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BERNDT Construction

Active
Private limited companyfounded 20251 yr activeRue de Herve 483, 4030 Liège, BelgiumKBO/BCE: BE 1021.756.131
Summary

BERNDT Construction has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,239 and a net result of €53,239. Its solvency ranks better than 55% of 8619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€0turnover 2025
Equity
€63,239
Profit
€53,239
Financial health
85 Excellent Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts 63 d early0 of 1 deed read
Why 85- Founded in 2025- Sector Construction of residential and non-residential buildings (NACE 41)+ Liquidity: current ratio 1.47, cash €81,139+ Equity €63,239 (48.0% of total assets)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Better than 77% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 73
equity 48.0% of total assets
Liquidity 80
short-term debt 42.5% · cash 61.6%
Profitability 100
return on assets 40.4%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,211 companies)
Last 24 months 05-2026: 3.6%highest value 06-2026: 0.6%▼ -84.5% vs 05-2026lowest value 07-2026: 0.6%▲ +1.4% vs 06-2026 08-2026: 0.6%● 0.0% vs 07-2026 09-2026: 0.6%▲ +0.4% vs 08-2026 10-2026: 0.6%● 0.0% vs 09-2026
  • Liquidity: current ratio 1.47, cash €81,139 lowers the probability
  • Founded in 2025 raises the probability for this profile
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Equity €63,239 (48.0% of total assets) lowers the probability
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.47; short-term debt: 42.5% and cash: 61.6% of total assets), and 52% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 56%, liquidity 83%, profitability 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.47, cash €81,139
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Equity €63,239 (48.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
63 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Positive: Among the best 12% on net resultsector median €8,335 · 8,612 companies €53,239 View
  • Total assets 2025first fiscal year filed €131,775 View
  • Active since 2025founded 01-04-2025 1 years View

By topic

Financials

Fiscal year
2025
Turnover
€0
Profit
€53,239
Solvency
48.0%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
01-04-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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