Financials
- Fiscal year
- 2026
- Total assets
- €879,033
- Profit
- €415
- Solvency
- 28.8%
Total assets▼ 4.2%
Net result
20192026
BERMIC - ELECTRIC
ActiveSummary
BERMIC - ELECTRIC has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €253,476 and a net result of €415. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 27% of 238 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Wholesale of electrical equipment, including installation materials
NACE 46643NACE 46693NACE 51871
3 sites
Size
€879,033total assets 2026
- Staff
- 2 FTE
- Equity
- €253,476
- Profit
- €415
Structure
Accounts 33 d early0 of 1 deed read
Why 83- Liquidity: current ratio 1.45, cash €6,802, halved+ Founded in 1998+ Size: 2 FTE, total assets €879,033+ Legal form Public limited companyShow the evidence
Checked score
Score 2026
83
/ 100
Excellent
Probability in this band: under 0.55%
Better than 31% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2025
Weak
Solvency
54+1
equity 28.8% of total assets
Liquidity
14-6
short-term debt 68.9% · cash 0.8%
Profitability
38=
return on assets 0.0%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%
12-2024: 0.4%● 0.0% vs 11-2024
01-2025: 0.4%● 0.0% vs 12-2024
02-2025: 0.4%● 0.0% vs 01-2025
03-2025: 0.4%● 0.0% vs 02-2025
04-2025: 0.4%● 0.0% vs 03-2025
05-2025: 0.4%▲ +1.6% vs 04-2025
06-2025: 0.4%● 0.0% vs 05-2025
07-2025: 0.4%▲ +8.9% vs 06-2025
08-2025: 0.4%▲ +1.4% vs 07-2025
09-2025: 0.4%▼ -7.8% vs 08-2025
10-2025: 0.5%▲ +33.2% vs 09-2025highest value
11-2025: 0.2%▼ -57.9% vs 10-2025lowest value
12-2025: 0.2%● 0.0% vs 11-2025lowest value
01-2026: 0.2%● 0.0% vs 12-2025lowest value
02-2026: 0.2%● 0.0% vs 01-2026lowest value
03-2026: 0.2%● 0.0% vs 02-2026lowest value
04-2026: 0.2%● 0.0% vs 03-2026lowest value
05-2026: 0.2%▲ +3.7% vs 04-2026
06-2026: 0.2%▼ -1.3% vs 05-2026
07-2026: 0.2%▲ +9.4% vs 06-2026
08-2026: 0.2%▲ +2.0% vs 07-2026
09-2026: 0.3%▲ +5.2% vs 08-2026
10-2026: 0.3%▲ +22.9% vs 09-2026
- Founded in 1998 lowers the probability for this profile
- Liquidity: current ratio 1.45, cash €6,802, halved raises the probability
- Size: 2 FTE, total assets €879,033 lowers the probability for this profile
- Legal form Public limited company lowers the probability
Credit up to €21,000 at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.41 in 2025; short-term debt: 68.9% and cash: 0.8% of total assets), and 71.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 39%, liquidity 14%, profitability 30%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-09-2026, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
33 d early
2025
35 d early
2024
35 d early
2023
36 d early
2022
31 d early
2021
46 d early
2020
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 26 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-03-2027 close31-10-2027 deadline
- Annual accounts filedfiscal year 2026 · full…
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2017
- Next accounts
- by 31-10-2027
- 28-09-2026Annual accounts filed
- 26-09-2025Annual accounts filed
- 26-09-2024Annual accounts filed
Company details
- Sites
- 3
- Legal form
- Public limited company
- Activity
- Wholesale of electrical equipment, including installation materialsNACE 46643
- Founded
- 15-04-1998
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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