BERPHIMMO
ActiveSummary
BERPHIMMO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.82M and a net result of €-168k. Equity is growing by ~14.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability54▼-4
Solvency100▲+6
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.41 against 9.83 in 2024; short-term debt: 9.1% and cash: 3.7% of total assets), and 9.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.9%
Return on assets
-1.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
29 d early
2023
30 d early
2022
26 d early
2021
25 d early
2020
19 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, full schema
Turnover
€18k=
2024 · €18k
EBIT margin
286.2%▼ 46.1pp
2024 · 332.3%
Net result
€-168k
2024 · €42k
Working capital
€-519k
2024 · €221k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€18k▼ 80.4%€18k▼ 1.1%€18k=€18k=€18k=
Operating result€17k▼ 94.0%€155k▲ 810%€46k▼ 70.2%€60k▲ 29.4%€52k▼ 13.9%
Net result€14k▼ 93.7%€127k▲ 839%€524k▲ 312%€42k▼ 91.9%€-168k
EBIT margin93.7%▼ 211.6pp862.0%▲ 768.3pp256.7%▼ 605.3pp332.3%▲ 75.6pp286.2%▼ 46.1pp
Equity€1.29M▲ 1.1%€1.42M▲ 9.8%€1.94M▲ 36.9%€1.98M▲ 2.2%€8.82M▲ 344%
Total assets€2.42M▼ 33.2%€2.55M▲ 5.5%€3.09M▲ 21.2%€2.86M▼ 7.3%€9.70M▲ 239%
Debt€1.12M▼ 51.9%€1.13M▲ 0.5%€1.14M▲ 1.3%€875k▼ 23.5%€883k▲ 0.9%
Working capital€-451k€-505k▼ 11.8%€1.02M€221k▼ 78.4%€-519k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.70M
Fixed assets
€9.34M ▲ 257%
Current assets
€364k ▲ 47.9%
Equity and liabilities €9.70M
Equity
€8.82M ▲ 344%
Debt
€883k ▲ 0.9%
Debt's share of the balance-sheet total falls from 30.6% to 9.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€61k▼
2024 · €69k
Cash flow
€-159k▼
2024 · €52k
Current ratio
0.41▼
2024 · 9.83
Debt to equity
0.10▼
2024 · 0.44
ROE
-1.9%▼
2024 · 2.1%
ROA
-1.7%▼
2024 · 1.5%
Interest coverage
1.81▼
2024 · 1.89
Debt ≤ 1 year
€883k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €75k | €228k | €85k | €85k | €85k | = |
| Turnover70 | €18k | €18k | €18k | €18k | €18k | = |
| Other operating income74 | €26k | - | - | - | - | - |
| Non-recurring operating income76A | €31k | €210k | €67k | €67k | €67k | = |
| Operating charges60/66A | €58k | €73k | €38k | €25k | €33k | ▲ 33.5% |
| Services and other goods61 | €17k | €13k | €27k | €13k | €21k | ▲ 60.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €9k | €9k | €9k | €9k | = |
| Other operating charges640/8 | €32k | €2k | €3k | €3k | €3k | ▲ 19.1% |
| Non-recurring operating charges66A | €132 | €48k | - | - | - | - |
| Operating profit (loss)9901 | €17k | €155k | €46k | €60k | €52k | ▼ 13.9% |
| Financial income75/76B | €45k | €39k | €540k | €19k | €17k | ▼ 14.0% |
| Recurring financial income75 | €45k | €39k | €540k | €16k | €17k | ▲ 2.4% |
| Income from financial fixed assets750 | €45k | €39k | - | - | - | - |
| Income from current assets751 | - | - | - | €16k | €17k | ▲ 2.4% |
| Non-recurring financial income76B | - | - | €540k | €3k | - | - |
| Financial charges65/66B | €49k | €67k | €43k | €37k | €237k | ▲ 541% |
| Recurring financial charges65 | €49k | €42k | €43k | €37k | €237k | ▲ 541% |
| Debt charges650 | €48k | €41k | €42k | €37k | €34k | ▼ 8.2% |
| Other financial charges652/9 | €312 | €470 | €470 | €354 | €203k | ▲ 57,270% |
| Non-recurring financial charges66B | - | €25k | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €14k | €127k | €543k | €42k | €-168k | ▼ 498% |
| Income taxes67/77 | - | - | €20k | - | - | - |
| Taxes670/3 | - | - | €20k | - | - | - |
| Profit (loss) for the period9904 | €14k | €127k | €524k | €42k | €-168k | ▼ 498% |
| Profit (loss) for the period to be appropriated9905 | €14k | €127k | €524k | €42k | €-168k | ▼ 498% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.42M | €2.55M | €3.09M | €2.86M | €9.70M | ▲ 239% |
| Fixed assets21/28 | €2.10M | €2.26M | €2.04M | €2.61M | €9.34M | ▲ 257% |
| Tangible fixed assets22/27 | €624k | €815k | €872k | €930k | €987k | ▲ 6.2% |
| Land and buildings22 | €215k | €205k | €196k | €187k | €177k | ▼ 5.0% |
| Other tangible fixed assets26 | €410k | €610k | €676k | €743k | €810k | ▲ 9.0% |
| Financial fixed assets28 | €1.47M | €1.45M | €1.17M | €1.68M | €8.35M | ▲ 396% |
| Affiliated companies280/1 | €1.47M | €1.45M | €1.17M | €1.68M | €8.35M | ▲ 396% |
