Bert Derez
The computed 12-month bankruptcy probability of Bert Derez is 0.2% (very low). The 2025 annual accounts show equity of €19k and a net result of €120k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 1929 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €19k |
| Net result | €120k |
| Better than sector | 21% |
| Active | 7 yrs |
Strong profile, led by profitability.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 10.4% | 53.6% | |
| Net result | €120k | €43k | |
| Equity | €19k | €56k | |
| Gross operating margin | €162k | €68k | |
| Total assets | €178k | €132k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €161k |
| Net profit | €120k |
| Cash flow | €128k |
| Staff costs | - |
| Income taxes | €34k |
| Dividends | €120k |
| Total assets | €178k |
| Equity | €19k |
| Debt | €160k |
| of which ≤ 1y | €160k |
| of which > 1y | - |
| Working capital | €6k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 1.03 |
| Quick ratio | 1.03 |
| Working capital ratio | 3.1% |
| Solvency | 10.4% |
| Debt / equity | 8.60 |
| Long-term debt ratio | - |
| Interest coverage | 889.69 |
| Gross margin | - |
| Net margin | - |
| ROA | 67.4% |
| ROE | 646.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €178k |
| Fixed assets | 21/28 | €13k |
| Tangible fixed assets | 22/27 | €13k |
| Current assets | 29/58 | €165k |
| Amounts receivable within one year | 40/41 | €42k |
| Investments | 50/53 | €0 |
| Cash & bank | 54/58 | €119k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €178k |
| Equity | 10/15 | €19k |
| Contributions / capital | 10/11 | €19k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €160k |
| Amounts payable within one year | 42/48 | €160k |
| Trade debts payable within one year | 44 | €551 |
| Income statement | ||
| Gross operating margin | 9900 | €162k |
| Operating result | 9901 | €154k |
| Financial income | 75 | €708 |
| Financial charges | 65 | €182 |
| Result before taxes | 9903 | €155k |
| Income taxes | 67/77 | €34k |
| Net result for the period | 9904 | €120k |
| Result to be appropriated | 9905 | €120k |
| NACE primary | Legal & accounting(69209) |
| Legal form | Private limited company(610) |
| Incorporation | 11-10-2018 |
| Status | Active |
| Postal code | 8500 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353B0191/00Z003 | Flanders | 873 m² | 1 · 223 m² | 11.6 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
02-02-2024 Change in the board of directors
Technical details
{
"events": [],
"notary": {
"name": "Daphn\u00E9 Verbauwhede",
"firm_city": null,
"firm_name": null,
"office_city": "Kortrijk",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-02-02",
"filing_date": "2024-01-31",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2023-12-28",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0708.952.016",
"name_full": "Bert Derez",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Daphn\u00E9 Verbauwhede",
"org_rep_person_name": null,
"person_role_at_subject": "Geassocieerde Notaris"
},
"co_filed_documents": [
"een expeditie van het proces-verbaal van statutenwijziging",
"het verslag van het bestuursorgaan omtrent de wijziging van het voorwerp",
"de geco\u00F6rdineerde tekst van de statuten"
],
"corrected_publication_numac": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Bert Derez |