ABC SOFT
ActiveSummary
ABC SOFT has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €479,964 and a net result of €4,488. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 58% of 8115 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability43▲+4
Solvency76▼-24
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 1.94 against 4.5 in 2024; short-term debt: 48.8% and cash: 81.9% of total assets), and 48.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.2%
Return on assets
0.5%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
34 d early
2023
32 d early
2022
24 d early
2021
2 d early
2020
4 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close27-09-2026 today31-10-2026 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€479,964▼ 40.0%
2024 · €799,546
Total assets
€937,474▼ 7.5%
2024 · €1.0m
Net result
€4,488▲ 134%
2024 · €1,917
Working capital
€431,792▼ 42.1%
2024 · €745,905
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€73,921▼ 30.1%€4,058▼ 94.5%€191,514▲ 4,620%€7,965▼ 95.8%€3,744▼ 53.0%
Net result€45,654within the sector's middle half▼ 4.9%-€3,829below the sector's middle half€131,851within the sector's middle half€1,917within the sector's middle half▼ 98.5%€4,488within the sector's middle half▲ 134%
Equity€669,607within the sector's middle half▲ 7.3%€665,778within the sector's middle half▼ 0.6%€797,629within the sector's middle half▲ 19.8%€799,546within the sector's middle half▲ 0.2%€479,964within the sector's middle half▼ 40.0%
Total assets€984,820within the sector's middle half▲ 5.0%€897,962within the sector's middle half▼ 8.8%€1.0mwithin the sector's middle half▲ 15.1%€1.0mwithin the sector's middle half▼ 1.9%€937,474within the sector's middle half▼ 7.5%
Debt€315,213▲ 0.3%€232,183▼ 26.3%€235,527▲ 1.4%€213,799▼ 9.2%€457,510▲ 114%
Working capital€631,413▲ 9.3%€629,982▼ 0.2%€758,122▲ 20.3%€745,905▼ 1.6%€431,792▼ 42.1%
Solvency68.0%above the sector's middle half▲ 1.5pp74.1%above the sector's middle half▲ 6.2pp77.2%above the sector's middle half▲ 3.1pp78.9%above the sector's middle half▲ 1.7pp51.2%within the sector's middle half▼ 27.7pp
Staff (FTE)2.1within the sector's middle half▼ 58.0%2within the sector's middle half▼ 4.8%3within the sector's middle half▲ 50.0%2.8within the sector's middle half▼ 6.7%2.8within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 53% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €937,474
Fixed assets
€48,172 ▼ 11.7%
Current assets
€889,302 ▼ 7.2%
Equity and liabilities €937,474
Equity
€479,964 ▼ 40.0%
Debt
€457,510 ▲ 114%
Debt's share of the balance-sheet total rises from 21.1% to 48.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€10,112▼
2024 · €12,896
Cash flow
€10,856▲
2024 · €6,848
Current ratio
1.94▼
2024 · 4.50
Quick ratio
1.80▼
2024 · 4.30
Debt to equity
0.95▲
2024 · 0.27
ROE
0.9%▲
2024 · 0.2%
ROA
0.5%▲
2024 · 0.2%
Interest coverage
2.82▲
2024 · 2.40
Debt ≤ 1 year
€457,510▲
2024 · €212,900
Income taxes
€3,031▲
2024 · €2,530
Staff costs
€78,389▲
2024 · €63,357
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €69,851 | €77,725 | €63,357 | €78,389 | ▲ 23.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,450 | €1,838 | €1,608 | €4,931 | €6,367 | ▲ 29.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €4,583 | -€3,526 | - | - |
| Other operating charges640/8 | - | €3,038 | €1,659 | €83,469 | €1,161 | ▼ 98.6% |
| Gross operating margin9900 | €146,315 | €78,785 | €277,089 | €156,196 | €89,661 | ▼ 42.6% |
| Operating profit (loss)9901 | €73,921 | €4,058 | €191,514 | €7,965 | €3,744 | ▼ 53.0% |
| Financial income75/76B | - | €3,246 | €5,327 | €1,845 | €7,360 | ▲ 299% |
| Recurring financial income75 | €2,340 | €3,246 | €5,327 | €1,845 | €7,360 | ▲ 299% |
| Financial charges65/66B | - | €7,651 | €8,381 | €5,364 | €3,586 | ▼ 33.2% |
| Recurring financial charges65 | €14,740 | €7,651 | €8,381 | €5,364 | €3,586 | ▼ 33.2% |
| Profit (loss) for the period before taxes9903 | €61,520 | -€347 | €188,461 | €4,446 | €7,519 | ▲ 69.1% |
| Income taxes67/77 | €15,866 | €3,482 | €56,610 | €2,530 | €3,031 | ▲ 19.8% |
| Profit (loss) for the period9904 | €45,654 | -€3,829 | €131,851 | €1,917 | €4,488 | ▲ 134% |
| Profit (loss) for the period to be appropriated9905 | €45,654 | -€3,829 | €131,851 | €1,917 | €4,488 | ▲ 134% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €984,820 | €897,962 | €1.0m | €1.0m | €937,474 | ▼ 7.5% |
| Fixed assets21/28 | €38,194 | €35,797 | €39,507 | €54,540 | €48,172 | ▼ 11.7% |
| Tangible fixed assets22/27 | €36,331 | €33,934 | €34,764 | €49,797 | €43,429 | ▼ 12.8% |
| Plant, machinery and equipment23 | - | €6,590 | €5,491 | €5,491 | €4,393 | ▼ 20.0% |
