100% View
Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View
Active since 1982founded 04-06-1982 44 years View

By topic

Financials

Financial year: 2025
Total assets: €128,673
Loss: -€7,370
Solvency: 72.8%

Total assets▲ 4.2%

Net result

20182025

Go to Financials

Board & ownership

Parent: METALCARE · 100%

Go to Board & ownership

Timeline

Events: 41
Since: 1984
Next accounts: by 31-07-2027

31-12-2024Equity above €100,000
26-06-2024Annual accounts filed
24-07-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Founded: 04-06-1982
Year ends: 31-12
Peppol: Not found in the Peppol directory

Go to Company details

Key facts about BERTRAND et Co

What is the company number of BERTRAND et Co?: 0422.793.306. In Belgium the VAT number is the company number with BE in front: BE 0422.793.306.
Where is BERTRAND et Co based?: The registered office is at Avenue Vésale 34, 1300 Wavre.Company details
What is the legal form of BERTRAND et Co?: Private limited company (pre-2019) (BVBA).
When was BERTRAND et Co founded?: On 04-06-1982.
Is BERTRAND et Co still active?: Yes, BERTRAND et Co is an active enterprise in the KBO register.
What is the turnover of BERTRAND et Co?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is BERTRAND et Co profitable?: In financial year 2025, BERTRAND et Co made a loss of €7,370.
Where can I find the annual accounts of BERTRAND et Co?: BERTRAND et Co filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BERTRAND et Co due?: By 31-07-2027, for financial year 2026.Timeline