Equity
Bernard ANDRE paid out €33,000 in dividends. That is 382% of the 2025 profit.
Bernard ANDRE paid out €33,000 in dividends. That is 382% of the 2025 profit.
The accounts state no turnover.
Short-term debts fell from €204,774 to €66,041.
Eight of the last ten came late. The 2019 accounts came latest: 92 days after the end of the period.
Higher solvency than 81% of companies in legal and accounting. Sector median 56.9% · 16,409 companies.
In July 2024, 10,902 companies had the same profile as Bernard ANDRE has now. Each dot stands for 28 companies, two years later.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,902 companies, not a prediction for Bernard ANDRE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| Bernard ANDRE Liège | €402,600 | €28,678 | 83.6% | - |
| DRIES GOYENS Westerlo | €416,641 | €29,569 | 46.2% | - |
| ADVOCATENKANTOOR VANOPPEN & PARTNERS Houthalen-Helchteren | €365,211 | €28,410 | 95.9% | - |
| ADVOCATENKANTOOR HUYGEN Bilzen-Hoeselt | €418,551 | €25,374 | 96.5% | - |
| ADVOCATENKANTOOR BOLLAERT-VOET Oostkamp | €353,462 | €28,164 | 94.6% | - |
| PIET DE GROOTE Knokke-Heist | €351,049 | €31,200 | 73.6% | - |
| PATRICK CLARYSSE Kortrijk | €415,114 | €30,787 | 62.4% | - |
These companies have the same main activity as Bernard ANDRE: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €351,000 and €419,000, founded between 2007 and 2009.
Bernard ANDRE files the micro format. That format states no turnover. The gross margin fell from €201,362 in 2007 to €28,678 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
The turnover shown is an estimate from the gross margin.
Turnover ≈ €80,000. Estimated: probably between €51,000 and €100,000.
Higher than 82% of 16,409 companies in 2025.
Higher than 82% of 16,149 companies in 2025.
Higher than 15% of 16,286 companies in 2025.
Net result: bottom quarter · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||||
20/58 |
402,600 | 565,695 | 488,827 | 470,576 | 553,695 | 506,033 | 651,918 | 606,240 | 666,761 | 610,427 | 703,444 | 838,010 | 647,291 | 571,011 | 589,191 | 457,774 | 355,090 | 502,862 | 577,708 | |
21/28 |
4,813 | 4,172 | 4,496 | 5,357 | 16,206 | 30,209 | 48,975 | 67,244 | 99,479 | 120,075 | 162,070 | 220,286 | 266,639 | 305,867 | 346,697 | 267,222 | 202,707 | 242,087 | 275,497 | |
21 |
- | - | - | - | - | - | - | - | 3,211 | 6,422 | 24,183 | 56,494 | 72,750 | 101,850 | 130,950 | 160,050 | 189,150 | 218,250 | 247,350 | |
22/27 |
4,813 | 4,172 | 4,496 | 5,357 | 16,206 | 30,209 | 48,975 | 67,244 | 96,268 | 113,653 | 137,887 | 163,792 | 193,889 | 204,017 | 215,747 | 107,172 | 13,557 | 23,837 | 28,147 | |
22 |
- | - | - | - | 8,441 | 21,442 | 45,673 | 63,350 | 86,655 | 109,961 | 133,266 | 156,572 | 188,328 | 199,776 | 212,867 | 102,629 | - | - | - | |
23 |
2,346 | - | - | - | - | - | 291 | 582 | 872 | 1,163 | - | - | - | - | - | 1,000 | 3,000 | 5,000 | 7,000 | |
