Bernard EnergyAdvocacy
ActiveSummary
Bernard EnergyAdvocacy has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €259k and a net result of €13k. Equity is growing by ~39.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-42
Solvency74=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.94 in 2024; short-term debt: 51% and cash: 4% of total assets), but 51% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49%
Return on assets
2.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
20 d late
2023
5 d early
2022
109 d early
2021
79 d late
2020
110 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13k▼ 91.7%
2024 · €152k
2018: €-9k
2019: €-88k
2020: €6k
2021: €-94k
2022: €225k
2023: €84k
2024: €152k
2018 → 2025
Working capital
€230k▼ 24.7%
2024 · €305k
2018: €87k
2019: €-788
2020: €-14k
2021: €-80k
2022: €89k
2023: €169k
2024: €305k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-73k-€97k€163k▲ 67.1%€315k▲ 93.5%€259k▼ 17.8%
Operating result€-74k-€278k€142k▼ 49.0%€213k▲ 50.4%€14k▼ 93.5%
Net result€-94k-€225k€84k▼ 62.6%€152k▲ 80.6%€13k▼ 91.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 94% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €528k
Fixed assets
€29k ▲ 118%
Current assets
€499k ▼ 20.6%
Equity and liabilities €528k
Equity
€259k ▼ 17.8%
Debt
€269k ▼ 17.8%
Debt's share of the balance-sheet total stays at 51.0%.
Key figures and ratios
EBITDA
€18k▼
2024 · €216k
Cash flow
€16k▼
2024 · €155k
Current ratio
1.85▼
2024 · 1.94
Debt to equity
1.04=
2024 · 1.04
ROE
4.9%▼
2024 · 48.3%
ROA
2.4%▼
2024 · 23.7%
Interest coverage
4.08▼
2024 · 43.93
Debt ≤ 1 year
€269k▼
2024 · €324k
Income taxes
€10k▼
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€642k€528k▼
Fixed assets21/28€13k€29k▲
Tangible fixed assets22/27€9k€25k▲
Furniture and vehicles24€9k€25k▲
Financial fixed assets28€4k€4k=
Current assets29/58€629k€499k▼
Amounts receivable after more than one year29€50k€51k▲
Trade receivables290€50k€51k▲
Amounts receivable within one year40/41€462k€416k▼
Trade receivables40€269k€264k▼
Other amounts receivable41€194k€152k▼
Cash at bank and in hand54/58€108k€21k▼
Deferred charges and accrued income490/1€9k€11k▲
Equity and liabilities
Total equity and liabilities10/49€642k€528k▼
Equity10/15€315k€259k▼
Contributions10/11€8k€8k=
Reserves13€307k€238k▼
Distributable reserves133€307k€238k▼
Profit (loss) carried forward14-€13k
Amounts payable17/49€328k€269k▼
Amounts payable after more than one year17€4k-
Other amounts payable178/9€4k-
Amounts payable within one year42/48€324k€269k▼
Current portion of amounts payable after more than one year42€10k€14k▲
Financial debts43€7k-
Credit institutions430/8€7k-
Trade debts44€210k€136k▼
Suppliers440/4€210k€136k▼
Taxes, remuneration and social security45€52k€28k▼
Taxes450/3€52k€28k▼
Other amounts payable47/48€45k€91k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€26k€1k▼
Gross operating margin9900€242k€19k▼
Operating profit (loss)9901€213k€14k▼
Financial income75/76B€11k€13k▲
Recurring financial income75€11k€13k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€220k€22k▼
Income taxes67/77€68k€10k▼
Profit (loss) for the period9904€152k€13k▼
Profit (loss) for the period to be appropriated9905€152k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€152k€13k▼
Transfer from equity791/2-€68k
Transfer to equity691/2€152k-
To other reserves6921€152k-
Profit to be distributed694/7-€68k
Return on contributions (dividend)694-€68k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Equity above €200kEq €315k ▲93.5%
3 profitable years in a row build equity to €315k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €163k ▲67.1%
2 profitable years in a row build equity to €163k.
13-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €225k
Net result €225k after one loss-making year.
18-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 79 days late
2021
31-12
Financial
Weakest financial yearnet €-94k ▼1684%
Net result drops to €-94k, the lowest in the series; recovery starts the following year.
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 110 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 122 days late
Show earlier events
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
17-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 78 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dolezlaan 139C1180 UkkelGround area
1.1 ha
Building footprint
1,759 m²
Volume, LiDAR
25,240 m³
2 parcels, Brussels · tallest building 45.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Bernard EnergyAdvocacy
since 20112.196.496.011
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0056/02G084 | Brussels | 1.0 ha | 1 · 749 m² | 14.3 m · 4 fl. |
| 21822R0224/00B008 | Brussels | 1,042 m² | 1 · 1,010 m² | 45.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ABREVAX
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IMMOBILIERE KHa
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BI'n'GO
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,796 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.