BERSAM
BankruptcyThe KBO register records for BERSAM the legal situation: open bankruptcy (code 050); this is today's state according to the register itself, which carries no start date. The 2021 annual accounts show equity of €120k and a net result of €15k.
Signals
Two signals.
+raises risk○neutral
Financials · fiscal year 2021, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€15k▼ 33.5%
2020 · €22k
2018: €18k
2019: €20k
2020: €22k
2018 → 2021
Working capital
€114k▲ 22.0%
2020 · €93k
2018: €40k
2019: €65k
2020: €93k
2018 → 2021
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2018201920202021Trend
Equity€62k-€83k▲ 32.5%€105k▲ 27.0%€120k▲ 14.1%
Operating result€24k-€29k▲ 18.2%€32k▲ 10.2%€20k▼ 37.0%
Net result€18k-€20k▲ 12.8%€22k▲ 9.8%€15k▼ 33.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2021; 2021 is 37% below 2020 and is the lowest result in the available series.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €222k
Fixed assets
€5k▼ 51.3%
Current assets
€216k▲ 15.2%
Equity and liabilities €222k
Equity
€120k▲ 14.1%
Debt
€102k▲ 8.4%
The debt ratio falls from 47.3% to 46.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29k▼
2020 · €40k
Cash flow
€24k▼
2020 · €31k
Solvency
54.0%▲
2020 · 52.7%
Current ratio
2.12▲
2020 · 1.99
Quick ratio
2.12▲
2020 · 1.99
Debt / equity
0.85
ROE
12.4%▼
2020 · 21.2%
ROA
6.7%▼
2020 · 11.2%
Interest coverage
48.31
Debt
€102k▲
2020 · €94k
Debt ≤ 1 year
€102k▲
2020 · €94k
Income taxes
€5k▼
2020 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2021 against 2020
Balance sheet
Code20202021
Assets
Total assets20/58€199k€222k▲
Fixed assets21/28€11k€5k▼
Tangible fixed assets22/27€9k€3k▼
Furniture and vehicles24-€3k
Financial fixed assets28€2k€2k=
Current assets29/58€188k€216k▲
Amounts receivable within one year40/41€160k€196k▲
Trade receivables40-€125k
Other amounts receivable41-€71k
Cash at bank and in hand54/58€27k€20k▼
Equity and liabilities
Total equity and liabilities10/49€199k€222k▲
Equity10/15€105k€120k▲
Contributions10/11€19k€19k=
Capital10-€19k
Issued capital100-€19k
Reserves13€3k€3k=
Non-distributable reserves130/1-€2k
Legal reserve130-€2k
Distributable reserves133-€992
Profit (loss) carried forward14€83k€98k▲
Amounts payable17/49€94k€102k▲
Amounts payable within one year42/48€94k€102k▲
Trade debts44€30k€43k▲
Suppliers440/4-€43k
Taxes, remuneration and social security45-€17k
Taxes450/3-€17k
Other amounts payable47/48-€42k
Income statement
Code20202021
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8-€7k
Gross operating margin9900€49k€36k▼
Operating profit (loss)9901€32k€20k▼
Financial charges65/66B-€600
Recurring financial charges65€627€600▼
Profit (loss) for the period before taxes9903€31k€19k▼
Income taxes67/77€9k€5k▼
Profit (loss) for the period9904€22k€15k▼
Profit (loss) for the period to be appropriated9905€22k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906-€98k
Profit (loss) brought forward from the previous period14P-€83k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 324 days late
2021
31-12
Financial
Weakest financial yearnet €15k ▼33.5%
Net result drops to €15k, the lowest in the series.
01-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 123 days late
2020
31-12
Financial
Highest result since 2018net €22k ▲9.8%
Operating result €32k, net result €22k, both a record.
31-12
Financial
Equity above €100kEq €105k ▲27%
3 profitable years in a row build equity to €105k.
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 153 days late
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 70 days late
2018
07-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 68 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 92 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 61 days late
2015
08-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 8 days late
2014
02-07
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
2013
19-07
NBB filing
Annual accounts filed
fiscal year 2012 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Charleroise Steenweg 1901060 Sint-Gillis (bij-Brussel)Ground area
416 m²
Parcel 21013B0359/00E004, Brussels. Linked by address, not a title deed.
1 establishment unit
Bersam
since 20042.135.456.384
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0359/00E004 | Brussels | 416 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,456 companies in sector 43120 we hold annual accounts for 3,231. 2,646 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-02-2001
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
71402
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43320Joinery installation
43331Floor and wall tiling
43333Wallpapering and laying of floor and wall coverings in other materials
77220Rental and leasing activities
77229Renting and leasing of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.