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Generated 10-07-2026
Active BE 0769.657.089Private limited company

Bertinus

Sint-Bertinusstraat 72 ·8970 Poperinge, Belgium· 5 yrs active
Sector: General medical practice (86210)
Conclusion Checked

The computed 12-month bankruptcy probability of Bertinus is 0.2% (very low). The 2024 annual accounts show equity of €259k and a net result of €251k. Equity is growing by ~47.9% per year across the filed fiscal years. Its solvency ranks better than 48% of 6533 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €259k
Net result €251k
Better than sector 48%
Active 5 yrs
Snowflake analysis 5 axes · computed by Checked
Health98Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

Health 98
Profitability 100
Solvency 100
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
98 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview4 NBB filings
Annual accounts filed on 29-09-2025 with the NBB · fiscal year 2024 · micro
€0€100k€200k€300kOperating result 2021: €95k€95kNet result 2021: €76k€76kOperating result 2022: €46k€46kNet result 2022: €36k€36kOperating result 2023: €238k€238kNet result 2023: €181k€181kOperating result 2024: €329k€329kNet result 2024: €251k€251k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~47.9%/year over 4 fiscal years, indicative, assuming unchanged policy.
€0€200k€400k€600k€800k2025: €386k (€365k - €407k)2026: €571k (€550k - €591k)2027: €844k (€824k - €865k)2021: €81k2022: €117k2023: €298k2024: €259k2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 86, Human health · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 64.6% 66.7%
better than 48% of 6533 sector peers
Net result €251k €46k
better than 95% of 6527 sector peers
Equity €259k €79k
better than 86% of 6533 sector peers
Gross operating margin €370k €78k
better than 95% of 6535 sector peers
Total assets €400k €154k
better than 82% of 6536 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€370k
+37.9% far above sector median
Net profit
€251k
+38.3% far above sector median
Cash flow
€291k
+37.3% far above sector median
Total assets
€400k
-20.9% +17% vs sector
Equity
€259k
-13.2% -20% vs sector
Working capital
€164k
-21.4% -41% vs sector
Income taxes
€79k
+40.9% far above sector median
Dividends
€290k
- far above sector median
Debt
€142k
-31.9% far above sector median
Debt ≤ 1y
€53k
-37.2% +126% vs sector
Debt > 1y
€87k
-21.5% +127% vs sector
Current ratio
4.10
+18.0% -65% vs sector
Quick ratio
4.10
+18.0% -65% vs sector
Solvency
64.6%
+9.7% -29% vs sector
Debt / equity
0.55
-21.6% far above sector median
ROE
96.9%
+59.4% far above sector median
ROA
62.6%
+74.9% +294% vs sector
Interest coverage
225.06
+62.5% -4% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€370k
Net profit€251k
Cash flow€291k
Staff costs-
Income taxes€79k
Dividends€290k
Total assets€400k
Equity€259k
Debt€142k
of which ≤ 1y€53k
of which > 1y€87k
Working capital€164k
Employees (FTE)-
Ratios (computed)
2024
Current ratio4.10
Quick ratio4.10
Working capital ratio40.9%
Solvency64.6%
Debt / equity0.55
Long-term debt ratio0.34
Interest coverage225.06
Gross margin-
Net margin-
ROA62.6%
ROE96.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€400k
Fixed assets 21/28€184k
Intangible fixed assets 21€114k
Tangible fixed assets 22/27€70k
Current assets 29/58€217k
Amounts receivable within one year 40/41€128k
Investments 50/53€3k
Cash & bank 54/58€82k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€400k
Equity 10/15€259k
Contributions / capital 10/11€5k
Reserves 13€254k
Amounts payable 17/49€142k
Amounts payable after one year 17€87k
Amounts payable within one year 42/48€53k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€370k
Operating result 9901€329k
Financial income 75€2k
Financial charges 65€2k
Result before taxes 9903€329k
Income taxes 67/77€79k
Net result for the period 9904€251k
Result to be appropriated 9905€251k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary General medical practice(86210)
Legal form Private limited company(610)
Incorporation14-06-2021
StatusActive
Postal code8970
Establishment units 1 location
Bertinus
Sint-Bertinusstraat 72, 8970 PoperingeActiviteiten van huisartspraktijken
since 20212.318.498.849
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
33312B0763/00W000 Flanders 1,312 m² 1 · 153 m² 8.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
20-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
04-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
04-10-2022
State Gazette act Registered-office change
23-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Belgisch Staatsblad, acts 1 acts
Address history · 1
04-10-2022
Registered-office move
All acts · 1 updated 3 years ago
2022
04-10-2022 Registered office moved from Leuven to Poperinge Registered-office change
  • Schorenshof 16, 3012 Leuven → Sint-Bertinusstraat 72, 8970 Poperinge
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Sint-Bertinusstraat 72, 8970 Poperinge",
        "city": "Poperinge",
        "region": "vlaams_gewest",
        "street": "Sint-Bertinusstraat",
        "country": "BE",
        "postcode": "8970",
        "box_number": null,
        "street_number": "72",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Schorenshof 16, 3012 Leuven",
        "city": "Leuven",
        "region": "vlaams_gewest",
        "street": "Schorenshof",
        "country": "BE",
        "postcode": "3012",
        "box_number": null,
        "street_number": "16",
        "locality_suffix": null
      },
      "effective_date": "2022-08-20",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2022-09-26",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "raad_van_bestuur",
    "date": "2022-09-09",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0769.657.089",
    "name_full": null,
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Jan Maertens",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Huisartspraktijken86210Activiteiten van huisartspraktijken86210
Primary activity highlighted.
Names & trade names
Legal nameNL Bertinus
Registered office
Sint-Bertinusstraat 72
8970 Poperinge, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative