DEBOUCHAGE BRAVO
ActiveThe computed 12-month bankruptcy probability of DEBOUCHAGE BRAVO is 3.7% (moderate). The 2024 annual accounts show equity of €499k and a net result of €249k. Equity is growing by ~77.5% per year across the filed fiscal years. Its solvency ranks better than 42% of 36375 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability93▲+7
Solvency64▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.95 against 1.65 in 2023; short-term debt: 29.8% and cash: 5.9% of total assets), but 60.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
68 d late
2022
59 d late
2021
36 d late
2020
8 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€187k
EBIT margin
20.8%
Net result
€249k▲ 198%
2023 · €84k
2020: €32k
2021: €95k
2022: €30k
2023: €84k
2020 → 2024
Working capital
€358k▲ 79.6%
2023 · €199k
2020: €-8k
2021: €88k
2022: €119k
2023: €199k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€187k-
Equity€42k-€137k▲ 230%€167k▲ 21.7%€250k▲ 50.3%€499k▲ 99.5%
Operating result€39k-€124k▲ 220%€41k▼ 67.3%€106k▲ 161%€330k▲ 210%
Net result€32k-€95k▲ 203%€30k▼ 68.9%€84k▲ 182%€249k▲ 198%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 210% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.27M
Fixed assets
€536k▲ 376%
Current assets
€737k▲ 46.2%
Equity and liabilities €1.27M
Equity
€499k▲ 99.5%
Debt
€774k▲ 111%
The debt ratio rises from 59.4% to 60.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€358k▲
2023 · €129k
Cash flow
€277k▲
2023 · €106k
Solvency
39.2%▼
2023 · 40.6%
Current ratio
1.95▲
2023 · 1.65
Quick ratio
1.95▲
2023 · 1.65
Debt / equity
1.55▲
2023 · 1.47
ROE
49.9%▲
2023 · 33.4%
ROA
19.6%▲
2023 · 13.6%
Interest coverage
76.06▲
2023 · 38.48
Debt
€774k▲
2023 · €367k
Debt ≤ 1 year
€379k▲
2023 · €305k
Debt > 1 year
€395k▲
2023 · €62k
Income taxes
€76k▲
2023 · €19k
Staff costs
€93k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€617k€1.27M▲
Fixed assets21/28€113k€536k▲
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€82k€506k▲
Plant, machinery and equipment23€70k€48k▼
Furniture and vehicles24€13k€15k▲
Leasing and similar rights25-€444k
Financial fixed assets28€26k€26k=
Current assets29/58€504k€737k▲
Amounts receivable within one year40/41€461k€661k▲
Trade receivables40€409k€607k▲
Other amounts receivable41€53k€54k▲
Current investments50/53€40k-
Cash at bank and in hand54/58-€75k
Deferred charges and accrued income490/1€3k€857▼
Equity and liabilities
Total equity and liabilities10/49€617k€1.27M▲
Equity10/15€250k€499k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€240k€489k▲
Amounts payable17/49€367k€774k▲
Amounts payable after more than one year17€62k€395k▲
Financial debts170/4€62k€395k▲
Amounts payable within one year42/48€305k€379k▲
Current portion of amounts payable after more than one year42€8k€59k▲
Trade debts44€253k€217k▼
Suppliers440/4€146k€217k▲
Bills of exchange payable441€108k€283▼
Taxes, remuneration and social security45€37k€103k▲
Taxes450/3€37k€91k▲
Remuneration and social security454/9-€12k
Other amounts payable47/48€7k-
Income statement
Code20232024
Remuneration, social security and pensions62-€93k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€28k▲
Other operating charges640/8€7k€11k▲
Gross operating margin9900€136k€462k▲
Operating profit (loss)9901€106k€330k▲
Financial income75/76B€12-
Recurring financial income75€12-
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€103k€325k▲
Income taxes67/77€19k€76k▲
Profit (loss) for the period9904€84k€249k▲
Profit (loss) for the period to be appropriated9905€84k€249k▲
Appropriation of the result
Profit (loss) to be appropriated9906€240k€489k▲
Profit (loss) brought forward from the previous period14P€157k€240k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2020net €249k ▲198%
Operating result €330k, net result €249k, both a record.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Equity above €200kEq €250k ▲50.3%
4 profitable years in a row build equity to €250k.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial
Weakest financial yearnet €30k ▼68.9%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €167k ▲21.7%
3 profitable years in a row build equity to €167k.
05-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 36 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 1.87
Current ratio from 0.87 to 1.87.
31-12
Financial
Equity above €100kEq €137k ▲230%
2 profitable years in a row build equity to €137k.
08-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verbiststraat 121210 Sint-Joost-ten-NodeGround area
7,850 m²
Building footprint
697 m²
Volume, LiDAR
14,910 m³
2 parcels, Brussels · tallest building 24.4 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Hof te Ophemhoek 16, 1070 Anderlecht
since 20202.300.494.362
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0265/00S000 | Brussels | 7,694 m² | 1 · 631 m² | 24.4 m · 8 fl. |
| 21572B0061/00G000 | Brussels | 156 m² | 1 · 66 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,036 companies in sector 43221 we hold annual accounts for 3,468. 2,327 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2020
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.