24 |
981 | 2,416 | 4,496 | 5,357 | 7,764 | 8,767 | 3,011 | 3,312 | 8,740 | 2,529 | 4,621 | 7,220 | 5,561 | 4,241 | 2,880 | 3,543 | 10,557 | 18,837 | 21,147 | |
26 |
1,486 | 1,756 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
29/58 |
397,787 | 561,523 | 484,331 | 465,219 | 537,489 | 475,824 | 602,943 | 538,996 | 567,282 | 490,352 | 541,375 | 617,724 | 380,652 | 265,144 | 242,495 | 190,552 | 152,383 | 260,775 | 302,212 | |
40/41 |
8,985 | 37,196 | 43,619 | 72,515 | 182,375 | 97,743 | 111,683 | 167,257 | 185,857 | 231,989 | 297,382 | 331,199 | 235,189 | 70,433 | 56,680 | 31,641 | 28,237 | 18,784 | 19,109 | |
40 |
6,130 | 15,017 | 25,234 | 30,301 | 155,262 | 80,862 | 93,683 | 160,170 | 178,687 | 220,125 | 291,773 | 324,930 | 235,189 | 70,433 | 56,680 | 31,641 | 28,237 | 18,784 | 19,109 | |
41 |
2,855 | 22,180 | 18,385 | 42,214 | 27,112 | 16,881 | 18,000 | 7,086 | 7,170 | 11,863 | 5,609 | 6,270 | - | - | - | - | - | - | - | |
54/58 |
358,547 | 524,198 | 437,640 | 388,918 | 353,455 | 377,138 | 489,760 | 367,699 | 378,975 | 258,016 | 243,970 | 286,432 | 145,326 | 194,518 | 181,875 | 156,705 | 123,123 | 240,220 | 282,210 | |
490/1 |
30,255 | 128 | 3,071 | 3,786 | 1,660 | 944 | 1,500 | 4,041 | 2,450 | 347 | 24 | 93 | 137 | 193 | 3,940 | 2,205 | 1,022 | 1,771 | 893 | |
| Balance sheet: equity and liabilities | ||||||||||||||||||||
10/49 |
402,600 | 565,695 | 488,827 | 470,576 | 553,695 | 506,033 | 651,918 | 606,240 | 666,761 | 610,427 | 703,444 | 838,010 | 647,291 | 571,011 | 589,191 | 457,774 | 355,090 | 502,862 | 577,708 | |
10/15 |
336,559 | 360,921 | 336,929 | 255,762 | 316,810 | 237,804 | 177,730 | 253,246 | 264,037 | 261,935 | 278,923 | 256,038 | 138,998 | 123,708 | 173,642 | 36,347 | 37,746 | 38,675 | 45,710 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 84,300 | 84,300 | 84,300 | 84,300 | 84,300 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
100 |
- | - | - | - | - | - | 18,600 | 84,300 | 84,300 | 84,300 | 84,300 | 84,300 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
13 |
317,959 | 342,321 | 318,329 | 236,860 | 297,860 | 218,860 | 158,860 | 168,946 | 179,737 | 177,430 | 194,430 | 170,430 | 118,860 | 103,860 | 153,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
130/1 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 8,430 | 8,430 | 8,430 | 8,430 | 8,430 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
1311 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
133 |
316,099 | 340,461 | 316,469 | 235,000 | 296,000 | 217,000 | 157,000 | 160,516 | 171,307 | 169,000 | 186,000 | 162,000 | 117,000 | 102,000 | 152,000 | - | - | - | - | |
14 |
- | - | - | 302 | 350 | 344 | 270 | - | - | 205 | 193 | 1,308 | 1,538 | 1,248 | 1,182 | 15,887 | 17,286 | 18,215 | 25,250 | |
16 |
- | - | - | 14,419 | 30,331 | 30,331 | 101,198 | 138,991 | 143,771 | 146,543 | 176,203 | 204,606 | 156,145 | 97,379 | - | 210,775 | 210,775 | 200,000 | - | |
