Turnover
≈ €110,000 estimated
The micro format states no turnover.
BERT ENEMAN
Lifetime
1 annual account with figurespeak €27,884 (2025)
€27,884
peak €17,404 (2025)
€17,404
peak €12,404 (2025)
€12,404
€18,066
Board2 names since 2024
2 directorsENEMAN,Bert Chris Yvan and 1 other
Documentsfilings and deeds
27-04-20263 days before the deadline
2025micro format
Registered office moved from Antwerp to Bornem 30-05First year with figures
Key points
from the 2025 annual accountsStarting capital
€5,000 100 shares
Checked score
56
Fair
Financially stronger than 64% of micro companies in rental and leasing (NACE 77)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 3,166 companies (NACE 77, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 3.6%
10-2025: 3.6%● unchanged vs 09-2025
11-2025: 3.7%▲ +0.1 percentage points vs 10-2025
12-2025: 4.1%▲ +0.4 percentage points vs 11-2025
01-2026: 4.3%▲ +0.2 percentage points vs 12-2025
02-2026: 4.7%▲ +0.4 percentage points vs 01-2026
03-2026: 4.7%● unchanged vs 02-2026
04-2026: 4.9%▲ +0.2 percentage points vs 03-2026
05-2026: 5.0%▲ +0.1 percentage points vs 04-2026
06-2026: 4.8%▼ -0.2 percentage points vs 05-2026
07-2026: 4.9%▲ +0.1 percentage points vs 06-2026
08-2026: 5.3%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 5.3%● unchanged vs 08-2026highest value
10-2026: 1.6%▼ -3.7 percentage points vs 09-2026lowest value
11-2026: 1.6%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
1 change of registered office in 24 months
lowers risk
Figures for financial year 2025 (filed on 27-04-2026)
Liquidity: current ratio 0.83, cash €5,230
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 57% of them on solvency, 40% on liquidity and 95% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as BERT ENEMAN has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BERT ENEMAN itself: 1.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BERT ENEMAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.83, below 1. Short-term debt is 59.3% and cash 17.2% of total assets. 59.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- ENEMAN,Marin Germain Paul 1 sharedeed of 02-09-2024
- ENEMAN,Bert Chris Yvan 99 sharesdeed of 02-09-2024
Recent changes
Registered office moved from Antwerp to Bornem
New registered office: Klein - Mechelen 65, 2880 Bornem · Previous registered office: Van Immerseelstraat 44/1004, 2018 Antwerpen · General meeting of 29-04-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1012944769
Incorporation
Founding capital of €5,000, 100 shares · Founders: ENEMAN, Marin Germain Paul (shareholder); ENEMAN, Bert Chris Yvan (shareholder) · Appointments: ENEMAN, Marin Germain Paul (director) and ENEMAN, Bert Chris Yvan (director) · published on 02-09-2024 · Gazette deed
First establishment
Van Immerseelstraat 44, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BERT ENEMAN Bornem | €30,470 | €27,884 | 40.7% | - |
| MATTHIAS JACOBS Wuustwezel | €81,171 | €43,940 | 35.2% | - |
| BB & Wolf Beveren-Kruibeke-Zwijndrecht | €39,537 | €28,748 | 34.2% | - |
| Etablissements JFS Sprimont | €14,116 | €19,707 | 32.1% | - |
| L.s-rent Amay | €83,707 | €36,601 | 23.1% | - |
| STAR JUMP Beernem | €28,583 | €27,946 | 65.1% | - |
| ORCA Real Estate Sint-Lievens-Houtem | €69,662 | €43,310 | 11.8% | - |
These companies have the same main activity as BERT ENEMAN: rental and leasing activities (NACE 77221). They are comparable in size and age: total assets between €14,100 and €83,700, founded between 2019 and 2025.
Official details
Source: KBO- Status
- Active since 29-08-2024Normal situation
- Activity
- Rental and leasing activitiesNACE 77221and 2 others
- Establishment unit
- 2.363.621.3682018 Antwerp, since 29-08-2024
- Financial year end
- 30 September
- Peppol
- Reachable since 12-02-2025
Annual accounts to 30-09-2025
- €30,470
- Filing
- Filed on 27-04-2026, 3 days before the end of the filing period
Insights on BERT ENEMAN
The computed 12-month bankruptcy probability of BERT ENEMAN is 1.6% (moderate). The 2025 annual accounts show equity of €12,404 and a net result of €17,404.
Its solvency ranks better than 60% of 1,847 sector peers (NACE 77, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BERT ENEMAN
- What is the company number of BERT ENEMAN?
- The company number of BERT ENEMAN is 1012.944.769. The VAT number is the same number with BE in front: BE 1012.944.769.
- Where is BERT ENEMAN based?
- The registered office is at Klein-Mechelen 65, 2880 Bornem.Company details
- What does BERT ENEMAN do?
- According to the KBO register, the main activity is rental and leasing activities (NACE 77221).
- What is the legal form of BERT ENEMAN?
- BERT ENEMAN is a private limited company (BV).
- When was BERT ENEMAN founded?
- BERT ENEMAN was founded on 29-08-2024.
- Is BERT ENEMAN still active?
- Yes, BERT ENEMAN is an active enterprise in the KBO register.
- What is the turnover of BERT ENEMAN?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €27,884 and 2,934 comparable companies of the same size. It probably lies between €67,000 and €200,000. It is a rough estimate.Financials
- Is BERT ENEMAN profitable?
- In financial year 2025, BERT ENEMAN made a profit of €17,404.
- Where can I find the annual accounts of BERT ENEMAN?
- BERT ENEMAN filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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