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BERT VERHILLE

Active
Private limited companyfounded 20188 yrs activeWaaienburgseweg 38, 8972 Poperinge, BelgiumKBO/BCE: BE 0697.758.711
Summary

BERT VERHILLE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €717,442 and a net result of €149,773. Equity is growing by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 67% of 9497 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch ReportCompare
BERT VERHILLEActiveChecked score 82/100
Risk analysis ReportCompare

Overview

Activity
Plumbing work
NACE 43221Repair and maintenance of fabricated metal products NACE 33110
1 site
Size
€1.2mtotal assets 2025
Staff
3 FTE
Equity
€717,442
Profit
€149,773
Turnover not published (abridged schema)
Financial health
82 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts 1 d early0 of 2 deeds read
Why 82- Sector Specialised construction activities (NACE 43)- Liquidity: current ratio 1.24, cash €59,717, halved+ Size: 3 FTE, total assets €1.2m+ Equity €717,442 (58.6% of total assets)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Better than 52% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 84+3
equity 58.6% of total assets
Liquidity 50-9
short-term debt 19.5% · cash 4.9%
Profitability 84-12
return on assets 12.2%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.2%▼ -59.9% vs 11-2024lowest value 01-2025: 0.2%● 0.0% vs 12-2024lowest value 02-2025: 0.2%● 0.0% vs 01-2025lowest value 03-2025: 0.2%● 0.0% vs 02-2025lowest value 04-2025: 0.2%● 0.0% vs 03-2025lowest value 05-2025: 0.2%▲ +1.3% vs 04-2025 06-2025: 0.2%▼ -1.3% vs 05-2025lowest value 07-2025: 0.3%▲ +11.6% vs 06-2025 08-2025: 0.3%▲ +3.5% vs 07-2025 09-2025: 0.3%▲ +25.7% vs 08-2025 10-2025: 0.4%▲ +22.5% vs 09-2025 11-2025: 0.7%▲ +66.4% vs 10-2025highest value 12-2025: 0.5%▼ -30.0% vs 11-2025 01-2026: 0.5%● 0.0% vs 12-2025 02-2026: 0.5%▼ -6.4% vs 01-2026 03-2026: 0.4%▼ -4.4% vs 02-2026 04-2026: 0.4%● 0.0% vs 03-2026 05-2026: 0.4%● 0.0% vs 04-2026 06-2026: 0.4%● 0.0% vs 05-2026 07-2026: 0.5%▲ +14.6% vs 06-2026 08-2026: 0.4%▼ -12.8% vs 07-2026 09-2026: 0.5%▲ +8.4% vs 08-2026 10-2026: 0.5%▲ +12.6% vs 09-2026
  • Size: 3 FTE, total assets €1.2m lowers the probability for this profile
  • Equity €717,442 (58.6% of total assets) lowers the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Liquidity: current ratio 1.24, cash €59,717, halved raises the probability
Credit up to €55,000 at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.69 in 2024; short-term debt: 19.5% and cash: 4.9% of total assets), and 41.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 64%, liquidity 44%, profitability 67%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: 3 FTE, total assets €1.2m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Equity €717,442 (58.6% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Liquidity: current ratio 1.24, cash €59,717, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
1 d early
2024
1 d early
2023
22 d early
2022
8 d late
2021
37 d early
2020
45 d early
2019
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 30 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close04-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Highest result since 2019net €278,239 ▲9.6%

Key points

  • Caution: Result fell in 2025from €278,239 to €149,773 ▼ 46.2% View
  • Positive: Among the best 19% on net resultsector median €27,856 · 9,490 companies €149,773 View
  • Positive: 7 profitable years in a rowprofit 2025: €149,773 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.2m
Profit
€149,773
Solvency
58.6%
Total assets▼ 4.4%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2019
Next accounts
by 31-10-2026
  1. 30-10-2025Annual accounts filed
  2. 30-10-2024Annual accounts filed
  3. 31-03-2024Highest result since 2019
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Plumbing workNACE 43221
Founded
08-06-2018
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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