160/5 |
- | - | - | 14,419 | 30,331 | 30,331 | 101,198 | 138,991 | 143,771 | 146,543 | 176,203 | 204,606 | 156,145 | 97,379 | - | 210,775 | 210,775 | 200,000 | - | |
164/5 |
- | - | - | 14,419 | 30,331 | 30,331 | 101,198 | 138,991 | 143,771 | 146,543 | - | - | - | - | - | - | - | - | - | |
17/49 |
66,041 | 204,774 | 151,898 | 200,395 | 206,554 | 237,897 | 372,991 | 214,003 | 258,952 | 201,949 | 248,318 | 377,367 | 352,147 | 349,924 | 415,549 | 210,652 | 106,569 | 264,187 | 531,998 | |
17 |
- | - | - | - | - | 7,507 | 32,480 | 56,367 | 79,216 | 101,071 | 122,077 | 141,974 | 161,103 | 179,400 | 196,902 | 118,458 | 7,196 | 11,700 | 15,982 | |
170/4 |
- | - | - | - | - | 7,507 | 32,480 | 56,367 | 79,216 | 101,071 | 122,077 | 141,974 | 161,103 | 179,400 | 196,902 | 118,458 | 7,196 | 11,700 | 15,982 | |
42/48 |
66,041 | 204,774 | 151,898 | 200,395 | 206,550 | 230,334 | 340,405 | 157,482 | 179,395 | 100,493 | 125,830 | 234,957 | 189,173 | 170,081 | 218,062 | 92,079 | 99,220 | 145,633 | 338,772 | |
42 |
- | - | - | - | 8,703 | 26,117 | 24,981 | 23,895 | 22,856 | 21,863 | 20,812 | 20,004 | 19,134 | 18,303 | 19,967 | 13,738 | 4,504 | 4,283 | 4,072 | |
43 |
599 | 903 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
439 |
599 | 903 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
44 |
20,527 | 14,257 | 15,876 | 2,249 | 14,023 | 12,432 | 15,532 | 11,453 | 14,850 | 10,497 | 31,264 | 56,738 | 45,702 | 23,329 | 13,732 | 9,842 | 10,901 | 72,082 | 9,944 | |
440/4 |
20,527 | 14,257 | 15,876 | 2,249 | 14,023 | 12,432 | 15,532 | 11,453 | 14,850 | 10,497 | 31,264 | 56,738 | 45,702 | 23,329 | 13,732 | 9,842 | 10,901 | 72,082 | 9,944 | |
45 |
12,748 | 1,577 | 7,237 | 37,333 | 64,002 | 46,674 | 11,693 | 11,752 | 25,660 | 28,590 | 32,246 | 102,214 | 79,421 | 41,363 | 92,416 | 26,384 | 19,756 | 30,517 | 28,035 | |
450/3 |
11,796 | 1,041 | 5,091 | 35,551 | 62,247 | 39,440 | 4,887 | 10,094 | 13,376 | 20,144 | 24,195 | 93,057 | 67,175 | 28,696 | 84,064 | 18,756 | 12,336 | 23,518 | 18,555 | |
454/9 |
952 | 537 | 2,146 | 1,781 | 1,754 | 7,235 | 6,806 | 1,658 | 12,284 | 8,446 | 8,051 | 9,157 | 12,246 | 12,667 | 8,352 | 7,628 | 7,420 | 6,999 | 9,480 | |
47/48 |
32,168 | 188,036 | 128,784 | 160,813 | 119,822 | 145,111 | 288,199 | 110,382 | 116,028 | 39,543 | 41,508 | 56,001 | 44,917 | 87,086 | 91,947 | 42,115 | 64,059 | 38,751 | 296,721 | |
492/3 |
- | - | - | - | 5 | 57 | 107 | 154 | 342 | 385 | 411 | 435 | 1,871 | 443 | 585 | 115 | 153 | 106,855 | 177,244 | |
| Income statement | ||||||||||||||||||||
76A |
- | - | - | - | - | - | - | 8,354 | 295 | - | 240 | 706 | 10,652 | - | - | 4,884 | 1,430 | - | - | |
9900 |
28,678 | 127,553 | 150,150 | 15,759 | 168,504 | 118,484 | 47,520 | 64,501 | 119,158 | 72,072 | 166,128 | 304,420 | 378,743 | 188,512 | 136,300 | 122,484 | 130,508 | 320,078 | 201,362 | |
62 |
