BERT ENEMAN
ActiveSummary
The computed 12-month bankruptcy probability of BERT ENEMAN is 1.6% (moderate). The 2025 annual accounts show equity of €12,404 and a net result of €17,404. Its solvency ranks better than 60% of 1,829 sector peers (NACE 77, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 29-08-2024 Normal situation
- Activity
- Rental and leasing activities NACE 77221and 2 others
- Establishment unit
- 2.363.621.368 2018 Antwerpen, since 29-08-2024
- Financial year end
- 30 September
- Peppol
- Reachable since 12-02-2025
Board and ownership
Board
- ENEMAN,Bert Chris YvanDirector
- ENEMAN,Marin Germain PaulDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.6%
Annual accounts to 30-09-2025
- Gross margin
- €27,884
- Turnover
- ≈ €110,000
- estimated
- Profit
- €17,404
- Equity
- €12,404
- Total assets
- €30,470
Score breakdownraises riskFounded in 20241 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed on 27-04-2026)Liquidity: current ratio 0.83, cash €5,230Show the evidence
Checked score
Score 2025
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 64% of micro companies in rental and leasing (NACE 77)
Financial strength
Strong
Solvency
66
equity 40.7% of total assets
Liquidity
41
short-term debt 59.3% · cash 17.2%
Profitability
100
return on assets 57.1%
Bankruptcy probability within 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 3.6%
10-2025: 3.6%● unchanged vs 09-2025
11-2025: 3.7%▲ +0.1 percentage points vs 10-2025
12-2025: 4.1%▲ +0.4 percentage points vs 11-2025
01-2026: 4.3%▲ +0.2 percentage points vs 12-2025
02-2026: 4.7%▲ +0.4 percentage points vs 01-2026
03-2026: 4.7%● unchanged vs 02-2026
04-2026: 4.9%▲ +0.2 percentage points vs 03-2026
05-2026: 5.0%▲ +0.1 percentage points vs 04-2026
06-2026: 4.8%▼ -0.2 percentage points vs 05-2026
07-2026: 4.9%▲ +0.1 percentage points vs 06-2026
08-2026: 5.3%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 5.3%● unchanged vs 08-2026highest value
10-2026: 1.6%▼ -3.7 percentage points vs 09-2026lowest value
11-2026: 1.6%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.83, below 1. Short-term debt is 59.3% and cash 17.2% of total assets. 59.3% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 57% of them on solvency, 40% on liquidity and 95% on profitability.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 27-04-2026 at the NBB
Turnover
≈ €110,000
Estimated: probably between €67,000 and €200,000
Total assets
€30,470
Net result
€17,404
Working capital
-€3,127
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
Assets €30,470
Fixed assets
€15,531
Current assets
€14,939
Equity and liabilities €30,470
Equity
€12,404
Debt
€18,066
Debt's share of the balance-sheet total is 59.3%.