| Participating interests280 | €1.47M | €1.45M | €1.17M | €1.17M | €7.99M | ▲ 584% |
| Amounts receivable281 | - | - | - | €516k | €363k | ▼ 29.8% |
| Current assets29/58 | €318k | €284k | €1.05M | €246k | €364k | ▲ 47.9% |
| Amounts receivable within one year40/41 | €2k | €3k | - | - | - | - |
| Trade receivables40 | €2k | €3k | - | - | - | - |
| Cash at bank and in hand54/58 | €316k | €281k | €1.05M | €246k | €364k | ▲ 47.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.42M | €2.55M | €3.09M | €2.86M | €9.70M | ▲ 239% |
| Equity10/15 | €1.29M | €1.42M | €1.94M | €1.98M | €8.82M | ▲ 344% |
| Contributions10/11 | €1.40M | €1.40M | €1.40M | €1.40M | €8.40M | ▲ 502% |
| Capital10 | €1.40M | €1.40M | €1.40M | €1.40M | €8.40M | ▲ 502% |
| Issued capital100 | €1.40M | €1.40M | €1.40M | €1.40M | €8.40M | ▲ 502% |
| Reserves13 | - | €1k | €27k | €30k | €30k | = |
| Non-distributable reserves130/1 | - | €1k | €27k | €30k | €30k | = |
| Legal reserve130 | - | €1k | €27k | €30k | €30k | = |
| Profit (loss) carried forward14 | €-104k | €22k | €520k | €560k | €392k | ▼ 30.0% |
| Amounts payable17/49 | €1.12M | €1.13M | €1.14M | €875k | €883k | ▲ 0.9% |
| Amounts payable after more than one year17 | €354k | €340k | €1.12M | €850k | - | - |
| Financial debts170/4 | €100k | €75k | €50k | €25k | - | - |
| Credit institutions173 | €100k | €75k | €50k | €25k | - | - |
| Other amounts payable178/9 | €254k | €265k | €1.07M | €825k | - | - |
| Amounts payable within one year42/48 | €769k | €789k | €25k | €25k | €883k | ▲ 3,432% |
| Current portion of amounts payable after more than one year42 | €25k | €25k | €25k | €25k | €25k | = |
| Trade debts44 | €11k | €1k | €242 | - | - | - |
| Suppliers440/4 | €11k | €1k | €242 | - | - | - |
| Other amounts payable47/48 | €733k | €763k | - | - | €858k | - |
| Accrued charges and deferred income492/3 | €186 | €153 | €112 | €278 | €37 | ▼ 86.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €127k | €524k | €42k | €-168k | ▼ 498% |
| + Depreciation and write-downs630 | €9k | €9k | €9k | €9k | €9k | = |
| Operating cash flow (approximation) | €23k | €136k | €533k | €52k | €-159k | ▼ 408% |
| Investment in fixed assets (approximation) | - | €-175k | €213k | €-583k | €-6.73M | ▼ 1,055% |
| Change in cash | - | €-35k | €765k | €-800k | €118k | ▲ 115% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
State Gazette act
Appointment: BDO Bedrijfsrevisoren BV (statutory auditor)2 facts ▸
State Gazette act
Appointment: BDO Bedrijfsrevisoren BV (statutory auditor)
2 facts ▸
- General meeting, 30/09/2025
- Auditor appointment, BDO Bedrijfsrevisoren BV (statutory auditor)
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-168k
Net result drops to €-168k, the lowest in the series.
31-12
Financial
Equity above €5MEq €8.82M ▲344%
Equity rises from €1.98M to €8.82M.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €524k ▲312%
Net result €524k, the highest in the series.
31-12
Financial
Liquidity times 115current ratio 41.43
Current ratio from 0.36 to 41.43; short-term debt falls from €789k to €25k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €216k
Net result €216k after 2 loss-making years.
Show earlier events
31-12
Financial
Liquidity doublescurrent ratio 1.75
Current ratio from 0.81 to 1.75; short-term debt falls from €3.51M to €773k.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 8 acts read
About the unread acts
Of the 8 Belgian State Gazette acts we know for this company, 1 has been read. The other 7 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Kluisbergen · 1 establishment unit since 2012
Ground area
3,534 m²
Building footprint
549 m²
Volume, LiDAR
3,272 m³
Parcel 45018B0344/00A000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
BERPHIMMO
since 20122.215.375.773
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45018B0344/00A000 | Flanders | 3,534 m² | 1 · 549 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| BDO Bedrijfsrevisoren bvCurrent Statutory auditor · represented by Sam Vander Vennet | 31-07-2026 → present |
Identification & contact
Identification
Legal formPublic limited company
Founded12-12-2012
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.