6,579 | 11,783 | 17,786 | 17,428 | 32,543 | 46,352 | 48,183 | 38,423 | 62,298 | 62,112 | 64,690 | 81,918 | 70,113 | 68,688 | 69,210 | 55,268 | 62,122 | 55,611 | 64,654 | |
630 |
1,870 | 2,124 | 2,234 | 2,407 | 15,301 | 26,495 | 25,865 | 29,120 | 32,239 | 43,448 | 58,216 | 55,137 | 58,287 | 61,478 | 47,482 | 49,322 | 40,331 | 41,725 | 58,431 | |
631/4 |
4,609 | - | - | 5,479 | - | 4,012 | 5,698 | 5,883 | 6,661 | 2,415 | 2,627 | -1,640 | 3,637 | - | - | - | - | - | - | |
635/8 |
- | - | -14,419 | -15,912 | - | -70,867 | -37,793 | -4,781 | -2,772 | -29,660 | -28,403 | 48,460 | 58,767 | -27,621 | -210,775 | - | 10,775 | 200,000 | - | |
640/8 |
923 | 566 | 19,924 | 14,297 | 6,943 | 23,679 | 11,092 | 10,094 | 5,574 | 4,717 | 25,827 | 27,225 | 45,514 | 21,439 | 8,177 | 13,923 | 14,670 | 14,051 | 6,726 | |
66A |
- | 77,294 | 80 | - | 11 | - | - | 321 | 681 | - | - | 75 | - | - | - | - | 1,269 | 650 | 550 | |
9901 |
14,696 | 35,785 | 124,545 | -7,940 | 113,708 | 88,813 | -5,526 | -14,560 | 14,476 | -10,961 | 43,171 | 93,319 | 142,425 | 64,529 | 222,206 | 3,970 | 2,610 | 8,691 | 71,551 | |
75/76B |
1,988 | 3,069 | 358 | 28,298 | 1,732 | 1,058 | 779 | 9,890 | 91 | 414 | 2,816 | 905 | 1,040 | 1,367 | 1,442 | 1,476 | 3,503 | 8,981 | 4,989 | |
75 |
1,988 | 3,069 | 358 | 28,298 | 1,732 | 1,058 | 779 | 1,536 | 91 | 414 | 2,816 | 905 | 1,040 | 1,367 | 1,442 | 1,476 | 3,503 | 8,981 | 4,989 | |
76B |
- | - | - | - | - | - | - | 8,354 | - | - | - | - | - | - | - | - | - | - | - | |
65/66B |
582 | 575 | 2,592 | 1,727 | 1,398 | 2,587 | 3,668 | 4,321 | 5,573 | 6,442 | 7,441 | 8,030 | 8,633 | 9,394 | 7,395 | 1,166 | 1,075 | 19,342 | 31,752 | |
65 |
582 | 575 | 2,592 | 1,727 | 1,398 | 2,587 | 3,668 | 4,321 | 5,573 | 6,442 | 7,441 | 8,030 | 8,633 | 9,394 | 7,395 | 1,166 | 1,075 | 19,342 | 31,752 | |
9903 |
16,103 | 38,279 | 122,311 | 18,630 | 114,041 | 87,285 | -8,414 | -8,991 | 8,995 | -16,988 | 38,785 | 86,826 | 145,485 | 56,501 | 216,253 | 9,163 | 5,200 | -2,320 | 44,238 | |
67/77 |
7,464 | 14,287 | 41,144 | 4,678 | 35,036 | 27,210 | 1,403 | 1,800 | 6,893 | - | 15,899 | 35,486 | 57,194 | 26,854 | 78,958 | 10,563 | 6,128 | 4,716 | 17,128 | |
9904 |
8,638 | 23,992 | 81,167 | 13,952 | 79,006 | 60,075 | -9,816 | -10,791 | 2,102 | -16,988 | 22,886 | 51,339 | 88,291 | 29,647 | 137,295 | -1,399 | -928 | -7,036 | 27,110 | |
9905 |
8,638 | 23,992 | 81,167 | 13,952 | 79,006 | 60,075 | -9,816 | -10,791 | 2,102 | -16,988 | 22,886 | 51,339 | 88,291 | 29,647 | 137,295 | -1,399 | -928 | -7,036 | 27,110 | |
| Appropriation of the result | ||||||||||||||||||||
9906 |
8,638 | 23,992 | 81,469 | 14,302 | 79,350 | 60,344 | -9,816 | -10,791 | 2,307 | -16,795 | 24,193 | 52,878 | 89,538 | 30,248 | 153,182 | 15,887 | 17,286 | 18,215 | 27,110 | |
14P |
- | - | 302 | 350 | 344 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
791/2 |
33,000 | - | - | 75,000 | - | - | 10,086 | 10,791 | - | 17,000 | - | - | 73,000 | - | - | - | - | - | - | |