Key figures and ratios
EBITDA
€26,951
Cash flow
€22,742
Current ratio
0.83
Debt to equity
1.46
ROE
140.3%
ROA
57.1%
Interest coverage
51.63
Debt ≤ 1 year
€18,066
Income taxes
€3,724
Investments
| Item | 30-09-2025 |
|---|---|
| Tangible fixed assets | €19,140 |
| Intangible fixed assets | €1,729 |
| Depreciation and write-downs of the year | €5,338 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,338 |
| Other operating charges640/8 | €934 |
| Gross operating margin9900 | €27,884 |
| Operating profit (loss)9901 | €21,613 |
| Financial income75/76B | €38 |
| Recurring financial income75 | €38 |
| Financial charges65/66B | €522 |
| Recurring financial charges65 | €522 |
| Profit (loss) for the period before taxes9903 | €21,128 |
| Income taxes67/77 | €3,724 |
| Profit (loss) for the period9904 | €17,404 |
| Profit (loss) for the period to be appropriated9905 | €17,404 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €30,470 | |
| Fixed assets21/28 | €15,531 | |
| Intangible fixed assets21 | €406 | |
| Tangible fixed assets22/27 | €15,125 | |
| Plant, machinery and equipment23 | €7,002 | |
| Furniture and vehicles24 | €8,123 | |
| Current assets29/58 | €14,939 | |
| Amounts receivable within one year40/41 | €9,389 | |
| Trade receivables40 | €3,664 | |
| Other amounts receivable41 | €5,724 | |
| Cash at bank and in hand54/58 | €5,230 | |
| Deferred charges and accrued income490/1 | €320 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €30,470 | |
| Equity10/15 | €12,404 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | €7,404 | |
| Amounts payable17/49 | €18,066 | |
| Amounts payable within one year42/48 | €18,066 | |
| Trade debts44 | €3,672 | |
| Suppliers440/4 | €3,672 | |
| Taxes, remuneration and social security45 | €4,394 | |
| Taxes450/3 | €4,394 | |
| Other amounts payable47/48 | €10,000 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €17,404 |
| + Depreciation and write-downs630 | €5,338 |
| Operating cash flow (approximation) | €22,742 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as BERT ENEMAN has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
95.8%
was still going
2.3%
stopped otherwise
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BERT ENEMAN itself: 1.6% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BERT ENEMAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 27-04-2026 | 2026-00088690 |
Board & ownership
Directors
Directors
2 directors, no change since 2024
ENEMAN,Bert Chris Yvan
Current
Director (not named in the articles) · appointed in the act of 02-09-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 27-04-2026
ENEMAN,Marin Germain Paul
Current
Director (not named in the articles) · appointed in the act of 02-09-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 27-04-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 02-09-2024Owners and capital
Shareholders
At incorporation
act of 02-09-2024 ↗
- ENEMAN,Marin Germain Paul 1 share (1%) · €50
- ENEMAN,Bert Chris Yvan 99 shares (99%) · €4,950
Capital transactions
Capital over time
- 02-09-2024 Incorporation · €5,000 · 100 shares
Mandate history
2 people, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| ENEMAN,Bert Chris Yvan |
|
| ENEMAN,Marin Germain Paul |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “1, algemene vergadering”
Articles of association, deed of 02-09-2024 (in Dutch)
Network & group
BERT ENEMAN shares no director with another company.
Connections & network
2 current directorsThe network starts from the directors of BERT ENEMAN. Every other company they run is a node.
This company
Company
Director
Shareholding
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Timeline
Acts, filings and financial milestones
2026
27-04
micro format · 3 days before the deadline
2025
30-05
Gazette deed
Registered office moved from Antwerpen to BornemNew seat: Klein - Mechelen 65, 2880 Bornem · Previous seat: Van Immerseelstraat 44/1004, 2018 Antwerpen2 points ▸
Gazette deed