| Furniture and vehicles24 | - | €27,344 | €29,272 | €44,306 | €39,036 | ▼ 11.9% |
| Financial fixed assets28 | €1,863 | €1,863 | €4,743 | €4,743 | €4,743 | = |
| Current assets29/58 | €946,626 | €862,165 | €993,649 | €958,804 | €889,302 | ▼ 7.2% |
| Stocks and contracts in progress3 | €216,942 | €157,969 | €69,085 | €43,505 | €65,069 | ▲ 49.6% |
| Stocks30/36 | - | €157,969 | €69,085 | €43,505 | €65,069 | ▲ 49.6% |
| Amounts receivable within one year40/41 | €196,592 | €123,608 | €165,061 | €9,169 | €7,169 | ▼ 21.8% |
| Trade receivables40 | - | €101,908 | €143,486 | €8,462 | €2,423 | ▼ 71.4% |
| Other amounts receivable41 | - | €21,700 | €21,575 | €707 | €4,746 | ▲ 572% |
| Current investments50/53 | - | - | - | €90,000 | €45,000 | ▼ 50.0% |
| Cash at bank and in hand54/58 | €532,683 | €571,661 | €751,103 | €808,371 | €767,832 | ▼ 5.0% |
| Deferred charges and accrued income490/1 | - | €8,927 | €8,399 | €7,760 | €4,230 | ▼ 45.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €984,820 | €897,962 | €1.0m | €1.0m | €937,474 | ▼ 7.5% |
| Equity10/15 | €669,607 | €665,778 | €797,629 | €799,546 | €479,964 | ▼ 40.0% |
| Contributions10/11 | €180,962 | €180,962 | €180,962 | €180,962 | €180,962 | = |
| Capital10 | - | €180,962 | €180,962 | €180,962 | €180,962 | = |
| Issued capital100 | - | €180,962 | €180,962 | €180,962 | €180,962 | = |
| Reserves13 | €488,645 | €484,816 | €616,667 | €618,583 | €299,002 | ▼ 51.7% |
| Non-distributable reserves130/1 | - | €54,888 | €54,888 | €54,888 | €54,888 | = |
| Legal reserve130 | - | €54,888 | €54,888 | €54,888 | €54,888 | = |
| Distributable reserves133 | - | €429,928 | €561,779 | €563,695 | €244,114 | ▼ 56.7% |
| Amounts payable17/49 | €315,213 | €232,183 | €235,527 | €213,799 | €457,510 | ▲ 114% |
| Amounts payable within one year42/48 | €315,213 | €232,183 | €235,527 | €212,900 | €457,510 | ▲ 115% |
| Trade debts44 | €285,936 | €219,270 | €199,732 | €189,849 | €111,563 | ▼ 41.2% |
| Suppliers440/4 | - | €219,270 | €199,732 | €189,849 | €111,563 | ▼ 41.2% |
| Taxes, remuneration and social security45 | - | €12,330 | €35,414 | €22,871 | €17,775 | ▼ 22.3% |
| Taxes450/3 | - | €451 | €22,853 | €13,000 | €3,842 | ▼ 70.4% |
| Remuneration and social security454/9 | - | €11,880 | €12,562 | €9,871 | €13,933 | ▲ 41.2% |
| Other amounts payable47/48 | - | €583 | €380 | €180 | €328,172 | ▲ 182,177% |
| Accrued charges and deferred income492/3 | - | - | - | €899 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €45,654 | -€3,829 | €131,851 | €1,917 | €4,488 | ▲ 134% |
| + Depreciation and write-downs630 | €3,450 | €1,838 | €1,608 | €4,931 | €6,367 | ▲ 29.1% |
| Operating cash flow (approximation) | €49,104 | -€1,991 | €133,459 | €6,848 | €10,856 | ▲ 58.5% |
| Investment in fixed assets (approximation) | - | €560 | -€5,319 | -€19,964 | €0 | ▲ 100% |
| Change in cash | - | €38,978 | €179,442 | €57,268 | -€40,538 | ▼ 171% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Back to profitnet €131,851
Net result €131,851 after one loss-making year.
2022
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Weakest financial yearnet -€3,829
Net result drops to -€3,829, the lowest in the series; recovery starts the following year.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
23-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
16-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
26-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 1995
Ground area
2,095 m²
Building footprint
1,243 m²
Volume, LiDAR
8,469 m³
Parcel 21384D0002/00H002, Brussels · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
abc soft
since 19952.072.457.854
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21384D0002/00H002 | Brussels | 2,095 m² | 1 · 1,243 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BUREAU D'ETUDES INFORMATIQUES ET DE RECHERCHES
BE 0433.088.370
Seraing · Eq €480,848
ACE LIVING
BE 0768.606.521
Antwerpen · Eq €481,984
Rampelberg-Somers
BE 0411.506.266
Machelen (Brab.) · Eq €475,525
AITEC
BE 0430.823.322
Leuven · Eq €475,100
Batteries Products Group
BE 0453.957.426
Aarschot · Eq €485,600
Of 1,244 companies in sector 46643 we hold annual accounts for 955. 721 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded14-06-1995
Fiscal year end31-03
Activities, NACEBEL 2025
46643Wholesale of electrical equipment, including installation materials
95100Repair and maintenance of computers and communication equipment
47610Retail trade
62100Computer programming
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0455394214
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.