691/2 |
8,638 | 23,992 | 81,469 | 14,000 | 79,000 | 60,000 | - | - | 2,307 | - | 24,000 | 51,570 | 88,000 | 29,000 | 152,000 | - | - | - | 1,860 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | 6,570 | - | - | - | - | - | - | 1,860 | |
6921 |
8,638 | 23,992 | 81,469 | 14,000 | 79,000 | 60,000 | - | - | 2,307 | - | 24,000 | 45,000 | 88,000 | 29,000 | 152,000 | - | - | - | - | |
694/7 |
33,000 | - | - | 75,000 | - | - | - | - | - | - | - | - | 73,000 | - | - | - | - | - | - | |
694 |
33,000 | - | - | 75,000 | - | - | - | - | - | - | - | - | 73,000 | - | - | - | - | - | - | |
| Social balance sheet | ||||||||||||||||||||
9087 |
1 | 1 | 2 | 2 | 2 | 1.4 | 1.4 | 1.5 | 1.6 | 1.3 | 1.7 | 2.1 | 2.1 | 2.1 | 2.1 | 2.1 | 2.1 | 2.2 | 2.2 | |
Hours worked1013 |
304 | 571 | 736 | 744 | 1,670 | 2,341 | 2,476 | 2,576 | 2,893 | 2,370 | 2,537 | 3,357 | 3,345 | 3,379 | 3,534 | 3,313 | 3,748 | 3,853 | 3,807 | |
| Document | ||||||||||||||||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-07-2026 | 2026-00353082 | |
| 31-12-2024 | micro format | 30-09-2025 | 2025-00513256 | |
| 31-12-2023 | micro format | 10-10-2024 | 2024-00503131 | |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00395130 | |
| 31-12-2021 | micro format | 31-10-2022 | 2022-20478728 | |
| 31-12-2020 | full format | 30-09-2021 | 2021-69700076 | |
| 31-12-2019 | full format | 31-10-2020 | 2020-67100488 | |
| 31-12-2018 | full format | 31-08-2019 | 2019-60400353 | |
| 31-12-2017 | full format | 20-08-2018 | 2018-46900287 | |
| 31-12-2016 | full format | 26-07-2017 | 2017-36400220 | |
| 31-12-2015 | full format | 29-07-2016 | 2016-37600205 | |
| 31-12-2014 | full format | 14-07-2015 | 2015-30600237 | |
| 31-12-2013 | full format | 11-08-2014 | 2014-40900449 | |
| 31-12-2012 | full format | 26-08-2013 | 2013-47900139 | |
| 31-12-2011 | full format | 28-08-2012 | 2012-47500471 | |
| 31-12-2010 | full format | 04-08-2011 | 2011-37400530 | |
| 31-12-2009 | full format | 04-08-2010 | 2010-38200206 | |
| 31-12-2008 | full format | 28-08-2009 | 2009-65200359 | |
| 31-12-2007 | full format | 18-08-2008 | 2008-56600030 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 16,567 | 37,909 | 126,779 | -5,533 | 129,008 | 115,308 | 20,339 | 14,559 | 46,715 | 32,487 | 101,387 | 148,456 | 200,712 | 126,007 | 269,687 | 53,292 | 42,941 | 50,416 | 129,982 | ||
| 10,508 | 26,116 | 83,400 | 16,360 | 94,306 | 86,570 | 16,048 | 18,329 | 34,341 | 26,460 | 81,102 | 106,476 | 146,578 | 91,125 | 184,777 | 47,923 | 39,403 | 34,689 | 85,541 | ||
| 2,511 | 1,800 | 1,373 | -8,441 | 1,297 | 7,729 | 7,597 | 4,968 | 11,642 | 1,454 | 0 | 20,946 | 19,059 | 20,648 | 126,956 | 113,837 | 950 | 8,316 | 333,927 | ||
| -165,651 | 86,558 | 48,722 | 35,463 | -23,683 | -112,623 | 122,062 | -11,276 | 120,959 | 14,046 | -42,462 | 141,106 | -49,192 | 12,643 | 25,169 | 33,582 | -117,097 | -41,990 | - | ||