Registered office moved from Antwerpen to Bornem
New seat: Klein - Mechelen 65, 2880 Bornem · Previous seat: Van Immerseelstraat 44/1004, 2018 Antwerpen2 points ▸
- General meeting, 29-04-2025
- Registered-office move, Klein - Mechelen 65, 2880 Bornem
2024
02-09
Gazette deed
IncorporationStarting capital €5,000 · Appointments: ENEMAN,Marin Germain Paul (director) and ENEMAN,Bert Chris Yvan (director) · Founder6 points ▸
Gazette deed
Incorporation
Starting capital €5,000 · Appointments: ENEMAN,Marin Germain Paul (director) and ENEMAN,Bert Chris Yvan (director) · Founder6 points ▸
- Founding capital, €5,000
- Director appointment, ENEMAN,Marin Germain Paul (director (not named in the articles))
- Director appointment, ENEMAN,Bert Chris Yvan (director (not named in the articles))
- Incorporation, 28-08-2024
- Founder, ENEMAN,Marin Germain Paul (shareholder)
- Founder, ENEMAN,Bert Chris Yvan (shareholder)
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
BERT ENEMAN in Dutch
Enterprise number
1012.944.769
Legal form
Private limited company
Status
Active, normale toestand
Founded
29-08-2024
Entity type
Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, 2018 Antwerpen,Van Immerseelstraat 44/1004”
deed of 02-09-2024 (in Dutch)Registered office and establishments
Registered office
Klein-Mechelen(BOR) 65, 2880 Bornem, Belgium
1 former office
- Van Immerseelstraat 44/1004, 2018 Antwerpen until 01-04-2025 · act of 30-05-2025
Establishment unit
BERT ENEMAN, Van Immerseelstraat 44, 2018 Antwerpen since 29-08-2024 · unit number 2.363.621.36818200 Printing and reproduction of recorded media
Activities
NACEBEL 202577221
Rental and leasing activities main activity
59120
Post-production of films, video and television programmes
74201
Photography, excluding press photography
Codes under NACEBEL 2008
77291
Rental and leasing activities main activity
59120
Post-production of films, video and television programmes
74201
Photography, excluding press photography
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 02-09-2024 (in Dutch)
“Zetten van tekst en beeld op film,fotografisch of normaal papier; Reproductie: productie van boekdrukvormen,offsetproductie- en…”
69 activities
- Zetten van tekst en beeld op film,fotografisch of normaal papier;
- Reproductie: productie van boekdrukvormen,offsetproductie- en offsetdrukplaten,diepdrukreproducties en diepdrukcilinders;
- Gereedmaken en vervaardigen van bladen voor overheadprojectie (retroprojectie),tekeningen,layouts,dummies,enzoverder;
- Bewerking van digitale gegevens: verrijken,selectie en koppeling van digitale gegevens op gegevensdragers;
- Overige grafische activiteiten;
- Reproductie van opgenomen media;
- Handelsbemiddeling in audio- en videoapparatuur,fotografische en cinematografische apparaten en optische artikelen;
- Groothandel in foto- en filmapparatuur en in andere optische artikelen;
- Kleinhandel in audio- en videoapparatuur voor huishoudelijk gebruik,zoals radio- en televisietoestellen,videoweergavetoestellen,videocamera’s,hifimateriaal,enzoverder;
- Kleinhandel in grammofoonplaten,CD’s,al dan niet bespeelde geluids- en videobanden,cassettes,enzoverder;
- Kleinhandel in hedendaagse kunst,nieuwe schilderijen,reproducties,kaders,lijsten,enzoverder;
- Overige uitgeverijen;
- Productie bioscoopfilms;
- Productie televisiefilms;
- Productie en realisatie in speciale laboratoria van teken- of animatiefilms;
- Distributie van films en video- en televisieprogramma’s;
- Distributie (verkoop of verhuur) van bioscoopfilms en video-opnamen aan andere eenheden,maar niet aan het publiek;
- Activiteiten die aan de filmindustrie verwant zijn: reserveren,afleveren,opslaan,enzoverder;
- Uitgave en distributie van films op videobanden bestemd voor het publiek;
- Beheer van filmrechten en rechten op audiovisuele producties;
- Vertoning van bioscoopfilms en videobanden in bioscopen,in de open lucht of op andere plaatsen waar filmvoorstellingen mogelijk zijn;
