ANDRE & LAMBOTTE
ActiveANDRE & LAMBOTTE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €12k. Equity is growing by ~42.3% per year across the filed fiscal years. Its solvency ranks better than 23% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+5
Solvency48▲+11
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 0.92 in 2024; short-term debt: 60.4% and cash: 61.3% of total assets), and 76.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.1%
Return on assets
11.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 12690 sector peers (2025).
NBB · sector comparisonPosition among 12690 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
40 d late
2024
31 d late
2023
87 d late
2022
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▲ 80.4%
2024 · €13k
2022: €16k
2023: €5k
2024: €13k
2022 → 2025
Total assets
€101k▼ 4.8%
2024 · €106k
2022: €128k
2023: €104k
2024: €106k
2022 → 2025
Net result
€12k▲ 45.3%
2024 · €8k
2022: €11k
2023: €-12k
2024: €8k
2022 → 2025
Working capital
€4k
2024 · €-5k
2022: €51k
2023: €-15k
2024: €-5k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€16k-€5k▼ 71.3%€13k▲ 173%€23k▲ 80.4%
Operating result€16k-€-10k€10k€17k▲ 76.2%
Net result€11k-€-12k€8k€12k▲ 45.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 76% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€36k▼ 14.0%
Current assets
€65k▲ 1.1%
Equity and liabilities €101k
Equity
€23k▲ 80.4%
Debt
€77k▼ 16.7%
The debt ratio falls from 87.8% to 76.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▲
2024 · €17k
Cash flow
€20k▲
2024 · €15k
Solvency
23.1%▲
2024 · 12.2%
Current ratio
1.07▲
2024 · 0.92
Quick ratio
1.07▲
2024 · 0.92
Debt / equity
3.33▼
2024 · 7.20
ROE
51.0%▼
2024 · 63.4%
ROA
11.8%▲
2024 · 7.7%
Interest coverage
23.62▲
2024 · 14.50
Debt
€77k▼
2024 · €93k
Debt ≤ 1 year
€61k▼
2024 · €70k
Debt > 1 year
€16k▼
2024 · €22k
Income taxes
€4k▲
2024 · €193
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€106k€101k▼
Fixed assets21/28€41k€36k▼
Intangible fixed assets21€41k€34k▼
Tangible fixed assets22/27-€1k
Furniture and vehicles24-€1k
Current assets29/58€64k€65k▲
Amounts receivable within one year40/41€4k€3k▼
Trade receivables40€4k€0▼
Other amounts receivable41€4€3k▲
Cash at bank and in hand54/58€60k€62k▲
Deferred charges and accrued income490/1€368€409▲
Equity and liabilities
Total equity and liabilities10/49€106k€101k▼
Equity10/15€13k€23k▲
Contributions10/11€5k€3k▼
Reserves13€11k€11k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€-4k€8k▲
Amounts payable17/49€93k€77k▼
Amounts payable after more than one year17€22k€16k▼
Financial debts170/4€22k€16k▼
Amounts payable within one year42/48€70k€61k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€44k€41k▼
Suppliers440/4€44k€41k▼
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€18k€14k▼
Accrued charges and deferred income492/3€1k€379▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€7k€3k▼
Gross operating margin9900€23k€28k▲
Operating profit (loss)9901€10k€17k▲
Financial income75/76B-€135
Recurring financial income75-€135
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€8k€16k▲
Income taxes67/77€193€4k▲
Profit (loss) for the period9904€8k€12k▲
Profit (loss) for the period to be appropriated9905€8k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€8k▲
Profit (loss) brought forward from the previous period14P€-12k€-4k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 40 days late
2025
31-12
Financial
Highest result since 2022net €12k ▲45.3%
Operating result €17k, net result €12k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 87 days late
2023
31-12
Financial
Weakest financial yearnet €-12k ▼202%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quai Marcellis 114020 LiègeGround area
470 m²
Building footprint
180 m²
Volume, LiDAR
5,214 m³
Parcel 62817C0019/00T005, Wallonia · tallest building 31.5 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
ANDRE & LAMBOTTE
since 20222.336.306.069
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62817C0019/00T005 | Wallonia | 470 m² | 1 · 180 m² | 31.5 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,054 companies in sector 69101 we hold annual accounts for 9,053. 6,370 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2022
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:secretariat@andre-lambotte.be
Phone:+32497767100