Financials
- Fiscal year
- 2025
- Total assets
- €172,799
- Profit
- €40,024
- Solvency
- 55.4%
Total assets▲ 5.7%
Net result
20242025
Bert Verthé
ActiveSummary
The computed 12-month bankruptcy probability of Bert Verthé is 1.8% (moderate). The 2025 annual accounts show equity of €95,765 and a net result of €40,024. The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known1 site
Size
€172,799total assets 2025
- Equity
- €95,765
- Profit
- €40,024
Turnover not published (abridged schema)
Structure
- Holdings
- 1
Accounts 33 d early1 of 3 deeds read
Why 56- 1 change of registered office in 24 months- Liquidity: current ratio 1.08, cash €2,753, halved+ Size: total assets €172,799+ Figures for FY 2025 (filed 01-01-2026)Show the evidence
Checked score
Score 2025
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 62% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
80+21
equity 55.4% of total assets
Liquidity
48+23
short-term debt 16.2% · cash 1.6%
Profitability
98-2
return on assets 23.2%
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 5.2%highest value
12-2024: 5.2%● 0.0% vs 11-2024highest value
01-2025: 0.7%▼ -85.7% vs 12-2024
02-2025: 0.7%● 0.0% vs 01-2025
03-2025: 0.7%● 0.0% vs 02-2025
04-2025: 0.7%▼ -9.5% vs 03-2025
05-2025: 0.7%● 0.0% vs 04-2025
06-2025: 0.6%▼ -6.0% vs 05-2025
07-2025: 0.6%▲ +1.0% vs 06-2025
08-2025: 0.7%▲ +2.7% vs 07-2025
09-2025: 0.6%▼ -1.5% vs 08-2025
10-2025: 0.5%▼ -26.9% vs 09-2025
11-2025: 0.5%▼ -1.3% vs 10-2025lowest value
12-2025: 0.5%▲ +7.5% vs 11-2025
01-2026: 0.5%▲ +4.4% vs 12-2025
02-2026: 0.7%▲ +29.0% vs 01-2026
03-2026: 0.7%● 0.0% vs 02-2026
04-2026: 0.7%● 0.0% vs 03-2026
05-2026: 0.7%● 0.0% vs 04-2026
06-2026: 1.5%▲ +117% vs 05-2026
07-2026: 1.5%▲ +2.0% vs 06-2026
08-2026: 1.5%● 0.0% vs 07-2026
09-2026: 1.6%▲ +5.6% vs 08-2026
10-2026: 1.8%▲ +12.7% vs 09-2026
- 1 change of registered office in 24 months raises the probability
- Size: total assets €172,799 lowers the probability for this profile
- Figures for FY 2025 (filed 01-01-2026) lowers the probability
- Liquidity: current ratio 1.08, cash €2,753, halved raises the probability
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.08 against 0.76 in 2024; short-term debt: 16.2% and cash: 1.6% of total assets), and 44.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 48%, liquidity 31%, profitability 79%, growth against the median 90%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
33 d early
2024
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 35 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
- Permanent representative: Gunther KerkhofRegistered-office move · Power of…
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Network & group
- Holdings
- 1
1 holding
Timeline
- Events
- 3
- Since
- 2024
- Next accounts
- by 31-01-2027
- 07-05-2026Permanent representative: Gunther Kerkhof
- 29-12-2025Annual accounts filed
- 26-12-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 02-09-2017
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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