- Uitgeverijen van muziekopnamen;
- Uitzenden van radioprogramma’s;
- Programmeren en uitzenden van televisieprogramma’s;
- Draadgebonden telecommunicatie;
- Telecommunicatie via satelliet;
- Overige telecommunicatie;
- Ontwerpen en programmeren van computerprogramma’s;
- Webportalen;
- Verlenen van advies en praktische hulp aan bedrijven in verband met public relations en communicatie;
- Ontwerpen en voeren van reclame- en promotiecampagnes voor derden via de verschillende media;
- Ontwerpen van publicitaire teksten en slogans (copywriters);
- Ontwerpen van publicitaire films;
- Ontwerpen van publicitaire artikelen;
- Concipiëren van reclametechnieken die ernaar streven de individuele consument te benaderen (direct marketing) door middel van geadresseerde reclame (direct mailing),telefonische koopvoorstellen,enzoverder;
- Luchtreclame;
- Verspreiden en thuisbezorgen van monsters en reclamemateriaal,inclusief streekkrantjes en dergelijke;
- Verkopen van tijd en ruimte voor publiciteit in diverse media (advertentie-acquisitie);
- Aanbieden van reclameruimte op panelen,rond sportvelden,in stationshallen,enzoverder;
- Markt- en opinieonderzoekbureau’s;
- Ontvangst naar de omvang van de markt voor bepaalde producten,de ontvangst en de bekendheid van producten en koopgewoonten,met het oog op verkoopbevordering en ontwikkeling van nieuwe producten;
- Statistische analyses van de resultaten van het onderzoek;
- Activiteiten van decorateur-etalagisten;
- Etaleurswerkzaamheden;
- Ontwerpen van showrooms,enzoverder;
- Maken van foto’s voor bedrijven en particulieren: portretfotografie; mode- en reclamefotografie; fotografie ten behoeve van uitgeverijen,toeristische doeleinden,bemiddelaars in onroerende goederen,enzoverder;
- Maken van videoreportages van huwelijken en dergelijke;
- Zelfstandig werkende persfotografen;
- Overige fotografische activiteiten;
- Verhuur van videobanden,dvd’s en cd’s;
- Verhuur van videocassettes en -banden;
- Verhuur van CD’s,grammofoonplaten,enzoverder;
- Verhuur en lease van televisietoestellen en andere audio- en videoapparatuur;
- Verhuur van theaterkostuums,carnavalkleding,ceremoniekleding,sieraden,enzoverder;
- Verhuur van muziekinstrumenten;
- Verhuur en lease van tenten;
- Verhuur en operationele leasing zonder bedieningspersoneel van tenten voor tentoonstellingen,bedrijfsfeesten,concerten,enzoverder;
- Verhuur en operationele leasing zonder bedieningspersoneel van radio- en televisie- en communicatieapparatuur;
- Verhuur en operationele leasing zonder bedieningspersoon van overige apparatuur voor wetenschappelijke,commerciële en industriële doeleinden,inclusief verkoopautomaten;
- Beoefening van uitvoerende kunsten door zelfstandig werkende artiesten;
- Beoefening van uitvoerende kunsten door artistieke ensembles;
- Promotie en organisatie van uitvoerende kunstevenementen;
- Ontwerp en bouw van podia;
- Gespecialiseerde beeld-,verlichtings- en geluidstechnieken;
- Overige ondersteunende activiteiten voor de uitvoerende kunsten;
- Scheppende kunsten,met uitzondering van ondersteunende diensten;
- Ondersteunende activiteiten voor scheppende kunsten;
- Uitlenen van boeken,kaarten,tijdschriften,films,grammofoonplaten,CD’s,banden,kunstwerken,enzoverder;
- Bieden van overige amusement: circussen,poppentheaters,rodeo’s,klank- en lichtspelen,enzoverder;
Invoicing and payment
VAT number
BE 1012.944.769
Financial year and general meeting
Accounts at the NBBFinancial year end
30-09
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Saturday of February at 10:00
deed of 02-09-2024 (in Dutch)Sites & property
Location
Buildings and parcels at the addresses
Ground area
2,300 m²
Building footprint
2,093 m²
Building volume
4,051 m³
Tallest building: 50.0 m.
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12015D0391/00B000 | Flanders | 1,279 m² | 1 · 162 m² | 8.7 m · 2 |
| 11808H1286/00A000 | Flanders | 1,021 m² | 1 · 1,931 m² | 50.0 m |
1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.