| 331,746 | 356,749 | 332,433 | 264,824 | 330,940 | 245,490 | 262,538 | 381,514 | 387,887 | 389,859 | 415,545 | 382,767 | 191,479 | 95,063 | 24,433 | 98,473 | 53,164 | 115,142 | -36,561 | ||
| 83.6% | 63.8% | 68.9% | 54.4% | 57.2% | 47.0% | 27.3% | 41.8% | 39.6% | 42.9% | 39.7% | 30.6% | 21.5% | 21.7% | 29.5% | 7.9% | 10.6% | 7.7% | 7.9% | ||
| 6.02 | 2.74 | 3.19 | 2.32 | 2.60 | 2.07 | 1.77 | 3.42 | 3.16 | 4.88 | 4.30 | 2.63 | 2.01 | 1.56 | 1.11 | 2.07 | 1.54 | 1.79 | 0.89 | ||
| 0.20 | 0.57 | 0.45 | 0.78 | 0.65 | 1.00 | 2.10 | 0.85 | 0.98 | 0.77 | 0.89 | 1.47 | 2.53 | 2.83 | 2.39 | 5.80 | 2.82 | 6.83 | 11.64 | ||
| 2.6% | 6.6% | 24.1% | 5.5% | 24.9% | 25.3% | -5.5% | -4.3% | 0.8% | -6.5% | 8.2% | 20.1% | 63.5% | 24.0% | 79.1% | -3.9% | -2.5% | -18.2% | 59.3% | ||
| 2.1% | 4.2% | 16.6% | 3.0% | 14.3% | 11.9% | -1.5% | -1.8% | 0.3% | -2.8% | 3.3% | 6.1% | 13.6% | 5.2% | 23.3% | -0.3% | -0.3% | -1.4% | 4.7% | ||
| 28.47 | 65.89 | 48.92 | -3.20 | 92.30 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | 2 | 2 | 2 |
| part-time | 1 | 1 | 2 | 2 | 2 |
| in full-time equivalents | 0.2 | 0.2 | 0.4 | 0.4 | 0.4 |
| 0.2 | 0.2 | 0.4 | 0.4 | 0.9 | |
| On a permanent contract | 1 | 1 | 2 | 2 | 2 |
Source: social balance sheet in the 2021 to 2025 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €2,511 | €1,800 | €1,373 | - | €1,297 |
| €1,870 | €2,124 | €2,234 | €2,407 | €15,301 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 59% lower than in 2024 and the lowest since 2022. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 36.2% to 16.4%. Equity and debt are lower.
Bernard ANDRE has no parent and no holdings in its annual accounts. BERNARD André is the only director. Bernard ANDRE shares no director with another company.
| ANDRE & LAMBOTTE
registered office since 01-07-2022 · founded in 2022 |
total assets €100,552 (2025) 0787.476.781 |
| PAULINE ANDRE
registered office since 01-07-2021 · founded in 2021 |
total assets €85,547 (2025) 0769.819.219 |
| Cauzzo, Damien (sole trader)
establishment since 01-01-2022 |
founded in 2022 0777.421.841 |
| ART TIME
registered office since 13-11-1986 |
founded in 1986 0429.811.255 |
| Groupement belge pour la Promotion et l'Exploitation touristique du Transport Ferroviaire
registered office since 15-04-1975 |
founded in 1975 0415.055.476 |
| Association des Copropriétaires Résidence Le Mouslis à Liège Quai Marcellis 11
registered office since 01-10-1961 |
founded in 1961 0850.098.397 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Quai Marcellis 11 registered office 4020 Liège | ||
| Avenue Blonden 13 4000 Liège | 20-12-2006 | 2.169.045.308 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62817C0019/00T005 | 470 m² | 1 · 180 m² | 31.5 m · 10 |
| 62805B0476/00V000 | 237 m² | 1 · 91 m² | 21.1 m · 6 |
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