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BERTRAND et Co

Special situation
Private limited company (pre-2019)founded 1982active for 44 yearsAvenue Vésale 34, 1300 Wavre, BelgiumKBO/BCE: BE 0422.793.306
Summary

The KBO lists the legal status of BERTRAND et Co as special situation, with no start date. The computed 12-month bankruptcy probability is 0.3% (very low). The 2025 annual accounts show equity of €93,647 and a net result of -€7,370. Equity has been stable since 2018 (±2.4% per year).

Overview

Official details

Source: KBO
Status
Active since 04-06-1982 Suspension of payment ended
Activity
No activity registered in the KBO
Establishment unit
2.020.967.383 1300 Wavre, since 04-06-1982
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board
  • Poncelet Jean-MichelDirector
Shareholders
  • METALCARE· score 542025 annual accounts of METALCARE

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€1,529
▼ 66.7%
Turnover
≈ €10,000
estimated
Loss
€7,370
Equity
€93,647
▼ 7.3%
Total assets
€128,673
▲ 4.2%
Score breakdownraises riskCapped at 59: the KBO legal situationLoss of €7,370 (financial year 2025)lowers riskSize: total assets €128,673Founded in 1982Equity €93,647 (72.8% of total assets)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 31% of micro companies without a NACE code
The KBO legal situation caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 98-2
equity 72.8% of total assets
Liquidity 40-5
short-term debt 27.2% · cash 0.2%
Profitability 12-60
return on assets -5.7%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.3%▲ +0.1 percentage points vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025highest value 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms, only on tighter conditions: the KBO register records a special legal situation
Liquidity is tight, with a current ratio of 1.03 (1.36 in 2024), below the usual 1.5. Short-term debt is 27.2% and cash 0.2% of total assets. 27.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 61% of them on solvency, 22% on liquidity, 12% on profitability and 27% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €128,673
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1982
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €7,370 (financial year 2025)
NBB · annual accounts
lowers risk · Equity €93,647 (72.8% of total assets)
NBB · annual accounts
raises risk · Register: special situation
The KBO register currently gives the legal situation as special situation, with no start date.
KBO · legal situation
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 days early
2024
14 days early
2023
35 days early
2022
7 days early
2021
32 days late
2020
27 days late
2019
84 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 14 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Key facts about BERTRAND et Co

What is the company number of BERTRAND et Co?
The company number of BERTRAND et Co is 0422.793.306. The VAT number is the same number with BE in front: BE 0422.793.306.
Where is BERTRAND et Co based?
The registered office is at Avenue Vésale 34, 1300 Wavre.Company details
What is the legal form of BERTRAND et Co?
The legal form of BERTRAND et Co is Private limited company (pre-2019) (BVBA).
When was BERTRAND et Co founded?
BERTRAND et Co was founded on 04-06-1982.
Is BERTRAND et Co still active?
Yes, BERTRAND et Co is an active enterprise in the KBO register.
What is the turnover of BERTRAND et Co?
The turnover in financial year 2025 is ≈ €10,000. This figure is estimated from the gross margin of €1,529 and 2,698 comparable companies of the same size. It probably lies between €4,300 and €26,000. It is a rough estimate.Financials
Is BERTRAND et Co profitable?
In financial year 2025, BERTRAND et Co made a loss of €7,370.
Where can I find the annual accounts of BERTRAND et Co?
BERTRAND et Co filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BERTRAND et Co due?
BERTRAND et Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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