NEOVA
ActiveNEOVA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122k and a net result of €40k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+10
Solvency100▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 3.54 against 3.02 in 2024; short-term debt: 17.8% and cash: 34.2% of total assets), and 17.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.2%
Return on assets
27.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-04-2026, 114 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
114 d early
2024
45 d early
2023
36 d early
2022
31 d early
2021
37 d early
2020
29 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€122k▼ 9.7%
2024 · €135k
2019: €61k
2020: €74k
2021: €95k
2022: €119k
2023: €152k
2024: €135k
2019 → 2025
Total assets
€148k▼ 21.9%
2024 · €190k
2019: €111k
2020: €85k
2021: €100k
2022: €128k
2023: €190k
2024: €190k
2019 → 2025
Net result
€40k▲ 26.7%
2024 · €32k
2019: €49k
2020: €13k
2021: €21k
2022: €19k
2023: €34k
2024: €32k
2019 → 2025
Working capital
€67k▼ 39.4%
2024 · €111k
2019: €36k
2020: €57k
2021: €82k
2022: €114k
2023: €121k
2024: €111k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€95k-€119k▲ 25.4%€152k▲ 27.8%€135k▼ 11.1%€122k▼ 9.7%
Operating result€31k-€27k▼ 11.0%€48k▲ 76.1%€46k▼ 3.4%€51k▲ 10.9%
Net result€21k-€19k▼ 12.8%€34k▲ 81.5%€32k▼ 6.4%€40k▲ 26.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148k
Fixed assets
€55k▲ 125%
Current assets
€94k▼ 43.5%
Equity and liabilities €148k
Equity
€122k▼ 9.7%
Debt
€26k▼ 51.8%
The debt ratio falls from 28.9% to 17.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€65k▲
2024 · €53k
Cash flow
€54k▲
2024 · €38k
Solvency
82.2%▲
2024 · 71.1%
Current ratio
3.54▲
2024 · 3.02
Quick ratio
3.54▲
2024 · 3.02
Debt / equity
0.22▼
2024 · 0.41
ROE
33.0%▲
2024 · 23.5%
ROA
27.1%▲
2024 · 16.7%
Interest coverage
521.72▲
2024 · 28.95
Debt
€26k▼
2024 · €55k
Debt ≤ 1 year
€26k▼
2024 · €55k
Income taxes
€11k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€190k€148k▼
Fixed assets21/28€24k€55k▲
Tangible fixed assets22/27€24k€55k▲
Land and buildings22€16k€12k▼
Furniture and vehicles24€8k€43k▲
Current assets29/58€166k€94k▼
Amounts receivable within one year40/41€12k€12k▲
Trade receivables40€12k€12k▲
Other amounts receivable41€149€13▼
Current investments50/53-€29k
Cash at bank and in hand54/58€152k€51k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€190k€148k▼
Equity10/15€135k€122k▼
Contributions10/11€19k€19k=
Reserves13€116k€103k▼
Distributable reserves133€116k€103k▼
Amounts payable17/49€55k€26k▼
Amounts payable within one year42/48€55k€26k▼
Trade debts44€750€227▼
Suppliers440/4€750€227▼
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€8k▲
Other amounts payable47/48€47k€18k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€13k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€54k€66k▲
Operating profit (loss)9901€46k€51k▲
Financial income75/76B€0€9▲
Recurring financial income75€0€9▲
Financial charges65/66B€2k€124▼
Recurring financial charges65€2k€124▼
Profit (loss) for the period before taxes9903€44k€51k▲
Income taxes67/77€13k€11k▼
Profit (loss) for the period9904€32k€40k▲
Profit (loss) for the period to be appropriated9905€32k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€40k▲
Transfer from equity791/2€49k€13k▼
Transfer to equity691/2€32k-
To other reserves6921€32k-
Profit to be distributed694/7€49k€53k▲
Return on contributions (dividend)694€49k€53k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €152k ▲27.8%
5 profitable years in a row build equity to €152k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €119k ▲25.4%
4 profitable years in a row build equity to €119k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 17.64
Current ratio from 6.48 to 17.64; short-term debt falls from €10k to €5k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €13k ▼73.4%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 6.48
Current ratio from 1.71 to 6.48; short-term debt falls from €50k to €10k.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwendorpe 248730 BeernemGround area
914 m²
Building footprint
225 m²
Volume, LiDAR
377 m³
Parcel 31021B0342/00D000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CA.KE CONSULTING
since 20182.274.787.283
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31021B0342/00D000 | Flanders | 914 m² | 1 · 225 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 500 EUR awarded · 500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 53 EUR | 53 EUR |
| 2022 | 1 | 447 EUR | 447 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,846 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-04-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.